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UVSP Quote, Financials, Valuation and Earnings

Last price:
$29.53
Seasonality move :
-1.71%
Day range:
$29.20 - $30.12
52-week range:
$18.41 - $32.75
Dividend yield:
2.85%
P/E ratio:
11.83x
P/S ratio:
2.95x
P/B ratio:
0.98x
Volume:
60.3K
Avg. volume:
102K
1-year change:
31.99%
Market cap:
$855.6M
Revenue:
$296.8M
EPS (TTM):
$2.49

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
UVSP
Univest Financial
$73.2M $0.54 2.76% -- --
ALRS
Alerus Financial
$52.2M $0.44 188.84% -1.78% $23.60
BHB
Bar Harbor Bankshares
$33.8M $0.68 -10.43% 5.39% $28.25
EVBN
Evans Bancorp
$16.7M $0.40 -46.71% -74.05% --
TBBK
The Bancorp
$119.8M $1.12 2.13% 41.56% $60.67
TMP
Tompkins Financial
$75.6M $1.21 5.61% 4.76% --
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
UVSP
Univest Financial
$29.46 -- $855.6M 11.83x $0.21 2.85% 2.95x
ALRS
Alerus Financial
$19.22 $23.60 $487M 128.13x $0.20 4.11% 2.26x
BHB
Bar Harbor Bankshares
$30.25 $28.25 $461.9M 10.88x $0.30 3.9% 3.06x
EVBN
Evans Bancorp
$43.61 -- $241.6M 13.10x $0.66 3.03% 2.88x
TBBK
The Bancorp
$53.58 $60.67 $2.6B 13.53x $0.00 0% 5.66x
TMP
Tompkins Financial
$67.97 -- $978.3M 14.68x $0.62 3.59% 3.35x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
UVSP
Univest Financial
29.9% 0.791 45.72% 133.87x
ALRS
Alerus Financial
40.13% 1.678 57.21% 2.24x
BHB
Bar Harbor Bankshares
34.26% 0.992 50.9% 3.32x
EVBN
Evans Bancorp
46.15% 1.646 73.84% 48.21x
TBBK
The Bancorp
15.34% 1.295 5.72% --
TMP
Tompkins Financial
42.83% 1.575 65.16% 21.55x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
UVSP
Univest Financial
-- -- 5.79% 8.68% 104.46% $38.3M
ALRS
Alerus Financial
-- -- 0.39% 0.84% 72.61% $16.2M
BHB
Bar Harbor Bankshares
-- -- 5.57% 9.79% 86.07% $22.4M
EVBN
Evans Bancorp
-- -- 5.39% 10.61% 97.21% $11.9M
TBBK
The Bancorp
-- -- 21.88% 25.77% 91.37% $50.1M
TMP
Tompkins Financial
-- -- 5.44% 9.88% 80.01% $18.9M

Univest Financial vs. Competitors

  • Which has Higher Returns UVSP or ALRS?

    Alerus Financial has a net margin of 25.33% compared to Univest Financial's net margin of 10.37%. Univest Financial's return on equity of 8.68% beat Alerus Financial's return on equity of 0.84%.

    Company Gross Margin Earnings Per Share Invested Capital
    UVSP
    Univest Financial
    -- $0.63 $1.3B
    ALRS
    Alerus Financial
    -- $0.26 $645.5M
  • What do Analysts Say About UVSP or ALRS?

    Univest Financial has a consensus price target of --, signalling upside risk potential of 7.49%. On the other hand Alerus Financial has an analysts' consensus of $23.60 which suggests that it could grow by 22.79%. Given that Alerus Financial has higher upside potential than Univest Financial, analysts believe Alerus Financial is more attractive than Univest Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    UVSP
    Univest Financial
    0 0 0
    ALRS
    Alerus Financial
    1 3 0
  • Is UVSP or ALRS More Risky?

    Univest Financial has a beta of 0.884, which suggesting that the stock is 11.573% less volatile than S&P 500. In comparison Alerus Financial has a beta of 0.693, suggesting its less volatile than the S&P 500 by 30.716%.

  • Which is a Better Dividend Stock UVSP or ALRS?

    Univest Financial has a quarterly dividend of $0.21 per share corresponding to a yield of 2.85%. Alerus Financial offers a yield of 4.11% to investors and pays a quarterly dividend of $0.20 per share. Univest Financial pays 35.23% of its earnings as a dividend. Alerus Financial pays out 126.73% of its earnings as a dividend. Univest Financial's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Alerus Financial's is not.

  • Which has Better Financial Ratios UVSP or ALRS?

    Univest Financial quarterly revenues are $73.4M, which are larger than Alerus Financial quarterly revenues of $50.2M. Univest Financial's net income of $18.6M is higher than Alerus Financial's net income of $5.2M. Notably, Univest Financial's price-to-earnings ratio is 11.83x while Alerus Financial's PE ratio is 128.13x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Univest Financial is 2.95x versus 2.26x for Alerus Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UVSP
    Univest Financial
    2.95x 11.83x $73.4M $18.6M
    ALRS
    Alerus Financial
    2.26x 128.13x $50.2M $5.2M
  • Which has Higher Returns UVSP or BHB?

    Bar Harbor Bankshares has a net margin of 25.33% compared to Univest Financial's net margin of 31.58%. Univest Financial's return on equity of 8.68% beat Bar Harbor Bankshares's return on equity of 9.79%.

    Company Gross Margin Earnings Per Share Invested Capital
    UVSP
    Univest Financial
    -- $0.63 $1.3B
    BHB
    Bar Harbor Bankshares
    -- $0.80 $699.6M
  • What do Analysts Say About UVSP or BHB?

    Univest Financial has a consensus price target of --, signalling upside risk potential of 7.49%. On the other hand Bar Harbor Bankshares has an analysts' consensus of $28.25 which suggests that it could grow by 15.7%. Given that Bar Harbor Bankshares has higher upside potential than Univest Financial, analysts believe Bar Harbor Bankshares is more attractive than Univest Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    UVSP
    Univest Financial
    0 0 0
    BHB
    Bar Harbor Bankshares
    0 1 0
  • Is UVSP or BHB More Risky?

    Univest Financial has a beta of 0.884, which suggesting that the stock is 11.573% less volatile than S&P 500. In comparison Bar Harbor Bankshares has a beta of 0.695, suggesting its less volatile than the S&P 500 by 30.497%.

  • Which is a Better Dividend Stock UVSP or BHB?

    Univest Financial has a quarterly dividend of $0.21 per share corresponding to a yield of 2.85%. Bar Harbor Bankshares offers a yield of 3.9% to investors and pays a quarterly dividend of $0.30 per share. Univest Financial pays 35.23% of its earnings as a dividend. Bar Harbor Bankshares pays out 36.94% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UVSP or BHB?

    Univest Financial quarterly revenues are $73.4M, which are larger than Bar Harbor Bankshares quarterly revenues of $38.6M. Univest Financial's net income of $18.6M is higher than Bar Harbor Bankshares's net income of $12.2M. Notably, Univest Financial's price-to-earnings ratio is 11.83x while Bar Harbor Bankshares's PE ratio is 10.88x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Univest Financial is 2.95x versus 3.06x for Bar Harbor Bankshares. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UVSP
    Univest Financial
    2.95x 11.83x $73.4M $18.6M
    BHB
    Bar Harbor Bankshares
    3.06x 10.88x $38.6M $12.2M
  • Which has Higher Returns UVSP or EVBN?

    Evans Bancorp has a net margin of 25.33% compared to Univest Financial's net margin of 16.32%. Univest Financial's return on equity of 8.68% beat Evans Bancorp's return on equity of 10.61%.

    Company Gross Margin Earnings Per Share Invested Capital
    UVSP
    Univest Financial
    -- $0.63 $1.3B
    EVBN
    Evans Bancorp
    -- $0.53 $345.1M
  • What do Analysts Say About UVSP or EVBN?

    Univest Financial has a consensus price target of --, signalling upside risk potential of 7.49%. On the other hand Evans Bancorp has an analysts' consensus of -- which suggests that it could grow by 14.77%. Given that Evans Bancorp has higher upside potential than Univest Financial, analysts believe Evans Bancorp is more attractive than Univest Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    UVSP
    Univest Financial
    0 0 0
    EVBN
    Evans Bancorp
    0 0 0
  • Is UVSP or EVBN More Risky?

    Univest Financial has a beta of 0.884, which suggesting that the stock is 11.573% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.922, suggesting its less volatile than the S&P 500 by 7.751%.

  • Which is a Better Dividend Stock UVSP or EVBN?

    Univest Financial has a quarterly dividend of $0.21 per share corresponding to a yield of 2.85%. Evans Bancorp offers a yield of 3.03% to investors and pays a quarterly dividend of $0.66 per share. Univest Financial pays 35.23% of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UVSP or EVBN?

    Univest Financial quarterly revenues are $73.4M, which are larger than Evans Bancorp quarterly revenues of $18M. Univest Financial's net income of $18.6M is higher than Evans Bancorp's net income of $2.9M. Notably, Univest Financial's price-to-earnings ratio is 11.83x while Evans Bancorp's PE ratio is 13.10x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Univest Financial is 2.95x versus 2.88x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UVSP
    Univest Financial
    2.95x 11.83x $73.4M $18.6M
    EVBN
    Evans Bancorp
    2.88x 13.10x $18M $2.9M
  • Which has Higher Returns UVSP or TBBK?

    The Bancorp has a net margin of 25.33% compared to Univest Financial's net margin of 40.94%. Univest Financial's return on equity of 8.68% beat The Bancorp's return on equity of 25.77%.

    Company Gross Margin Earnings Per Share Invested Capital
    UVSP
    Univest Financial
    -- $0.63 $1.3B
    TBBK
    The Bancorp
    -- $1.04 $963M
  • What do Analysts Say About UVSP or TBBK?

    Univest Financial has a consensus price target of --, signalling upside risk potential of 7.49%. On the other hand The Bancorp has an analysts' consensus of $60.67 which suggests that it could grow by 13.23%. Given that The Bancorp has higher upside potential than Univest Financial, analysts believe The Bancorp is more attractive than Univest Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    UVSP
    Univest Financial
    0 0 0
    TBBK
    The Bancorp
    0 0 0
  • Is UVSP or TBBK More Risky?

    Univest Financial has a beta of 0.884, which suggesting that the stock is 11.573% less volatile than S&P 500. In comparison The Bancorp has a beta of 1.480, suggesting its more volatile than the S&P 500 by 48.043%.

  • Which is a Better Dividend Stock UVSP or TBBK?

    Univest Financial has a quarterly dividend of $0.21 per share corresponding to a yield of 2.85%. The Bancorp offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Univest Financial pays 35.23% of its earnings as a dividend. The Bancorp pays out -- of its earnings as a dividend. Univest Financial's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UVSP or TBBK?

    Univest Financial quarterly revenues are $73.4M, which are smaller than The Bancorp quarterly revenues of $125.8M. Univest Financial's net income of $18.6M is lower than The Bancorp's net income of $51.5M. Notably, Univest Financial's price-to-earnings ratio is 11.83x while The Bancorp's PE ratio is 13.53x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Univest Financial is 2.95x versus 5.66x for The Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UVSP
    Univest Financial
    2.95x 11.83x $73.4M $18.6M
    TBBK
    The Bancorp
    5.66x 13.53x $125.8M $51.5M
  • Which has Higher Returns UVSP or TMP?

    Tompkins Financial has a net margin of 25.33% compared to Univest Financial's net margin of 24.66%. Univest Financial's return on equity of 8.68% beat Tompkins Financial's return on equity of 9.88%.

    Company Gross Margin Earnings Per Share Invested Capital
    UVSP
    Univest Financial
    -- $0.63 $1.3B
    TMP
    Tompkins Financial
    -- $1.30 $1.3B
  • What do Analysts Say About UVSP or TMP?

    Univest Financial has a consensus price target of --, signalling upside risk potential of 7.49%. On the other hand Tompkins Financial has an analysts' consensus of -- which suggests that it could grow by 22.11%. Given that Tompkins Financial has higher upside potential than Univest Financial, analysts believe Tompkins Financial is more attractive than Univest Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    UVSP
    Univest Financial
    0 0 0
    TMP
    Tompkins Financial
    0 0 0
  • Is UVSP or TMP More Risky?

    Univest Financial has a beta of 0.884, which suggesting that the stock is 11.573% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.720, suggesting its less volatile than the S&P 500 by 28.046%.

  • Which is a Better Dividend Stock UVSP or TMP?

    Univest Financial has a quarterly dividend of $0.21 per share corresponding to a yield of 2.85%. Tompkins Financial offers a yield of 3.59% to investors and pays a quarterly dividend of $0.62 per share. Univest Financial pays 35.23% of its earnings as a dividend. Tompkins Financial pays out 363.09% of its earnings as a dividend. Univest Financial's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Tompkins Financial's is not.

  • Which has Better Financial Ratios UVSP or TMP?

    Univest Financial quarterly revenues are $73.4M, which are smaller than Tompkins Financial quarterly revenues of $75.6M. Univest Financial's net income of $18.6M is lower than Tompkins Financial's net income of $18.6M. Notably, Univest Financial's price-to-earnings ratio is 11.83x while Tompkins Financial's PE ratio is 14.68x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Univest Financial is 2.95x versus 3.35x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UVSP
    Univest Financial
    2.95x 11.83x $73.4M $18.6M
    TMP
    Tompkins Financial
    3.35x 14.68x $75.6M $18.6M

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