THFF Quote, Financials, Valuation and Earnings

Central Pacific Financial has a net margin of 14.97% compared to First Financial's net margin of 20.37%. First Financial's return on equity of 8.31% beat Central Pacific Financial's return on equity of 11.2%.

First Financial has a consensus price target of $51.00, signalling upside risk potential of 11.28%. On the other hand Central Pacific Financial has an analysts' consensus of -- which suggests that it could grow by 17%. Given that Central Pacific Financial has higher upside potential than First Financial, analysts believe Central Pacific Financial is more attractive than First Financial.

First Financial has a beta of 0.507, which suggesting that the stock is 49.26% less volatile than S&P 500. In comparison Central Pacific Financial has a beta of 1.191, suggesting its more volatile than the S&P 500 by 19.079%.

First Financial has a quarterly dividend of $0.45 per share corresponding to a yield of 3.93%. Central Pacific Financial offers a yield of 3.8% to investors and pays a quarterly dividend of $0.26 per share. First Financial pays 25.35% of its earnings as a dividend. Central Pacific Financial pays out 47.93% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Financial quarterly revenues are $58.4M, which are smaller than Central Pacific Financial quarterly revenues of $65.3M. First Financial's net income of $8.7M is lower than Central Pacific Financial's net income of $13.3M. Notably, First Financial's price-to-earnings ratio is 12.42x while Central Pacific Financial's PE ratio is 13.02x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Financial is 2.62x versus 2.98x for Central Pacific Financial. Usually stocks with elevated PS ratios are considered overvalued.

Community Trust Bancorp has a net margin of 14.97% compared to First Financial's net margin of 35.28%. First Financial's return on equity of 8.31% beat Community Trust Bancorp's return on equity of 11.15%.

First Financial has a consensus price target of $51.00, signalling upside risk potential of 11.28%. On the other hand Community Trust Bancorp has an analysts' consensus of -- which suggests that it could grow by 15.5%. Given that Community Trust Bancorp has higher upside potential than First Financial, analysts believe Community Trust Bancorp is more attractive than First Financial.

First Financial has a beta of 0.507, which suggesting that the stock is 49.26% less volatile than S&P 500. In comparison Community Trust Bancorp has a beta of 0.672, suggesting its less volatile than the S&P 500 by 32.841%.

First Financial has a quarterly dividend of $0.45 per share corresponding to a yield of 3.93%. Community Trust Bancorp offers a yield of 3.58% to investors and pays a quarterly dividend of $0.47 per share. First Financial pays 25.35% of its earnings as a dividend. Community Trust Bancorp pays out 41.26% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Financial quarterly revenues are $58.4M, which are smaller than Community Trust Bancorp quarterly revenues of $62.8M. First Financial's net income of $8.7M is lower than Community Trust Bancorp's net income of $22.1M. Notably, First Financial's price-to-earnings ratio is 12.42x while Community Trust Bancorp's PE ratio is 11.81x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Financial is 2.62x versus 3.89x for Community Trust Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Evans Bancorp has a net margin of 14.97% compared to First Financial's net margin of 16.32%. First Financial's return on equity of 8.31% beat Evans Bancorp's return on equity of 10.61%.

First Financial has a consensus price target of $51.00, signalling upside risk potential of 11.28%. On the other hand Evans Bancorp has an analysts' consensus of $50.05 which suggests that it could grow by 17.24%. Given that Evans Bancorp has higher upside potential than First Financial, analysts believe Evans Bancorp is more attractive than First Financial.

First Financial has a beta of 0.507, which suggesting that the stock is 49.26% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.927, suggesting its less volatile than the S&P 500 by 7.33%.

First Financial has a quarterly dividend of $0.45 per share corresponding to a yield of 3.93%. Evans Bancorp offers a yield of 3.09% to investors and pays a quarterly dividend of $0.66 per share. First Financial pays 25.35% of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Financial quarterly revenues are $58.4M, which are larger than Evans Bancorp quarterly revenues of $18M. First Financial's net income of $8.7M is higher than Evans Bancorp's net income of $2.9M. Notably, First Financial's price-to-earnings ratio is 12.42x while Evans Bancorp's PE ratio is 12.82x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Financial is 2.62x versus 2.82x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

First Bancorp has a net margin of 14.97% compared to First Financial's net margin of 36.89%. First Financial's return on equity of 8.31% beat First Bancorp's return on equity of 10.89%.

First Financial has a consensus price target of $51.00, signalling upside risk potential of 11.28%. On the other hand First Bancorp has an analysts' consensus of -- which suggests that it could fall by --. Given that First Financial has higher upside potential than First Bancorp, analysts believe First Financial is more attractive than First Bancorp.

First Financial has a beta of 0.507, which suggesting that the stock is 49.26% less volatile than S&P 500. In comparison First Bancorp has a beta of 0.579, suggesting its less volatile than the S&P 500 by 42.098%.

First Financial has a quarterly dividend of $0.45 per share corresponding to a yield of 3.93%. First Bancorp offers a yield of 5.33% to investors and pays a quarterly dividend of $0.36 per share. First Financial pays 25.35% of its earnings as a dividend. First Bancorp pays out 52.23% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Financial quarterly revenues are $58.4M, which are larger than First Bancorp quarterly revenues of $20.5M. First Financial's net income of $8.7M is higher than First Bancorp's net income of $7.6M. Notably, First Financial's price-to-earnings ratio is 12.42x while First Bancorp's PE ratio is 11.24x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Financial is 2.62x versus 3.79x for First Bancorp. Usually stocks with elevated PS ratios are considered overvalued.