FRME Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 31.54% compared to First Merchants's net margin of 16.32%. First Merchants's return on equity of 8.1% beat Evans Bancorp's return on equity of 10.61%.

First Merchants has a consensus price target of $45.17, signalling upside risk potential of 15.55%. On the other hand Evans Bancorp has an analysts' consensus of $50.05 which suggests that it could grow by 17.24%. Given that Evans Bancorp has higher upside potential than First Merchants, analysts believe Evans Bancorp is more attractive than First Merchants.

First Merchants has a beta of 1.064, which suggesting that the stock is 6.449% more volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.927, suggesting its less volatile than the S&P 500 by 7.33%.

First Merchants has a quarterly dividend of $0.35 per share corresponding to a yield of 3.56%. Evans Bancorp offers a yield of 3.09% to investors and pays a quarterly dividend of $0.66 per share. First Merchants pays 36.61% of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Merchants quarterly revenues are $156M, which are larger than Evans Bancorp quarterly revenues of $18M. First Merchants's net income of $49.2M is higher than Evans Bancorp's net income of $2.9M. Notably, First Merchants's price-to-earnings ratio is 12.90x while Evans Bancorp's PE ratio is 12.82x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Merchants is 3.68x versus 2.82x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

First Horizon has a net margin of 31.54% compared to First Merchants's net margin of 27.18%. First Merchants's return on equity of 8.1% beat First Horizon's return on equity of 8.71%.

First Merchants has a consensus price target of $45.17, signalling upside risk potential of 15.55%. On the other hand First Horizon has an analysts' consensus of $21.60 which suggests that it could grow by 9%. Given that First Merchants has higher upside potential than First Horizon, analysts believe First Merchants is more attractive than First Horizon.

First Merchants has a beta of 1.064, which suggesting that the stock is 6.449% more volatile than S&P 500. In comparison First Horizon has a beta of 0.919, suggesting its less volatile than the S&P 500 by 8.119%.

First Merchants has a quarterly dividend of $0.35 per share corresponding to a yield of 3.56%. First Horizon offers a yield of 3% to investors and pays a quarterly dividend of $0.15 per share. First Merchants pays 36.61% of its earnings as a dividend. First Horizon pays out 40.91% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Merchants quarterly revenues are $156M, which are smaller than First Horizon quarterly revenues of $802M. First Merchants's net income of $49.2M is lower than First Horizon's net income of $218M. Notably, First Merchants's price-to-earnings ratio is 12.90x while First Horizon's PE ratio is 14.49x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Merchants is 3.68x versus 3.48x for First Horizon. Usually stocks with elevated PS ratios are considered overvalued.

Independent Bank has a net margin of 31.54% compared to First Merchants's net margin of 24.59%. First Merchants's return on equity of 8.1% beat Independent Bank's return on equity of 6.76%.

First Merchants has a consensus price target of $45.17, signalling upside risk potential of 15.55%. On the other hand Independent Bank has an analysts' consensus of $77.75 which suggests that it could grow by 23.04%. Given that Independent Bank has higher upside potential than First Merchants, analysts believe Independent Bank is more attractive than First Merchants.

First Merchants has a beta of 1.064, which suggesting that the stock is 6.449% more volatile than S&P 500. In comparison Independent Bank has a beta of 0.780, suggesting its less volatile than the S&P 500 by 21.973%.

First Merchants has a quarterly dividend of $0.35 per share corresponding to a yield of 3.56%. Independent Bank offers a yield of 3.61% to investors and pays a quarterly dividend of $0.57 per share. First Merchants pays 36.61% of its earnings as a dividend. Independent Bank pays out 40.92% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Merchants quarterly revenues are $156M, which are smaller than Independent Bank quarterly revenues of $174.6M. First Merchants's net income of $49.2M is higher than Independent Bank's net income of $42.9M. Notably, First Merchants's price-to-earnings ratio is 12.90x while Independent Bank's PE ratio is 13.74x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Merchants is 3.68x versus 3.96x for Independent Bank. Usually stocks with elevated PS ratios are considered overvalued.

Provident Financial Services has a net margin of 31.54% compared to First Merchants's net margin of 22.04%. First Merchants's return on equity of 8.1% beat Provident Financial Services's return on equity of 4.63%.

First Merchants has a consensus price target of $45.17, signalling upside risk potential of 15.55%. On the other hand Provident Financial Services has an analysts' consensus of $23.67 which suggests that it could grow by 27.24%. Given that Provident Financial Services has higher upside potential than First Merchants, analysts believe Provident Financial Services is more attractive than First Merchants.

First Merchants has a beta of 1.064, which suggesting that the stock is 6.449% more volatile than S&P 500. In comparison Provident Financial Services has a beta of 1.083, suggesting its more volatile than the S&P 500 by 8.337%.

First Merchants has a quarterly dividend of $0.35 per share corresponding to a yield of 3.56%. Provident Financial Services offers a yield of 5.16% to investors and pays a quarterly dividend of $0.24 per share. First Merchants pays 36.61% of its earnings as a dividend. Provident Financial Services pays out 56.42% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First Merchants quarterly revenues are $156M, which are smaller than Provident Financial Services quarterly revenues of $210.6M. First Merchants's net income of $49.2M is higher than Provident Financial Services's net income of $46.4M. Notably, First Merchants's price-to-earnings ratio is 12.90x while Provident Financial Services's PE ratio is 17.88x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First Merchants is 3.68x versus 2.95x for Provident Financial Services. Usually stocks with elevated PS ratios are considered overvalued.