AFBI Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 21.68% compared to Affinity Bancshares's net margin of 16.32%. Affinity Bancshares's return on equity of 4.55% beat Evans Bancorp's return on equity of 10.61%.

Affinity Bancshares has a consensus price target of --, signalling downside risk potential of --. On the other hand Evans Bancorp has an analysts' consensus of -- which suggests that it could grow by 14.77%. Given that Evans Bancorp has higher upside potential than Affinity Bancshares, analysts believe Evans Bancorp is more attractive than Affinity Bancshares.

Affinity Bancshares has a beta of 0.497, which suggesting that the stock is 50.321% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.922, suggesting its less volatile than the S&P 500 by 7.751%.

Affinity Bancshares has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Evans Bancorp offers a yield of 3.03% to investors and pays a quarterly dividend of $0.66 per share. Affinity Bancshares pays -- of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Evans Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Affinity Bancshares quarterly revenues are $8M, which are smaller than Evans Bancorp quarterly revenues of $18M. Affinity Bancshares's net income of $1.7M is lower than Evans Bancorp's net income of $2.9M. Notably, Affinity Bancshares's price-to-earnings ratio is 25.65x while Evans Bancorp's PE ratio is 13.10x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Affinity Bancshares is 4.62x versus 2.88x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

First Bancshares has a net margin of 21.68% compared to Affinity Bancshares's net margin of 25.94%. Affinity Bancshares's return on equity of 4.55% beat First Bancshares's return on equity of 7.3%.

Affinity Bancshares has a consensus price target of --, signalling downside risk potential of --. On the other hand First Bancshares has an analysts' consensus of -- which suggests that it could grow by 7.27%. Given that First Bancshares has higher upside potential than Affinity Bancshares, analysts believe First Bancshares is more attractive than Affinity Bancshares.

Affinity Bancshares has a beta of 0.497, which suggesting that the stock is 50.321% less volatile than S&P 500. In comparison First Bancshares has a beta of 0.935, suggesting its less volatile than the S&P 500 by 6.544%.

Affinity Bancshares has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. First Bancshares offers a yield of 2.86% to investors and pays a quarterly dividend of $0.25 per share. Affinity Bancshares pays -- of its earnings as a dividend. First Bancshares pays out 36.51% of its earnings as a dividend. First Bancshares's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Affinity Bancshares quarterly revenues are $8M, which are smaller than First Bancshares quarterly revenues of $71.6M. Affinity Bancshares's net income of $1.7M is lower than First Bancshares's net income of $18.6M. Notably, Affinity Bancshares's price-to-earnings ratio is 25.65x while First Bancshares's PE ratio is 15.82x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Affinity Bancshares is 4.62x versus 4.14x for First Bancshares. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 21.68% compared to Affinity Bancshares's net margin of 27.77%. Affinity Bancshares's return on equity of 4.55% beat Park National's return on equity of 11.8%.

Affinity Bancshares has a consensus price target of --, signalling downside risk potential of --. On the other hand Park National has an analysts' consensus of -- which suggests that it could grow by 3.97%. Given that Park National has higher upside potential than Affinity Bancshares, analysts believe Park National is more attractive than Affinity Bancshares.

Affinity Bancshares has a beta of 0.497, which suggesting that the stock is 50.321% less volatile than S&P 500. In comparison Park National has a beta of 0.718, suggesting its less volatile than the S&P 500 by 28.154%.

Affinity Bancshares has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Park National offers a yield of 2.44% to investors and pays a quarterly dividend of $1.56 per share. Affinity Bancshares pays -- of its earnings as a dividend. Park National pays out 54.41% of its earnings as a dividend. Park National's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Affinity Bancshares quarterly revenues are $8M, which are smaller than Park National quarterly revenues of $137.6M. Affinity Bancshares's net income of $1.7M is lower than Park National's net income of $38.2M. Notably, Affinity Bancshares's price-to-earnings ratio is 25.65x while Park National's PE ratio is 20.60x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Affinity Bancshares is 4.62x versus 5.69x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Sterling Bancorp has a net margin of 21.68% compared to Affinity Bancshares's net margin of -1.02%. Affinity Bancshares's return on equity of 4.55% beat Sterling Bancorp's return on equity of 1.85%.

Affinity Bancshares has a consensus price target of --, signalling downside risk potential of --. On the other hand Sterling Bancorp has an analysts' consensus of -- which suggests that it could grow by 47.37%. Given that Sterling Bancorp has higher upside potential than Affinity Bancshares, analysts believe Sterling Bancorp is more attractive than Affinity Bancshares.

Affinity Bancshares has a beta of 0.497, which suggesting that the stock is 50.321% less volatile than S&P 500. In comparison Sterling Bancorp has a beta of 0.524, suggesting its less volatile than the S&P 500 by 47.585%.

Affinity Bancshares has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Sterling Bancorp offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Affinity Bancshares pays -- of its earnings as a dividend. Sterling Bancorp pays out -- of its earnings as a dividend.

Affinity Bancshares quarterly revenues are $8M, which are smaller than Sterling Bancorp quarterly revenues of $14M. Affinity Bancshares's net income of $1.7M is higher than Sterling Bancorp's net income of -$143K. Notably, Affinity Bancshares's price-to-earnings ratio is 25.65x while Sterling Bancorp's PE ratio is 38.52x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Affinity Bancshares is 4.62x versus 4.09x for Sterling Bancorp. Usually stocks with elevated PS ratios are considered overvalued.