Financhill
Buy
67

AFBI Quote, Financials, Valuation and Earnings

Last price:
$21.80
Seasonality move :
-2.6%
Day range:
$21.80 - $21.91
52-week range:
$14.93 - $22.50
Dividend yield:
0%
P/E ratio:
25.65x
P/S ratio:
4.62x
P/B ratio:
1.09x
Volume:
5.9K
Avg. volume:
6.2K
1-year change:
34.15%
Market cap:
$139.8M
Revenue:
$29.7M
EPS (TTM):
$0.85

Analysts' Opinion

  • Consensus Rating
    Affinity Bancshares has received a consensus rating of --. The company's average rating is a -- based on 0 Buy ratings, 0 Hold ratings, and 0 Sell ratings.
  • Price Target Downside
    According to analysts' consensus price target of --, Affinity Bancshares has an estimated downside of -- from its current price of $21.80.
  • Price Target Upside
    According to analysts, the highest upside price target is -- representing -100% upside increase from its current price of $21.80.

Fair Value

  • According to the consensus of 0 analysts, Affinity Bancshares has -- downside to fair value with a price target of -- per share.

AFBI vs. S&P 500

  • Over the past 5 trading days, Affinity Bancshares has underperformed the S&P 500 by -1.08% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Affinity Bancshares does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Affinity Bancshares has grown year-over-year revenues for 2 quarters straight. In the most recent quarter Affinity Bancshares reported revenues of $8M.

Earnings Growth

  • Affinity Bancshares has grown year-over-year earnings for 1 quarter straight. In the most recent quarter Affinity Bancshares reported earnings per share of $0.26.
Enterprise value:
97.9M
EV / Invested capital:
0.52x
Price / LTM sales:
4.62x
EV / EBIT:
3.81x
EV / Revenue:
3.17x
PEG ratio (5yr expected):
--
EV / Free cash flow:
13.67x
Price / Operating cash flow:
19.93x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.65%
Net Income Margin (TTM):
18.15%
Return On Equity:
4.55%
Return On Invested Capital:
3.34%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Income Statement
Revenue $31.5M $30.3M $30.9M $7.5M $8M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $1.00 $1.01 $0.85 $0.25 $0.26
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Balance Sheet
Current Assets -- $175M $82.4M $109.5M $100.7M
Total Assets -- $790M $776.4M $855.4M $878.6M
Current Liabilities -- -- -- -- --
Total Liabilities -- $670.3M $661.2M $737M $750.2M
Total Equity -- $119.7M $115.2M $118.5M $128.4M
Total Debt -- $49M $10M $20M $58.8M
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Cash Flow Statement
Cash Flow Operations $6.9M $5.4M $7.7M $1.7M $4.1M
Cash From Investing -$84.8M -$56M -$30.2M -$795K -$3.2M
Cash From Financing -$12.5M $71.6M $13.3M -$22.3M $1M
Free Cash Flow $5.7M $4.6M $7.2M $1.7M $4M
AFBI
Sector
Market Cap
$139.8M
$694.8M
Price % of 52-Week High
96.89%
87.8%
Dividend Yield
0%
2.22%
Shareholder Yield
-5.45%
3.87%
1-Year Price Total Return
34.15%
7.01%
Beta (5-Year)
0.497
0.734
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years

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Technicals

8-day SMA
Sell
Level $21.93
200-day SMA
Buy
Level $20.06
Bollinger Bands (100)
Buy
Level 21.26 - 21.68
Chaikin Money Flow
Buy
Level 2.5M
20-day SMA
Buy
Level $21.77
Relative Strength Index (RSI14)
Buy
Level 52.02
ADX Line
Buy
Level 16.93
Williams %R
Neutral
Level -70
50-day SMA
Buy
Level $21.56
MACD (12, 26)
Buy
Level 0.11
25-day Aroon Oscillator
Buy
Level 80
On Balance Volume
Neutral
Level 2.9M

Financial Scores

--
Altman Z-Score (Annual)
Level (--)
Sell
CA Score (Annual)
Level (-1.9453)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (9)
--
Ohlson Score
Level (--)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Sell
Fundamental Score
Level (5)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Affinity Bancshares Inc is a holding company of Affinity Bank, a federally chartered stock savings bank that offers a variety of deposit accounts, including checking accounts, savings accounts, and certificate of deposit accounts. Its business consists of taking deposits from the general public and investing those deposits, together with funds generated from operations, in commercial real estate loans, commercial and industrial loans, and residential real estate loans, construction and land loans, and consumer loans. It also invests in securities, which consist of mortgage-backed securities and obligations issued by United States government-sponsored enterprises and Federal Home Loan Bank stock.

Stock Forecast FAQ

In the current month, AFBI has received 0 Buy ratings 0 Hold ratings, and 0 Sell ratings. The AFBI average analyst price target in the past 3 months is --.

  • Where Will Affinity Bancshares Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Affinity Bancshares share price will drop to -- per share over the next 12 months.

  • What Do Analysts Say About Affinity Bancshares?

    Analysts are divided on their view about Affinity Bancshares share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Affinity Bancshares is a Sell and believe this share price will rise from its current level to --.

  • What Is Affinity Bancshares's Price Target?

    The price target for Affinity Bancshares over the next 1-year time period is forecast to be -- according to 0 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is AFBI A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Affinity Bancshares is a --. 0 of 0 analysts rate the stock a -- at this time.

  • How Can I Buy Shares Of AFBI?

    You can purchase shares of Affinity Bancshares via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, TastyTrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Affinity Bancshares shares.

  • What Is The Affinity Bancshares Share Price Today?

    Affinity Bancshares was last trading at $21.80 per share. This represents the most recent stock quote for Affinity Bancshares. Yesterday, Affinity Bancshares closed at $21.80 per share.

  • How To Buy Affinity Bancshares Stock Online?

    In order to purchase Affinity Bancshares stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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