Financhill
Buy
69

LC Quote, Financials, Valuation and Earnings

Last price:
$10.18
Seasonality move :
13.02%
Day range:
$9.92 - $10.22
52-week range:
$7.81 - $18.75
Dividend yield:
0%
P/E ratio:
23.14x
P/S ratio:
1.41x
P/B ratio:
0.85x
Volume:
1M
Avg. volume:
1.4M
1-year change:
12.86%
Market cap:
$1.2B
Revenue:
$787M
EPS (TTM):
$0.44

Analysts' Opinion

  • Consensus Rating
    LendingClub has received a consensus rating of Buy. The company's average rating is a Buy based on 4 Buy ratings, 2 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $15.39, LendingClub has an estimated upside of 51.17% from its current price of $10.18.
  • Price Target Downside
    According to analysts, the lowest downside price target is $12.00 representing 100% downside risk from its current price of $10.18.

Fair Value

  • According to the consensus of 6 analysts, LendingClub has 51.17% upside to fair value with a price target of $15.39 per share.

LC vs. S&P 500

  • Over the past 5 trading days, LendingClub has underperformed the S&P 500 by -4.98% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • LendingClub does not have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • LendingClub has grown year-over-year revenues for 3 quarters straight. In the most recent quarter LendingClub reported revenues of $217.7M.

Earnings Growth

  • LendingClub earnings have been falling on a year-over-year basis for 2 quarters in a row. In the most recent quarter LendingClub reported earnings per share of $0.10.
Enterprise value:
264M
EV / Invested capital:
0.19x
Price / LTM sales:
1.41x
EV / EBIT:
0.61x
EV / Revenue:
0.32x
PEG ratio (5yr expected):
0.79x
EV / Free cash flow:
-0.12x
Price / Operating cash flow:
--
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.5%
Net Income Margin (TTM):
6.16%
Return On Equity:
3.84%
Return On Invested Capital:
3.69%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Income Statement
Revenue $1.1B $799.6M $824M $180.7M $217.7M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $2.49 $0.34 $0.44 $0.11 $0.10
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Balance Sheet
Current Assets $1.2B $1.6B $2.2B $3.4B $994.9M
Total Assets $4.5B $5.6B $8.8B $9.2B $10.5B
Current Liabilities $162.1M $126.1M $90.3M $78.2M $79.8M
Total Liabilities $3.8B $4.7B $7.6B $8B $9.1B
Total Equity $733.1M $887.4M $1.2B $1.3B $1.4B
Total Debt $749.4M $217.8M $46.2M $262.6M --
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Cash Flow Statement
Cash Flow Operations $449.4M -$2.1B -$2.1B -$846.5M -$339.3M
Cash From Investing -$2.8B $1.1B $841.4M $216.9M $450.5M
Cash From Financing $2.9B $445.6M $1.1B $437.8M -$168.4M
Free Cash Flow $385.1M -$2.2B -$2.2B -$858.3M -$352.3M
LC
Sector
Market Cap
$1.2B
$610.9M
Price % of 52-Week High
54.29%
83.13%
Dividend Yield
0%
2.04%
Shareholder Yield
--
4.06%
1-Year Price Total Return
12.86%
8.8%
Beta (5-Year)
2.347
0.587
Dividend yield:
0%
Annualized payout:
$0.00
Payout ratio:
--
Growth streak:
0 years

Technicals

8-day SMA
Sell
Level $10.26
200-day SMA
Sell
Level $12.74
Bollinger Bands (100)
Sell
Level 9.74 - 14.76
Chaikin Money Flow
Sell
Level -152M
20-day SMA
Sell
Level $10.42
Relative Strength Index (RSI14)
Sell
Level 47.46
ADX Line
Sell
Level 13.95
Williams %R
Neutral
Level -74.4681
50-day SMA
Sell
Level $10.28
MACD (12, 26)
Sell
Level -0.06
25-day Aroon Oscillator
Buy
Level 40
On Balance Volume
Sell
Level -472.8M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.3929)
Sell
CA Score (Annual)
Level (-1.9144)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (8)
Sell
Ohlson Score
Level (1.6715)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Sell
Fundamental Score
Level (3)

Revenue Forecast

Earnings per Share Forecast

Company Profile

LendingClub Corp is a company engaged in operating an online lending marketplace platform that connects borrowers and investors for the provision of the loan facility. It offers investors access to an asset class that has generally been closed to many investors and only available on a limited basis to institutional investors. The company through the platform offers loan products such as personal, education and patient finance, small business, and auto to interested investors. It generates a majority of the revenue from the transaction fees received from the platform's role in accepting and decisioning applications on behalf of the bank partners to enable loan originations.

Stock Forecast FAQ

In the current month, LC has received 4 Buy ratings 2 Hold ratings, and 0 Sell ratings. The LC average analyst price target in the past 3 months is $15.39.

  • Where Will LendingClub Stock Be In 1 Year?

    According to analysts, the consensus estimate is that LendingClub share price will rise to $15.39 per share over the next 12 months.

  • What Do Analysts Say About LendingClub?

    Analysts are divided on their view about LendingClub share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that LendingClub is a Sell and believe this share price will drop from its current level to $12.00.

  • What Is LendingClub's Price Target?

    The price target for LendingClub over the next 1-year time period is forecast to be $15.39 according to 6 Wall Street analysts, 4 of them rate the stock a Buy, 0 rate the stock a Sell, and 2 analysts rate the stock a Hold.

  • Is LC A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for LendingClub is a Buy. 4 of 6 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of LC?

    You can purchase shares of LendingClub via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, tastytrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase LendingClub shares.

  • What Is The LendingClub Share Price Today?

    LendingClub was last trading at $10.18 per share. This represents the most recent stock quote for LendingClub. Yesterday, LendingClub closed at $10.18 per share.

  • How To Buy LendingClub Stock Online?

    In order to purchase LendingClub stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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