HMN Quote, Financials, Valuation and Earnings

Cincinnati Financial has a net margin of 9.72% compared to Horace Mann Educators's net margin of 15.96%. Horace Mann Educators's return on equity of 8.33% beat Cincinnati Financial's return on equity of 17.56%.

Horace Mann Educators has a consensus price target of $45.00, signalling upside risk potential of 4.48%. On the other hand Cincinnati Financial has an analysts' consensus of $157.00 which suggests that it could grow by 8.5%. Given that Cincinnati Financial has higher upside potential than Horace Mann Educators, analysts believe Cincinnati Financial is more attractive than Horace Mann Educators.

Horace Mann Educators has a beta of 0.209, which suggesting that the stock is 79.101% less volatile than S&P 500. In comparison Cincinnati Financial has a beta of 0.533, suggesting its less volatile than the S&P 500 by 46.747%.

Horace Mann Educators has a quarterly dividend of $0.35 per share corresponding to a yield of 3.18%. Cincinnati Financial offers a yield of 2.28% to investors and pays a quarterly dividend of $0.87 per share. Horace Mann Educators pays 53.99% of its earnings as a dividend. Cincinnati Financial pays out 21.38% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Horace Mann Educators quarterly revenues are $393.1M, which are smaller than Cincinnati Financial quarterly revenues of $2.5B. Horace Mann Educators's net income of $38.2M is lower than Cincinnati Financial's net income of $405M. Notably, Horace Mann Educators's price-to-earnings ratio is 17.37x while Cincinnati Financial's PE ratio is 9.97x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Horace Mann Educators is 1.15x versus 2.01x for Cincinnati Financial. Usually stocks with elevated PS ratios are considered overvalued.

Radian Group has a net margin of 9.72% compared to Horace Mann Educators's net margin of 46.88%. Horace Mann Educators's return on equity of 8.33% beat Radian Group's return on equity of 13.35%.

Horace Mann Educators has a consensus price target of $45.00, signalling upside risk potential of 4.48%. On the other hand Radian Group has an analysts' consensus of $36.43 which suggests that it could grow by 10.89%. Given that Radian Group has higher upside potential than Horace Mann Educators, analysts believe Radian Group is more attractive than Horace Mann Educators.

Horace Mann Educators has a beta of 0.209, which suggesting that the stock is 79.101% less volatile than S&P 500. In comparison Radian Group has a beta of 0.750, suggesting its less volatile than the S&P 500 by 25.023%.

Horace Mann Educators has a quarterly dividend of $0.35 per share corresponding to a yield of 3.18%. Radian Group offers a yield of 3.01% to investors and pays a quarterly dividend of $0.26 per share. Horace Mann Educators pays 53.99% of its earnings as a dividend. Radian Group pays out 25.14% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Horace Mann Educators quarterly revenues are $393.1M, which are larger than Radian Group quarterly revenues of $316.3M. Horace Mann Educators's net income of $38.2M is lower than Radian Group's net income of $148.3M. Notably, Horace Mann Educators's price-to-earnings ratio is 17.37x while Radian Group's PE ratio is 8.36x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Horace Mann Educators is 1.15x versus 3.92x for Radian Group. Usually stocks with elevated PS ratios are considered overvalued.

Safety Insurance Group has a net margin of 9.72% compared to Horace Mann Educators's net margin of 2.86%. Horace Mann Educators's return on equity of 8.33% beat Safety Insurance Group's return on equity of 8.62%.

Horace Mann Educators has a consensus price target of $45.00, signalling upside risk potential of 4.48%. On the other hand Safety Insurance Group has an analysts' consensus of -- which suggests that it could fall by -11.81%. Given that Horace Mann Educators has higher upside potential than Safety Insurance Group, analysts believe Horace Mann Educators is more attractive than Safety Insurance Group.

Horace Mann Educators has a beta of 0.209, which suggesting that the stock is 79.101% less volatile than S&P 500. In comparison Safety Insurance Group has a beta of 0.188, suggesting its less volatile than the S&P 500 by 81.241%.

Horace Mann Educators has a quarterly dividend of $0.35 per share corresponding to a yield of 3.18%. Safety Insurance Group offers a yield of 4.54% to investors and pays a quarterly dividend of $0.90 per share. Horace Mann Educators pays 53.99% of its earnings as a dividend. Safety Insurance Group pays out 75.39% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Horace Mann Educators quarterly revenues are $393.1M, which are larger than Safety Insurance Group quarterly revenues of $284.7M. Horace Mann Educators's net income of $38.2M is higher than Safety Insurance Group's net income of $8.1M. Notably, Horace Mann Educators's price-to-earnings ratio is 17.37x while Safety Insurance Group's PE ratio is 16.64x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Horace Mann Educators is 1.15x versus 1.06x for Safety Insurance Group. Usually stocks with elevated PS ratios are considered overvalued.

Selective Insurance Group has a net margin of 9.72% compared to Horace Mann Educators's net margin of 7.6%. Horace Mann Educators's return on equity of 8.33% beat Selective Insurance Group's return on equity of 6.82%.

Horace Mann Educators has a consensus price target of $45.00, signalling upside risk potential of 4.48%. On the other hand Selective Insurance Group has an analysts' consensus of $93.86 which suggests that it could grow by 1.1%. Given that Horace Mann Educators has higher upside potential than Selective Insurance Group, analysts believe Horace Mann Educators is more attractive than Selective Insurance Group.

Horace Mann Educators has a beta of 0.209, which suggesting that the stock is 79.101% less volatile than S&P 500. In comparison Selective Insurance Group has a beta of 0.451, suggesting its less volatile than the S&P 500 by 54.87%.

Horace Mann Educators has a quarterly dividend of $0.35 per share corresponding to a yield of 3.18%. Selective Insurance Group offers a yield of 1.57% to investors and pays a quarterly dividend of $0.38 per share. Horace Mann Educators pays 53.99% of its earnings as a dividend. Selective Insurance Group pays out 45.47% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Horace Mann Educators quarterly revenues are $393.1M, which are smaller than Selective Insurance Group quarterly revenues of $1.3B. Horace Mann Educators's net income of $38.2M is lower than Selective Insurance Group's net income of $95.5M. Notably, Horace Mann Educators's price-to-earnings ratio is 17.37x while Selective Insurance Group's PE ratio is 28.83x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Horace Mann Educators is 1.15x versus 1.17x for Selective Insurance Group. Usually stocks with elevated PS ratios are considered overvalued.