HMN Quote, Financials, Valuation and Earnings

Cincinnati Financial has a net margin of 9.55% compared to Horace Mann Educators's net margin of -3.51%. Horace Mann Educators's return on equity of 9.03% beat Cincinnati Financial's return on equity of 10.82%.

Horace Mann Educators has a consensus price target of $46.50, signalling upside risk potential of 7.07%. On the other hand Cincinnati Financial has an analysts' consensus of $152.83 which suggests that it could grow by 1.34%. Given that Horace Mann Educators has higher upside potential than Cincinnati Financial, analysts believe Horace Mann Educators is more attractive than Cincinnati Financial.

Horace Mann Educators has a beta of 0.277, which suggesting that the stock is 72.324% less volatile than S&P 500. In comparison Cincinnati Financial has a beta of 0.726, suggesting its less volatile than the S&P 500 by 27.386%.

Horace Mann Educators has a quarterly dividend of $0.35 per share corresponding to a yield of 3.16%. Cincinnati Financial offers a yield of 2.19% to investors and pays a quarterly dividend of $0.87 per share. Horace Mann Educators pays 53.99% of its earnings as a dividend. Cincinnati Financial pays out 21.38% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Horace Mann Educators quarterly revenues are $400.1M, which are smaller than Cincinnati Financial quarterly revenues of $2.6B. Horace Mann Educators's net income of $38.2M is higher than Cincinnati Financial's net income of -$90M. Notably, Horace Mann Educators's price-to-earnings ratio is 15.74x while Cincinnati Financial's PE ratio is 16.45x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Horace Mann Educators is 1.15x versus 2.16x for Cincinnati Financial. Usually stocks with elevated PS ratios are considered overvalued.

Heritage Insurance Holdings has a net margin of 9.55% compared to Horace Mann Educators's net margin of 13.2%. Horace Mann Educators's return on equity of 9.03% beat Heritage Insurance Holdings's return on equity of 27.99%.

Horace Mann Educators has a consensus price target of $46.50, signalling upside risk potential of 7.07%. On the other hand Heritage Insurance Holdings has an analysts' consensus of $29.00 which suggests that it could grow by 18.51%. Given that Heritage Insurance Holdings has higher upside potential than Horace Mann Educators, analysts believe Heritage Insurance Holdings is more attractive than Horace Mann Educators.

Horace Mann Educators has a beta of 0.277, which suggesting that the stock is 72.324% less volatile than S&P 500. In comparison Heritage Insurance Holdings has a beta of 0.958, suggesting its less volatile than the S&P 500 by 4.203%.

Horace Mann Educators has a quarterly dividend of $0.35 per share corresponding to a yield of 3.16%. Heritage Insurance Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Horace Mann Educators pays 53.99% of its earnings as a dividend. Heritage Insurance Holdings pays out -- of its earnings as a dividend. Horace Mann Educators's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Horace Mann Educators quarterly revenues are $400.1M, which are larger than Heritage Insurance Holdings quarterly revenues of $230.9M. Horace Mann Educators's net income of $38.2M is higher than Heritage Insurance Holdings's net income of $30.5M. Notably, Horace Mann Educators's price-to-earnings ratio is 15.74x while Heritage Insurance Holdings's PE ratio is 9.67x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Horace Mann Educators is 1.15x versus 0.88x for Heritage Insurance Holdings. Usually stocks with elevated PS ratios are considered overvalued.

Radian Group has a net margin of 9.55% compared to Horace Mann Educators's net margin of 45.5%. Horace Mann Educators's return on equity of 9.03% beat Radian Group's return on equity of 13.07%.

Horace Mann Educators has a consensus price target of $46.50, signalling upside risk potential of 7.07%. On the other hand Radian Group has an analysts' consensus of $36.33 which suggests that it could grow by 6.39%. Given that Horace Mann Educators has higher upside potential than Radian Group, analysts believe Horace Mann Educators is more attractive than Radian Group.

Horace Mann Educators has a beta of 0.277, which suggesting that the stock is 72.324% less volatile than S&P 500. In comparison Radian Group has a beta of 0.710, suggesting its less volatile than the S&P 500 by 28.994%.

Horace Mann Educators has a quarterly dividend of $0.35 per share corresponding to a yield of 3.16%. Radian Group offers a yield of 2.9% to investors and pays a quarterly dividend of $0.26 per share. Horace Mann Educators pays 53.99% of its earnings as a dividend. Radian Group pays out 25.14% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Horace Mann Educators quarterly revenues are $400.1M, which are larger than Radian Group quarterly revenues of $317.7M. Horace Mann Educators's net income of $38.2M is lower than Radian Group's net income of $144.6M. Notably, Horace Mann Educators's price-to-earnings ratio is 15.74x while Radian Group's PE ratio is 8.69x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Horace Mann Educators is 1.15x versus 4.03x for Radian Group. Usually stocks with elevated PS ratios are considered overvalued.

Safety Insurance Group has a net margin of 9.55% compared to Horace Mann Educators's net margin of 7.31%. Horace Mann Educators's return on equity of 9.03% beat Safety Insurance Group's return on equity of 8.75%.

Horace Mann Educators has a consensus price target of $46.50, signalling upside risk potential of 7.07%. On the other hand Safety Insurance Group has an analysts' consensus of -- which suggests that it could fall by -14.78%. Given that Horace Mann Educators has higher upside potential than Safety Insurance Group, analysts believe Horace Mann Educators is more attractive than Safety Insurance Group.

Horace Mann Educators has a beta of 0.277, which suggesting that the stock is 72.324% less volatile than S&P 500. In comparison Safety Insurance Group has a beta of 0.218, suggesting its less volatile than the S&P 500 by 78.16%.

Horace Mann Educators has a quarterly dividend of $0.35 per share corresponding to a yield of 3.16%. Safety Insurance Group offers a yield of 4.38% to investors and pays a quarterly dividend of $0.90 per share. Horace Mann Educators pays 53.99% of its earnings as a dividend. Safety Insurance Group pays out 75.39% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Horace Mann Educators quarterly revenues are $400.1M, which are larger than Safety Insurance Group quarterly revenues of $299.6M. Horace Mann Educators's net income of $38.2M is higher than Safety Insurance Group's net income of $21.9M. Notably, Horace Mann Educators's price-to-earnings ratio is 15.74x while Safety Insurance Group's PE ratio is 16.80x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Horace Mann Educators is 1.15x versus 1.06x for Safety Insurance Group. Usually stocks with elevated PS ratios are considered overvalued.