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PFBC Quote, Financials, Valuation and Earnings

Last price:
$85.88
Seasonality move :
1.69%
Day range:
$84.92 - $87.60
52-week range:
$71.43 - $99.78
Dividend yield:
3.38%
P/E ratio:
8.92x
P/S ratio:
4.10x
P/B ratio:
1.49x
Volume:
99.3K
Avg. volume:
135.2K
1-year change:
9.61%
Market cap:
$1.1B
Revenue:
$284M
EPS (TTM):
$9.63

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
PFBC
Preferred Bank
$70.5M $2.33 3.85% -2.98% $94.25
BHB
Bar Harbor Bankshares
$34.2M $0.68 -7.06% 2.99% $32.50
EVBN:DL
Evans Bancorp(DELISTED)
-- -- 13.12% 24.53% --
OPHC
OptimumBank Holdings
-- -- -- -- $5.50
PRK
Park National
$130.4M $2.15 6.51% -2.07% $169.00
TMP
Tompkins Financial
$79.4M $1.31 11.62% 22.73% $72.50
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
PFBC
Preferred Bank
$85.86 $94.25 $1.1B 8.92x $0.75 3.38% 4.10x
BHB
Bar Harbor Bankshares
$31.04 $32.50 $475.6M 10.89x $0.30 3.87% 3.16x
EVBN:DL
Evans Bancorp(DELISTED)
-- -- -- -- $0.66 0% --
OPHC
OptimumBank Holdings
$4.73 $5.50 $55.6M 3.53x $0.00 0% 1.25x
PRK
Park National
$168.68 $169.00 $2.7B 17.32x $1.07 2.52% 5.18x
TMP
Tompkins Financial
$65.06 $72.50 $939.1M 12.66x $0.62 3.8% 3.05x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
PFBC
Preferred Bank
16.29% 1.077 13.03% 48.51x
BHB
Bar Harbor Bankshares
33.99% 1.593 53.25% 2.04x
EVBN:DL
Evans Bancorp(DELISTED)
-- 1.423 -- --
OPHC
OptimumBank Holdings
8.47% 0.376 20.71% --
PRK
Park National
17.47% 1.454 11.05% 14.28x
TMP
Tompkins Financial
39.95% 1.859 54.51% 8.50x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
PFBC
Preferred Bank
-- -- 14.94% 17.99% 140.63% $39.8M
BHB
Bar Harbor Bankshares
-- -- 6.14% 9.66% 83.74% $7.8M
EVBN:DL
Evans Bancorp(DELISTED)
-- -- -- -- -- --
OPHC
OptimumBank Holdings
-- -- 11.09% 15.42% 101.13% $5.7M
PRK
Park National
-- -- 10.62% 12.97% 60.73% $36.8M
TMP
Tompkins Financial
-- -- 5.55% 10.46% 71.73% $20.9M

Preferred Bank vs. Competitors

  • Which has Higher Returns PFBC or BHB?

    Bar Harbor Bankshares has a net margin of 42.82% compared to Preferred Bank's net margin of 27.38%. Preferred Bank's return on equity of 17.99% beat Bar Harbor Bankshares's return on equity of 9.66%.

    Company Gross Margin Earnings Per Share Invested Capital
    PFBC
    Preferred Bank
    -- $2.25 $911.6M
    BHB
    Bar Harbor Bankshares
    -- $0.66 $707.9M
  • What do Analysts Say About PFBC or BHB?

    Preferred Bank has a consensus price target of $94.25, signalling upside risk potential of 8.32%. On the other hand Bar Harbor Bankshares has an analysts' consensus of $32.50 which suggests that it could grow by 4.7%. Given that Preferred Bank has higher upside potential than Bar Harbor Bankshares, analysts believe Preferred Bank is more attractive than Bar Harbor Bankshares.

    Company Buy Ratings Hold Ratings Sell Ratings
    PFBC
    Preferred Bank
    1 3 0
    BHB
    Bar Harbor Bankshares
    0 2 0
  • Is PFBC or BHB More Risky?

    Preferred Bank has a beta of 0.688, which suggesting that the stock is 31.167% less volatile than S&P 500. In comparison Bar Harbor Bankshares has a beta of 0.687, suggesting its less volatile than the S&P 500 by 31.289%.

  • Which is a Better Dividend Stock PFBC or BHB?

    Preferred Bank has a quarterly dividend of $0.75 per share corresponding to a yield of 3.38%. Bar Harbor Bankshares offers a yield of 3.87% to investors and pays a quarterly dividend of $0.30 per share. Preferred Bank pays 28.7% of its earnings as a dividend. Bar Harbor Bankshares pays out 40.85% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios PFBC or BHB?

    Preferred Bank quarterly revenues are $70.6M, which are larger than Bar Harbor Bankshares quarterly revenues of $37.3M. Preferred Bank's net income of $30.2M is higher than Bar Harbor Bankshares's net income of $10.2M. Notably, Preferred Bank's price-to-earnings ratio is 8.92x while Bar Harbor Bankshares's PE ratio is 10.89x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Preferred Bank is 4.10x versus 3.16x for Bar Harbor Bankshares. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    PFBC
    Preferred Bank
    4.10x 8.92x $70.6M $30.2M
    BHB
    Bar Harbor Bankshares
    3.16x 10.89x $37.3M $10.2M
  • Which has Higher Returns PFBC or EVBN:DL?

    Evans Bancorp(DELISTED) has a net margin of 42.82% compared to Preferred Bank's net margin of --. Preferred Bank's return on equity of 17.99% beat Evans Bancorp(DELISTED)'s return on equity of --.

    Company Gross Margin Earnings Per Share Invested Capital
    PFBC
    Preferred Bank
    -- $2.25 $911.6M
    EVBN:DL
    Evans Bancorp(DELISTED)
    -- -- --
  • What do Analysts Say About PFBC or EVBN:DL?

    Preferred Bank has a consensus price target of $94.25, signalling upside risk potential of 8.32%. On the other hand Evans Bancorp(DELISTED) has an analysts' consensus of -- which suggests that it could fall by --. Given that Preferred Bank has higher upside potential than Evans Bancorp(DELISTED), analysts believe Preferred Bank is more attractive than Evans Bancorp(DELISTED).

    Company Buy Ratings Hold Ratings Sell Ratings
    PFBC
    Preferred Bank
    1 3 0
    EVBN:DL
    Evans Bancorp(DELISTED)
    0 0 0
  • Is PFBC or EVBN:DL More Risky?

    Preferred Bank has a beta of 0.688, which suggesting that the stock is 31.167% less volatile than S&P 500. In comparison Evans Bancorp(DELISTED) has a beta of 0.708, suggesting its less volatile than the S&P 500 by 29.224%.

  • Which is a Better Dividend Stock PFBC or EVBN:DL?

    Preferred Bank has a quarterly dividend of $0.75 per share corresponding to a yield of 3.38%. Evans Bancorp(DELISTED) offers a yield of 0% to investors and pays a quarterly dividend of $0.66 per share. Preferred Bank pays 28.7% of its earnings as a dividend. Evans Bancorp(DELISTED) pays out 60.97% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios PFBC or EVBN:DL?

    Preferred Bank quarterly revenues are $70.6M, which are larger than Evans Bancorp(DELISTED) quarterly revenues of --. Preferred Bank's net income of $30.2M is higher than Evans Bancorp(DELISTED)'s net income of --. Notably, Preferred Bank's price-to-earnings ratio is 8.92x while Evans Bancorp(DELISTED)'s PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Preferred Bank is 4.10x versus -- for Evans Bancorp(DELISTED). Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    PFBC
    Preferred Bank
    4.10x 8.92x $70.6M $30.2M
    EVBN:DL
    Evans Bancorp(DELISTED)
    -- -- -- --
  • Which has Higher Returns PFBC or OPHC?

    OptimumBank Holdings has a net margin of 42.82% compared to Preferred Bank's net margin of 36.31%. Preferred Bank's return on equity of 17.99% beat OptimumBank Holdings's return on equity of 15.42%.

    Company Gross Margin Earnings Per Share Invested Capital
    PFBC
    Preferred Bank
    -- $2.25 $911.6M
    OPHC
    OptimumBank Holdings
    -- $0.33 $118M
  • What do Analysts Say About PFBC or OPHC?

    Preferred Bank has a consensus price target of $94.25, signalling upside risk potential of 8.32%. On the other hand OptimumBank Holdings has an analysts' consensus of $5.50 which suggests that it could grow by 16.28%. Given that OptimumBank Holdings has higher upside potential than Preferred Bank, analysts believe OptimumBank Holdings is more attractive than Preferred Bank.

    Company Buy Ratings Hold Ratings Sell Ratings
    PFBC
    Preferred Bank
    1 3 0
    OPHC
    OptimumBank Holdings
    0 1 0
  • Is PFBC or OPHC More Risky?

    Preferred Bank has a beta of 0.688, which suggesting that the stock is 31.167% less volatile than S&P 500. In comparison OptimumBank Holdings has a beta of 0.455, suggesting its less volatile than the S&P 500 by 54.491%.

  • Which is a Better Dividend Stock PFBC or OPHC?

    Preferred Bank has a quarterly dividend of $0.75 per share corresponding to a yield of 3.38%. OptimumBank Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Preferred Bank pays 28.7% of its earnings as a dividend. OptimumBank Holdings pays out -- of its earnings as a dividend. Preferred Bank's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios PFBC or OPHC?

    Preferred Bank quarterly revenues are $70.6M, which are larger than OptimumBank Holdings quarterly revenues of $10.7M. Preferred Bank's net income of $30.2M is higher than OptimumBank Holdings's net income of $3.9M. Notably, Preferred Bank's price-to-earnings ratio is 8.92x while OptimumBank Holdings's PE ratio is 3.53x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Preferred Bank is 4.10x versus 1.25x for OptimumBank Holdings. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    PFBC
    Preferred Bank
    4.10x 8.92x $70.6M $30.2M
    OPHC
    OptimumBank Holdings
    1.25x 3.53x $10.7M $3.9M
  • Which has Higher Returns PFBC or PRK?

    Park National has a net margin of 42.82% compared to Preferred Bank's net margin of 32.4%. Preferred Bank's return on equity of 17.99% beat Park National's return on equity of 12.97%.

    Company Gross Margin Earnings Per Share Invested Capital
    PFBC
    Preferred Bank
    -- $2.25 $911.6M
    PRK
    Park National
    -- $2.60 $1.5B
  • What do Analysts Say About PFBC or PRK?

    Preferred Bank has a consensus price target of $94.25, signalling upside risk potential of 8.32%. On the other hand Park National has an analysts' consensus of $169.00 which suggests that it could grow by 0.19%. Given that Preferred Bank has higher upside potential than Park National, analysts believe Preferred Bank is more attractive than Park National.

    Company Buy Ratings Hold Ratings Sell Ratings
    PFBC
    Preferred Bank
    1 3 0
    PRK
    Park National
    0 3 0
  • Is PFBC or PRK More Risky?

    Preferred Bank has a beta of 0.688, which suggesting that the stock is 31.167% less volatile than S&P 500. In comparison Park National has a beta of 0.786, suggesting its less volatile than the S&P 500 by 21.434%.

  • Which is a Better Dividend Stock PFBC or PRK?

    Preferred Bank has a quarterly dividend of $0.75 per share corresponding to a yield of 3.38%. Park National offers a yield of 2.52% to investors and pays a quarterly dividend of $1.07 per share. Preferred Bank pays 28.7% of its earnings as a dividend. Park National pays out 51.18% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios PFBC or PRK?

    Preferred Bank quarterly revenues are $70.6M, which are smaller than Park National quarterly revenues of $130.1M. Preferred Bank's net income of $30.2M is lower than Park National's net income of $42.2M. Notably, Preferred Bank's price-to-earnings ratio is 8.92x while Park National's PE ratio is 17.32x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Preferred Bank is 4.10x versus 5.18x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    PFBC
    Preferred Bank
    4.10x 8.92x $70.6M $30.2M
    PRK
    Park National
    5.18x 17.32x $130.1M $42.2M
  • Which has Higher Returns PFBC or TMP?

    Tompkins Financial has a net margin of 42.82% compared to Preferred Bank's net margin of 24.09%. Preferred Bank's return on equity of 17.99% beat Tompkins Financial's return on equity of 10.46%.

    Company Gross Margin Earnings Per Share Invested Capital
    PFBC
    Preferred Bank
    -- $2.25 $911.6M
    TMP
    Tompkins Financial
    -- $1.37 $1.2B
  • What do Analysts Say About PFBC or TMP?

    Preferred Bank has a consensus price target of $94.25, signalling upside risk potential of 8.32%. On the other hand Tompkins Financial has an analysts' consensus of $72.50 which suggests that it could grow by 11.44%. Given that Tompkins Financial has higher upside potential than Preferred Bank, analysts believe Tompkins Financial is more attractive than Preferred Bank.

    Company Buy Ratings Hold Ratings Sell Ratings
    PFBC
    Preferred Bank
    1 3 0
    TMP
    Tompkins Financial
    0 1 0
  • Is PFBC or TMP More Risky?

    Preferred Bank has a beta of 0.688, which suggesting that the stock is 31.167% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.888, suggesting its less volatile than the S&P 500 by 11.218%.

  • Which is a Better Dividend Stock PFBC or TMP?

    Preferred Bank has a quarterly dividend of $0.75 per share corresponding to a yield of 3.38%. Tompkins Financial offers a yield of 3.8% to investors and pays a quarterly dividend of $0.62 per share. Preferred Bank pays 28.7% of its earnings as a dividend. Tompkins Financial pays out 49.47% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios PFBC or TMP?

    Preferred Bank quarterly revenues are $70.6M, which are smaller than Tompkins Financial quarterly revenues of $81.7M. Preferred Bank's net income of $30.2M is higher than Tompkins Financial's net income of $19.7M. Notably, Preferred Bank's price-to-earnings ratio is 8.92x while Tompkins Financial's PE ratio is 12.66x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Preferred Bank is 4.10x versus 3.05x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    PFBC
    Preferred Bank
    4.10x 8.92x $70.6M $30.2M
    TMP
    Tompkins Financial
    3.05x 12.66x $81.7M $19.7M

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