IBCP Quote, Financials, Valuation and Earnings

CNB Financial has a net margin of 29.83% compared to Independent Bank Corp (Ionia MI)'s net margin of 20.58%. Independent Bank Corp (Ionia MI)'s return on equity of 14.95% beat CNB Financial's return on equity of 8.89%.

Independent Bank Corp (Ionia MI) has a consensus price target of $34.80, signalling upside risk potential of 13.79%. On the other hand CNB Financial has an analysts' consensus of $26.17 which suggests that it could grow by 20.58%. Given that CNB Financial has higher upside potential than Independent Bank Corp (Ionia MI), analysts believe CNB Financial is more attractive than Independent Bank Corp (Ionia MI).

Independent Bank Corp (Ionia MI) has a beta of 0.848, which suggesting that the stock is 15.178% less volatile than S&P 500. In comparison CNB Financial has a beta of 0.633, suggesting its less volatile than the S&P 500 by 36.691%.

Independent Bank Corp (Ionia MI) has a quarterly dividend of $0.26 per share corresponding to a yield of 3.31%. CNB Financial offers a yield of 3.32% to investors and pays a quarterly dividend of $0.18 per share. Independent Bank Corp (Ionia MI) pays 30.01% of its earnings as a dividend. CNB Financial pays out 35.21% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Independent Bank Corp (Ionia MI) quarterly revenues are $52.3M, which are smaller than CNB Financial quarterly revenues of $55.8M. Independent Bank Corp (Ionia MI)'s net income of $15.6M is higher than CNB Financial's net income of $11.5M. Notably, Independent Bank Corp (Ionia MI)'s price-to-earnings ratio is 9.63x while CNB Financial's PE ratio is 9.31x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Independent Bank Corp (Ionia MI) is 2.94x versus 2.02x for CNB Financial. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 29.83% compared to Independent Bank Corp (Ionia MI)'s net margin of 32.4%. Independent Bank Corp (Ionia MI)'s return on equity of 14.95% beat Park National's return on equity of 12.97%.

Independent Bank Corp (Ionia MI) has a consensus price target of $34.80, signalling upside risk potential of 13.79%. On the other hand Park National has an analysts' consensus of $170.67 which suggests that it could grow by 7.96%. Given that Independent Bank Corp (Ionia MI) has higher upside potential than Park National, analysts believe Independent Bank Corp (Ionia MI) is more attractive than Park National.

Independent Bank Corp (Ionia MI) has a beta of 0.848, which suggesting that the stock is 15.178% less volatile than S&P 500. In comparison Park National has a beta of 0.823, suggesting its less volatile than the S&P 500 by 17.656%.

Independent Bank Corp (Ionia MI) has a quarterly dividend of $0.26 per share corresponding to a yield of 3.31%. Park National offers a yield of 2.7% to investors and pays a quarterly dividend of $1.07 per share. Independent Bank Corp (Ionia MI) pays 30.01% of its earnings as a dividend. Park National pays out 51.18% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Independent Bank Corp (Ionia MI) quarterly revenues are $52.3M, which are smaller than Park National quarterly revenues of $130.1M. Independent Bank Corp (Ionia MI)'s net income of $15.6M is lower than Park National's net income of $42.2M. Notably, Independent Bank Corp (Ionia MI)'s price-to-earnings ratio is 9.63x while Park National's PE ratio is 16.23x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Independent Bank Corp (Ionia MI) is 2.94x versus 4.86x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

TriCo Bancshares has a net margin of 29.83% compared to Independent Bank Corp (Ionia MI)'s net margin of 27.24%. Independent Bank Corp (Ionia MI)'s return on equity of 14.95% beat TriCo Bancshares's return on equity of 9.37%.

Independent Bank Corp (Ionia MI) has a consensus price target of $34.80, signalling upside risk potential of 13.79%. On the other hand TriCo Bancshares has an analysts' consensus of $45.83 which suggests that it could grow by 18.07%. Given that TriCo Bancshares has higher upside potential than Independent Bank Corp (Ionia MI), analysts believe TriCo Bancshares is more attractive than Independent Bank Corp (Ionia MI).

Independent Bank Corp (Ionia MI) has a beta of 0.848, which suggesting that the stock is 15.178% less volatile than S&P 500. In comparison TriCo Bancshares has a beta of 0.611, suggesting its less volatile than the S&P 500 by 38.916%.

Independent Bank Corp (Ionia MI) has a quarterly dividend of $0.26 per share corresponding to a yield of 3.31%. TriCo Bancshares offers a yield of 3.4% to investors and pays a quarterly dividend of $0.33 per share. Independent Bank Corp (Ionia MI) pays 30.01% of its earnings as a dividend. TriCo Bancshares pays out 38% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Independent Bank Corp (Ionia MI) quarterly revenues are $52.3M, which are smaller than TriCo Bancshares quarterly revenues of $96.8M. Independent Bank Corp (Ionia MI)'s net income of $15.6M is lower than TriCo Bancshares's net income of $26.4M. Notably, Independent Bank Corp (Ionia MI)'s price-to-earnings ratio is 9.63x while TriCo Bancshares's PE ratio is 11.32x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Independent Bank Corp (Ionia MI) is 2.94x versus 3.31x for TriCo Bancshares. Usually stocks with elevated PS ratios are considered overvalued.

United Bankshares has a net margin of 29.83% compared to Independent Bank Corp (Ionia MI)'s net margin of 29.17%. Independent Bank Corp (Ionia MI)'s return on equity of 14.95% beat United Bankshares's return on equity of 7.43%.

Independent Bank Corp (Ionia MI) has a consensus price target of $34.80, signalling upside risk potential of 13.79%. On the other hand United Bankshares has an analysts' consensus of $39.33 which suggests that it could grow by 12.51%. Given that Independent Bank Corp (Ionia MI) has higher upside potential than United Bankshares, analysts believe Independent Bank Corp (Ionia MI) is more attractive than United Bankshares.

Independent Bank Corp (Ionia MI) has a beta of 0.848, which suggesting that the stock is 15.178% less volatile than S&P 500. In comparison United Bankshares has a beta of 0.765, suggesting its less volatile than the S&P 500 by 23.462%.

Independent Bank Corp (Ionia MI) has a quarterly dividend of $0.26 per share corresponding to a yield of 3.31%. United Bankshares offers a yield of 4.23% to investors and pays a quarterly dividend of $0.37 per share. Independent Bank Corp (Ionia MI) pays 30.01% of its earnings as a dividend. United Bankshares pays out 53.82% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Independent Bank Corp (Ionia MI) quarterly revenues are $52.3M, which are smaller than United Bankshares quarterly revenues of $289M. Independent Bank Corp (Ionia MI)'s net income of $15.6M is lower than United Bankshares's net income of $84.3M. Notably, Independent Bank Corp (Ionia MI)'s price-to-earnings ratio is 9.63x while United Bankshares's PE ratio is 13.00x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Independent Bank Corp (Ionia MI) is 2.94x versus 4.50x for United Bankshares. Usually stocks with elevated PS ratios are considered overvalued.