EBTC Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 22.62% compared to Enterprise Bancorp's net margin of 16.32%. Enterprise Bancorp's return on equity of 10.75% beat Evans Bancorp's return on equity of 10.61%.

Enterprise Bancorp has a consensus price target of --, signalling downside risk potential of --. On the other hand Evans Bancorp has an analysts' consensus of $50.05 which suggests that it could grow by 17.24%. Given that Evans Bancorp has higher upside potential than Enterprise Bancorp, analysts believe Evans Bancorp is more attractive than Enterprise Bancorp.

Enterprise Bancorp has a beta of 0.537, which suggesting that the stock is 46.276% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.927, suggesting its less volatile than the S&P 500 by 7.33%.

Enterprise Bancorp has a quarterly dividend of $0.24 per share corresponding to a yield of 2.45%. Evans Bancorp offers a yield of 3.09% to investors and pays a quarterly dividend of $0.66 per share. Enterprise Bancorp pays 25.58% of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Enterprise Bancorp quarterly revenues are $44.2M, which are larger than Evans Bancorp quarterly revenues of $18M. Enterprise Bancorp's net income of $10M is higher than Evans Bancorp's net income of $2.9M. Notably, Enterprise Bancorp's price-to-earnings ratio is 13.38x while Evans Bancorp's PE ratio is 12.82x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Enterprise Bancorp is 2.84x versus 2.82x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

Independent Bank has a net margin of 22.62% compared to Enterprise Bancorp's net margin of 24.59%. Enterprise Bancorp's return on equity of 10.75% beat Independent Bank's return on equity of 6.76%.

Enterprise Bancorp has a consensus price target of --, signalling downside risk potential of --. On the other hand Independent Bank has an analysts' consensus of $77.75 which suggests that it could grow by 23.04%. Given that Independent Bank has higher upside potential than Enterprise Bancorp, analysts believe Independent Bank is more attractive than Enterprise Bancorp.

Enterprise Bancorp has a beta of 0.537, which suggesting that the stock is 46.276% less volatile than S&P 500. In comparison Independent Bank has a beta of 0.780, suggesting its less volatile than the S&P 500 by 21.973%.

Enterprise Bancorp has a quarterly dividend of $0.24 per share corresponding to a yield of 2.45%. Independent Bank offers a yield of 3.61% to investors and pays a quarterly dividend of $0.57 per share. Enterprise Bancorp pays 25.58% of its earnings as a dividend. Independent Bank pays out 40.92% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Enterprise Bancorp quarterly revenues are $44.2M, which are smaller than Independent Bank quarterly revenues of $174.6M. Enterprise Bancorp's net income of $10M is lower than Independent Bank's net income of $42.9M. Notably, Enterprise Bancorp's price-to-earnings ratio is 13.38x while Independent Bank's PE ratio is 13.74x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Enterprise Bancorp is 2.84x versus 3.96x for Independent Bank. Usually stocks with elevated PS ratios are considered overvalued.

Park National has a net margin of 22.62% compared to Enterprise Bancorp's net margin of 27.77%. Enterprise Bancorp's return on equity of 10.75% beat Park National's return on equity of 11.8%.

Enterprise Bancorp has a consensus price target of --, signalling downside risk potential of --. On the other hand Park National has an analysts' consensus of $181.00 which suggests that it could grow by 6.02%. Given that Park National has higher upside potential than Enterprise Bancorp, analysts believe Park National is more attractive than Enterprise Bancorp.

Enterprise Bancorp has a beta of 0.537, which suggesting that the stock is 46.276% less volatile than S&P 500. In comparison Park National has a beta of 0.739, suggesting its less volatile than the S&P 500 by 26.053%.

Enterprise Bancorp has a quarterly dividend of $0.24 per share corresponding to a yield of 2.45%. Park National offers a yield of 2.48% to investors and pays a quarterly dividend of $1.56 per share. Enterprise Bancorp pays 25.58% of its earnings as a dividend. Park National pays out 54.41% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Enterprise Bancorp quarterly revenues are $44.2M, which are smaller than Park National quarterly revenues of $137.6M. Enterprise Bancorp's net income of $10M is lower than Park National's net income of $38.2M. Notably, Enterprise Bancorp's price-to-earnings ratio is 13.38x while Park National's PE ratio is 20.20x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Enterprise Bancorp is 2.84x versus 5.58x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

Tompkins Financial has a net margin of 22.62% compared to Enterprise Bancorp's net margin of 24.66%. Enterprise Bancorp's return on equity of 10.75% beat Tompkins Financial's return on equity of 9.88%.

Enterprise Bancorp has a consensus price target of --, signalling downside risk potential of --. On the other hand Tompkins Financial has an analysts' consensus of $83.00 which suggests that it could grow by 24.35%. Given that Tompkins Financial has higher upside potential than Enterprise Bancorp, analysts believe Tompkins Financial is more attractive than Enterprise Bancorp.

Enterprise Bancorp has a beta of 0.537, which suggesting that the stock is 46.276% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.735, suggesting its less volatile than the S&P 500 by 26.471%.

Enterprise Bancorp has a quarterly dividend of $0.24 per share corresponding to a yield of 2.45%. Tompkins Financial offers a yield of 3.66% to investors and pays a quarterly dividend of $0.62 per share. Enterprise Bancorp pays 25.58% of its earnings as a dividend. Tompkins Financial pays out 363.09% of its earnings as a dividend. Enterprise Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Tompkins Financial's is not.

Enterprise Bancorp quarterly revenues are $44.2M, which are smaller than Tompkins Financial quarterly revenues of $75.6M. Enterprise Bancorp's net income of $10M is lower than Tompkins Financial's net income of $18.6M. Notably, Enterprise Bancorp's price-to-earnings ratio is 13.38x while Tompkins Financial's PE ratio is 14.42x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Enterprise Bancorp is 2.84x versus 3.29x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.