Will This ETF Beat the Market Over the Next 12 Months?
2024 was another banner year for the US stock market,…
Sell
25
CZFS Quote, Financials, Valuation and Earnings
Last price:
$63.10
Seasonality move
:
2.32%
Day range:
$60.95 - $63.00
52-week range:
$38.52 - $75.40
Dividend yield:
3.21%
P/E ratio:
10.58x
P/S ratio:
2.90x
P/B ratio:
0.97x
Volume:
6.8K
Avg. volume:
21.8K
1-year change:
-4.31%
Market cap:
$290.1M
Revenue:
$91.9M
EPS (TTM):
$5.76
Analysts' Opinion
-
Consensus RatingCitizens Financial Services has received a consensus rating of Buy. The company's average rating is a Buy based on 1 Buy rating, 0 Hold ratings, and 0 Sell ratings.
-
Price Target DownsideAccording to analysts' consensus price target of $52.48, Citizens Financial Services has an estimated downside of -1.56% from its current price of $60.95.
-
Price Target UpsideAccording to analysts, the highest upside price target is $52.48 representing -100% upside increase from its current price of $60.95.
Fair Value
-
According to the consensus of 1 analyst, Citizens Financial Services has -1.56% downside to fair value with a price target of $52.48 per share.
CZFS vs. S&P 500
-
Over the past 5 trading days, Citizens Financial Services has underperformed the S&P 500 by -3.86% suggesting its relative strength compared to the major market average is weak at this time.
Share Buyback
-
Citizens Financial Services does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.
Revenue Growth
-
Citizens Financial Services revenues have been falling on a year-over-year basis for 1 quarter in a row. In the most recent quarter Citizens Financial Services reported revenues of $25.1M.
Earnings Growth
-
Citizens Financial Services has grown year-over-year earnings for 0 quarters straight. In the most recent quarter Citizens Financial Services reported earnings per share of $1.59.
Enterprise value:
62.1M
EV / Invested capital:
--
Price / LTM sales:
2.90x
EV / EBIT:
0.61x
EV / Revenue:
0.62x
PEG ratio (5yr expected):
0.30x
EV / Free cash flow:
1.64x
Price / Operating cash flow:
7.67x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.92%
Net Income Margin (TTM):
27.41%
Return On Equity:
9.71%
Return On Invested Capital:
4.72%
Operating Margin:
--
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2023-09-30 | 2024-09-30 | |
| Income Statement | ||||||
| Revenue | $79.6M | $88.1M | $99.9M | $26.1M | $25.1M | |
| Gross Profit | -- | -- | -- | -- | -- | |
| Operating Income | -- | -- | -- | -- | -- | |
| EBITDA | -- | -- | -- | -- | -- | |
| Diluted EPS | $6.93 | $4.24 | $5.76 | $1.59 | $1.59 | |
| Period Ending | 2020-09-30 | 2021-09-30 | 2022-09-30 | 2023-09-30 | 2024-09-30 | |
|---|---|---|---|---|---|---|
| Balance Sheet | ||||||
| Current Assets | $383.1M | $515.5M | $498.6M | $494.2M | $479.6M | |
| Total Assets | $1.9B | $2B | $2.3B | $3B | $3B | |
| Current Liabilities | $1M | $823K | $922K | $2.7M | $5.5M | |
| Total Liabilities | $1.7B | $1.8B | $2.2B | $2.7B | $2.7B | |
| Total Equity | $189.1M | $209M | $191.4M | $262.7M | $298.7M | |
| Total Debt | $99.6M | $78.2M | $258.9M | $316.2M | $231.7M | |
| Trailing 12 Months | Fiscal Quarters | |||||
|---|---|---|---|---|---|---|
| Period Ending | 2022-09-30 | 2023-09-30 | 2024-09-30 | 2023-09-30 | 2024-09-30 | |
| Cash Flow Statement | ||||||
| Cash Flow Operations | $30.7M | $19.2M | $38.9M | $7.4M | $6.2M | |
| Cash From Investing | -$408.7M | $78M | -$65.2M | -$72.9M | -$79M | |
| Cash From Financing | $299.3M | -$77M | $19.7M | $64.1M | $71.2M | |
| Free Cash Flow | $29.4M | $16.4M | $37.7M | $7M | $5.6M | |
CZFS
Sector
Market Cap
$290.1M
$681.5M
Price % of 52-Week High
80.84%
87.02%
Dividend Yield
3.21%
2.22%
Shareholder Yield
9.59%
3.86%
1-Year Price Total Return
-4.31%
6.89%
Beta (5-Year)
0.554
0.740
Dividend yield:
3.21%
Annualized payout:
$1.93
Payout ratio:
33.89%
Growth streak:
2 years
SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS
GET BETTER TRADE IDEAS
Technicals
8-day SMA
Sell
Level
$64.27
200-day SMA
Buy
Level
$52.57
Bollinger Bands (100)
Buy
Level
52.43 - 68.09
Chaikin Money Flow
Buy
Level
1.1M
20-day SMA
Sell
Level
$67.29
Relative Strength Index (RSI14)
Sell
Level
36.06
ADX Line
Sell
Level
26.79
Williams %R
Buy
Level
-100
50-day SMA
Sell
Level
$66.66
MACD (12, 26)
Sell
Level
-1.39
25-day Aroon Oscillator
Sell
Level
-96
On Balance Volume
Neutral
Level
612.2K
Financial Scores
Sell
Altman Z-Score
(Annual)
Level (0.4555)
Sell
CA Score
(Annual)
Level (-2.2169)
--
Beneish M-Score
(Annual)
Level (--)
Buy
Momentum Score
Level (7)
Sell
Ohlson Score
Level (2.7378)
--
Piotroski F Score
(Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (8)
Revenue Forecast
Earnings per Share Forecast
Company Profile
Citizens Financial Services Inc is a Pennsylvania-chartered bank and trust company. The company through its banking subsidiary provides banking activities and services for individual, business, governmental and institutional customers. Its activities and services principally include checking, savings, and time deposit accounts; residential, commercial and agricultural real estate, commercial and industrial, state and political subdivision and consumer loans; and a variety of other specialized financial services. The Trust and Investment division of the Bank offers a full range of client investment, estate, mineral management and retirement services.
Stock Forecast FAQ
In the current month, CZFS has received 1 Buy ratings 0 Hold ratings, and 0 Sell ratings. The CZFS average analyst price target in the past 3 months is $52.48.
-
Where Will Citizens Financial Services Stock Be In 1 Year?
According to analysts, the consensus estimate is that Citizens Financial Services share price will drop to $52.48 per share over the next 12 months.
-
What Do Analysts Say About Citizens Financial Services?
Analysts are divided on their view about Citizens Financial Services share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Citizens Financial Services is a Sell and believe this share price will rise from its current level to $52.48.
-
What Is Citizens Financial Services's Price Target?
The price target for Citizens Financial Services over the next 1-year time period is forecast to be $52.48 according to 1 Wall Street analyst, 1 of them rates the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.
-
Is CZFS A Buy, Sell Or Hold?
According to Wall Street analysts, the consensus rating for Citizens Financial Services is a Buy. 1 of 1 analysts rates the stock a Buy at this time.
-
How Can I Buy Shares Of CZFS?
You can purchase shares of Citizens Financial Services via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, TastyTrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Citizens Financial Services shares.
-
What Is The Citizens Financial Services Share Price Today?
Citizens Financial Services was last trading at $63.10 per share. This represents the most recent stock quote for Citizens Financial Services. Yesterday, Citizens Financial Services closed at $60.95 per share.
-
How To Buy Citizens Financial Services Stock Online?
In order to purchase Citizens Financial Services stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.
SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS
GET BETTER TRADE IDEAS
Popular
Why Did Carlos Slim Buy PBF Energy?
Carlos Slim made a splash in a surprising sector last…
Is Booking Holdings Stock Undervalued?
There is a lot of humdrum in the market about…
Stock Ideas
Sell
48
Is AAPL Stock a Buy?
Market Cap: $3.7T
P/E Ratio: 40x
Buy
51
Is NVDA Stock a Buy?
Market Cap: $3.4T
P/E Ratio: 116x
Sell
43
Is MSFT Stock a Buy?
Market Cap: $3.1T
P/E Ratio: 35x
Alerts
Sell
47
DRUG alert for Jan 3
Bright Minds Biosciences [DRUG] is down 4.28% over the past day.
Buy
88
BMA alert for Jan 3
Banco Macro SA [BMA] is up 0.88% over the past day.
Sell
50
AGFY alert for Jan 3
Agrify [AGFY] is down 5.86% over the past day.
