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COFS Quote, Financials, Valuation and Earnings

Last price:
$29.40
Seasonality move :
5.55%
Day range:
$29.25 - $30.02
52-week range:
$24.01 - $38.15
Dividend yield:
3.75%
P/E ratio:
24.27x
P/S ratio:
2.56x
P/B ratio:
1.03x
Volume:
78.4K
Avg. volume:
63.9K
1-year change:
18.67%
Market cap:
$440.1M
Revenue:
$92.4M
EPS (TTM):
$1.21

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
COFS
ChoiceOne Financial Services
$42.3M $0.87 73.45% -9.58% $35.33
BHB
Bar Harbor Bankshares
$47.8M $0.81 -7.06% 2.99% $32.50
BSVN
Bank7
$22.7M $1.00 -6.95% -18.7% $44.17
LNKB
Linkbancorp
$29.7M $0.22 10.06% 28.13% $8.25
PB
Prosperity Bancshares
$325.7M $1.48 7.88% 20.54% $81.69
PRK
Park National
$138.2M $2.48 6.51% -2.07% $169.00
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
COFS
ChoiceOne Financial Services
$29.37 $35.33 $440.1M 24.27x $0.28 3.75% 2.56x
BHB
Bar Harbor Bankshares
$29.10 $32.50 $445.9M 10.21x $0.32 4.19% 2.96x
BSVN
Bank7
$37.39 $44.17 $353.3M 7.94x $0.24 2.49% 3.70x
LNKB
Linkbancorp
$6.88 $8.25 $257.2M 7.17x $0.08 4.36% 2.32x
PB
Prosperity Bancshares
$69.79 $81.69 $6.6B 13.29x $0.58 3.27% 5.67x
PRK
Park National
$162.74 $169.00 $2.6B 16.71x $1.07 2.62% 5.00x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
COFS
ChoiceOne Financial Services
30.28% 1.533 43.06% 1.78x
BHB
Bar Harbor Bankshares
33.99% 1.593 53.25% 2.04x
BSVN
Bank7
-- 1.161 -- 80.24x
LNKB
Linkbancorp
25.88% 0.183 40.52% 31.17x
PB
Prosperity Bancshares
-- 1.444 -- 8.53x
PRK
Park National
17.47% 1.454 11.05% 14.28x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
COFS
ChoiceOne Financial Services
-- -- 1.44% 2.65% -12.64% -$7.3M
BHB
Bar Harbor Bankshares
-- -- 6.14% 9.66% 83.74% $7.8M
BSVN
Bank7
-- -- 22.15% 22.15% 103.18% $8.2M
LNKB
Linkbancorp
-- -- 9.36% 12.88% 119.71% $2.2M
PB
Prosperity Bancshares
-- -- 6.26% 6.8% 99.51% $171.1M
PRK
Park National
-- -- 10.62% 12.97% 60.73% $36.8M

ChoiceOne Financial Services vs. Competitors

  • Which has Higher Returns COFS or BHB?

    Bar Harbor Bankshares has a net margin of -44.52% compared to ChoiceOne Financial Services's net margin of 27.38%. ChoiceOne Financial Services's return on equity of 2.65% beat Bar Harbor Bankshares's return on equity of 9.66%.

    Company Gross Margin Earnings Per Share Invested Capital
    COFS
    ChoiceOne Financial Services
    -- -$1.30 $612.6M
    BHB
    Bar Harbor Bankshares
    -- $0.66 $707.9M
  • What do Analysts Say About COFS or BHB?

    ChoiceOne Financial Services has a consensus price target of $35.33, signalling upside risk potential of 20.3%. On the other hand Bar Harbor Bankshares has an analysts' consensus of $32.50 which suggests that it could grow by 11.68%. Given that ChoiceOne Financial Services has higher upside potential than Bar Harbor Bankshares, analysts believe ChoiceOne Financial Services is more attractive than Bar Harbor Bankshares.

    Company Buy Ratings Hold Ratings Sell Ratings
    COFS
    ChoiceOne Financial Services
    3 0 0
    BHB
    Bar Harbor Bankshares
    0 2 0
  • Is COFS or BHB More Risky?

    ChoiceOne Financial Services has a beta of 0.557, which suggesting that the stock is 44.33% less volatile than S&P 500. In comparison Bar Harbor Bankshares has a beta of 0.687, suggesting its less volatile than the S&P 500 by 31.289%.

  • Which is a Better Dividend Stock COFS or BHB?

    ChoiceOne Financial Services has a quarterly dividend of $0.28 per share corresponding to a yield of 3.75%. Bar Harbor Bankshares offers a yield of 4.19% to investors and pays a quarterly dividend of $0.32 per share. ChoiceOne Financial Services pays 33.72% of its earnings as a dividend. Bar Harbor Bankshares pays out 40.85% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios COFS or BHB?

    ChoiceOne Financial Services quarterly revenues are $31.2M, which are smaller than Bar Harbor Bankshares quarterly revenues of $37.3M. ChoiceOne Financial Services's net income of -$13.9M is lower than Bar Harbor Bankshares's net income of $10.2M. Notably, ChoiceOne Financial Services's price-to-earnings ratio is 24.27x while Bar Harbor Bankshares's PE ratio is 10.21x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for ChoiceOne Financial Services is 2.56x versus 2.96x for Bar Harbor Bankshares. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    COFS
    ChoiceOne Financial Services
    2.56x 24.27x $31.2M -$13.9M
    BHB
    Bar Harbor Bankshares
    2.96x 10.21x $37.3M $10.2M
  • Which has Higher Returns COFS or BSVN?

    Bank7 has a net margin of -44.52% compared to ChoiceOne Financial Services's net margin of 45.75%. ChoiceOne Financial Services's return on equity of 2.65% beat Bank7's return on equity of 22.15%.

    Company Gross Margin Earnings Per Share Invested Capital
    COFS
    ChoiceOne Financial Services
    -- -$1.30 $612.6M
    BSVN
    Bank7
    -- $1.08 $221.7M
  • What do Analysts Say About COFS or BSVN?

    ChoiceOne Financial Services has a consensus price target of $35.33, signalling upside risk potential of 20.3%. On the other hand Bank7 has an analysts' consensus of $44.17 which suggests that it could grow by 18.12%. Given that ChoiceOne Financial Services has higher upside potential than Bank7, analysts believe ChoiceOne Financial Services is more attractive than Bank7.

    Company Buy Ratings Hold Ratings Sell Ratings
    COFS
    ChoiceOne Financial Services
    3 0 0
    BSVN
    Bank7
    0 1 0
  • Is COFS or BSVN More Risky?

    ChoiceOne Financial Services has a beta of 0.557, which suggesting that the stock is 44.33% less volatile than S&P 500. In comparison Bank7 has a beta of 1.072, suggesting its more volatile than the S&P 500 by 7.231%.

  • Which is a Better Dividend Stock COFS or BSVN?

    ChoiceOne Financial Services has a quarterly dividend of $0.28 per share corresponding to a yield of 3.75%. Bank7 offers a yield of 2.49% to investors and pays a quarterly dividend of $0.24 per share. ChoiceOne Financial Services pays 33.72% of its earnings as a dividend. Bank7 pays out 17.63% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios COFS or BSVN?

    ChoiceOne Financial Services quarterly revenues are $31.2M, which are larger than Bank7 quarterly revenues of $22.6M. ChoiceOne Financial Services's net income of -$13.9M is lower than Bank7's net income of $10.3M. Notably, ChoiceOne Financial Services's price-to-earnings ratio is 24.27x while Bank7's PE ratio is 7.94x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for ChoiceOne Financial Services is 2.56x versus 3.70x for Bank7. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    COFS
    ChoiceOne Financial Services
    2.56x 24.27x $31.2M -$13.9M
    BSVN
    Bank7
    3.70x 7.94x $22.6M $10.3M
  • Which has Higher Returns COFS or LNKB?

    Linkbancorp has a net margin of -44.52% compared to ChoiceOne Financial Services's net margin of 54.81%. ChoiceOne Financial Services's return on equity of 2.65% beat Linkbancorp's return on equity of 12.88%.

    Company Gross Margin Earnings Per Share Invested Capital
    COFS
    ChoiceOne Financial Services
    -- -$1.30 $612.6M
    LNKB
    Linkbancorp
    -- $0.41 $396.8M
  • What do Analysts Say About COFS or LNKB?

    ChoiceOne Financial Services has a consensus price target of $35.33, signalling upside risk potential of 20.3%. On the other hand Linkbancorp has an analysts' consensus of $8.25 which suggests that it could grow by 19.91%. Given that ChoiceOne Financial Services has higher upside potential than Linkbancorp, analysts believe ChoiceOne Financial Services is more attractive than Linkbancorp.

    Company Buy Ratings Hold Ratings Sell Ratings
    COFS
    ChoiceOne Financial Services
    3 0 0
    LNKB
    Linkbancorp
    2 2 0
  • Is COFS or LNKB More Risky?

    ChoiceOne Financial Services has a beta of 0.557, which suggesting that the stock is 44.33% less volatile than S&P 500. In comparison Linkbancorp has a beta of 0.000, suggesting its less volatile than the S&P 500 by 100%.

  • Which is a Better Dividend Stock COFS or LNKB?

    ChoiceOne Financial Services has a quarterly dividend of $0.28 per share corresponding to a yield of 3.75%. Linkbancorp offers a yield of 4.36% to investors and pays a quarterly dividend of $0.08 per share. ChoiceOne Financial Services pays 33.72% of its earnings as a dividend. Linkbancorp pays out 42.37% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios COFS or LNKB?

    ChoiceOne Financial Services quarterly revenues are $31.2M, which are larger than Linkbancorp quarterly revenues of $28M. ChoiceOne Financial Services's net income of -$13.9M is lower than Linkbancorp's net income of $15.3M. Notably, ChoiceOne Financial Services's price-to-earnings ratio is 24.27x while Linkbancorp's PE ratio is 7.17x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for ChoiceOne Financial Services is 2.56x versus 2.32x for Linkbancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    COFS
    ChoiceOne Financial Services
    2.56x 24.27x $31.2M -$13.9M
    LNKB
    Linkbancorp
    2.32x 7.17x $28M $15.3M
  • Which has Higher Returns COFS or PB?

    Prosperity Bancshares has a net margin of -44.52% compared to ChoiceOne Financial Services's net margin of 44.11%. ChoiceOne Financial Services's return on equity of 2.65% beat Prosperity Bancshares's return on equity of 6.8%.

    Company Gross Margin Earnings Per Share Invested Capital
    COFS
    ChoiceOne Financial Services
    -- -$1.30 $612.6M
    PB
    Prosperity Bancshares
    -- $1.37 $7.5B
  • What do Analysts Say About COFS or PB?

    ChoiceOne Financial Services has a consensus price target of $35.33, signalling upside risk potential of 20.3%. On the other hand Prosperity Bancshares has an analysts' consensus of $81.69 which suggests that it could grow by 17.06%. Given that ChoiceOne Financial Services has higher upside potential than Prosperity Bancshares, analysts believe ChoiceOne Financial Services is more attractive than Prosperity Bancshares.

    Company Buy Ratings Hold Ratings Sell Ratings
    COFS
    ChoiceOne Financial Services
    3 0 0
    PB
    Prosperity Bancshares
    5 5 0
  • Is COFS or PB More Risky?

    ChoiceOne Financial Services has a beta of 0.557, which suggesting that the stock is 44.33% less volatile than S&P 500. In comparison Prosperity Bancshares has a beta of 0.703, suggesting its less volatile than the S&P 500 by 29.739%.

  • Which is a Better Dividend Stock COFS or PB?

    ChoiceOne Financial Services has a quarterly dividend of $0.28 per share corresponding to a yield of 3.75%. Prosperity Bancshares offers a yield of 3.27% to investors and pays a quarterly dividend of $0.58 per share. ChoiceOne Financial Services pays 33.72% of its earnings as a dividend. Prosperity Bancshares pays out 44.72% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios COFS or PB?

    ChoiceOne Financial Services quarterly revenues are $31.2M, which are smaller than Prosperity Bancshares quarterly revenues of $295.3M. ChoiceOne Financial Services's net income of -$13.9M is lower than Prosperity Bancshares's net income of $130.2M. Notably, ChoiceOne Financial Services's price-to-earnings ratio is 24.27x while Prosperity Bancshares's PE ratio is 13.29x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for ChoiceOne Financial Services is 2.56x versus 5.67x for Prosperity Bancshares. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    COFS
    ChoiceOne Financial Services
    2.56x 24.27x $31.2M -$13.9M
    PB
    Prosperity Bancshares
    5.67x 13.29x $295.3M $130.2M
  • Which has Higher Returns COFS or PRK?

    Park National has a net margin of -44.52% compared to ChoiceOne Financial Services's net margin of 32.4%. ChoiceOne Financial Services's return on equity of 2.65% beat Park National's return on equity of 12.97%.

    Company Gross Margin Earnings Per Share Invested Capital
    COFS
    ChoiceOne Financial Services
    -- -$1.30 $612.6M
    PRK
    Park National
    -- $2.60 $1.5B
  • What do Analysts Say About COFS or PRK?

    ChoiceOne Financial Services has a consensus price target of $35.33, signalling upside risk potential of 20.3%. On the other hand Park National has an analysts' consensus of $169.00 which suggests that it could grow by 3.85%. Given that ChoiceOne Financial Services has higher upside potential than Park National, analysts believe ChoiceOne Financial Services is more attractive than Park National.

    Company Buy Ratings Hold Ratings Sell Ratings
    COFS
    ChoiceOne Financial Services
    3 0 0
    PRK
    Park National
    0 3 0
  • Is COFS or PRK More Risky?

    ChoiceOne Financial Services has a beta of 0.557, which suggesting that the stock is 44.33% less volatile than S&P 500. In comparison Park National has a beta of 0.786, suggesting its less volatile than the S&P 500 by 21.434%.

  • Which is a Better Dividend Stock COFS or PRK?

    ChoiceOne Financial Services has a quarterly dividend of $0.28 per share corresponding to a yield of 3.75%. Park National offers a yield of 2.62% to investors and pays a quarterly dividend of $1.07 per share. ChoiceOne Financial Services pays 33.72% of its earnings as a dividend. Park National pays out 51.18% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios COFS or PRK?

    ChoiceOne Financial Services quarterly revenues are $31.2M, which are smaller than Park National quarterly revenues of $130.1M. ChoiceOne Financial Services's net income of -$13.9M is lower than Park National's net income of $42.2M. Notably, ChoiceOne Financial Services's price-to-earnings ratio is 24.27x while Park National's PE ratio is 16.71x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for ChoiceOne Financial Services is 2.56x versus 5.00x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    COFS
    ChoiceOne Financial Services
    2.56x 24.27x $31.2M -$13.9M
    PRK
    Park National
    5.00x 16.71x $130.1M $42.2M

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