Financhill
Buy
55

BCAL Quote, Financials, Valuation and Earnings

Last price:
$14.77
Seasonality move :
1.17%
Day range:
$14.75 - $15.12
52-week range:
$11.87 - $18.49
Dividend yield:
0%
P/E ratio:
33.42x
P/S ratio:
2.82x
P/B ratio:
0.92x
Volume:
52.7K
Avg. volume:
93.4K
1-year change:
6.52%
Market cap:
$487.5M
Revenue:
$127.8M
EPS (TTM):
$0.45

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
BCAL
California BanCorp
$44.9M $0.40 101.78% 3933.3% $18.00
BHB
Bar Harbor Bankshares
$34.2M $0.68 -7.06% 2.99% $32.50
BHRB
Burke & Herbert Financial Services
$83.5M $1.77 26.26% 156.52% $69.50
OPHC
OptimumBank Holdings
-- -- -- -- $5.00
PRK
Park National
$130.4M $2.15 6.51% -2.07% $169.00
TMP
Tompkins Financial
$79.4M $1.31 11.62% 22.73% $72.50
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
BCAL
California BanCorp
$15.04 $18.00 $487.5M 33.42x $0.00 0% 2.82x
BHB
Bar Harbor Bankshares
$29.68 $32.50 $454.8M 10.41x $0.32 4.11% 3.02x
BHRB
Burke & Herbert Financial Services
$57.20 $69.50 $858.3M 16.30x $0.55 3.81% 2.62x
OPHC
OptimumBank Holdings
$4.41 $5.00 $51.8M 3.32x $0.00 0% 1.18x
PRK
Park National
$164.88 $169.00 $2.7B 16.93x $1.07 2.58% 5.07x
TMP
Tompkins Financial
$62.44 $72.50 $901.3M 12.15x $0.62 3.96% 2.92x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
BCAL
California BanCorp
11.69% 1.728 15.14% --
BHB
Bar Harbor Bankshares
33.99% 1.593 53.25% 2.04x
BHRB
Burke & Herbert Financial Services
35.29% 1.181 48.56% 5.40x
OPHC
OptimumBank Holdings
8.47% 0.376 20.71% 14.67x
PRK
Park National
17.47% 1.454 11.05% 14.28x
TMP
Tompkins Financial
39.95% 1.859 54.51% 8.50x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
BCAL
California BanCorp
-- -- 3.58% 4.08% 85.33% $6.9M
BHB
Bar Harbor Bankshares
-- -- 6.14% 9.66% 83.74% $7.8M
BHRB
Burke & Herbert Financial Services
-- -- 5.43% 8.91% 86.28% $35.9M
OPHC
OptimumBank Holdings
-- -- 11.09% 15.42% 101.13% $2.9M
PRK
Park National
-- -- 10.62% 12.97% 60.73% $36.8M
TMP
Tompkins Financial
-- -- 5.55% 10.46% 71.73% $20.9M

California BanCorp vs. Competitors

  • Which has Higher Returns BCAL or BHB?

    Bar Harbor Bankshares has a net margin of 37.6% compared to California BanCorp's net margin of 27.38%. California BanCorp's return on equity of 4.08% beat Bar Harbor Bankshares's return on equity of 9.66%.

    Company Gross Margin Earnings Per Share Invested Capital
    BCAL
    California BanCorp
    -- $0.52 $601.7M
    BHB
    Bar Harbor Bankshares
    -- $0.66 $707.9M
  • What do Analysts Say About BCAL or BHB?

    California BanCorp has a consensus price target of $18.00, signalling upside risk potential of 17.47%. On the other hand Bar Harbor Bankshares has an analysts' consensus of $32.50 which suggests that it could grow by 9.5%. Given that California BanCorp has higher upside potential than Bar Harbor Bankshares, analysts believe California BanCorp is more attractive than Bar Harbor Bankshares.

    Company Buy Ratings Hold Ratings Sell Ratings
    BCAL
    California BanCorp
    1 1 0
    BHB
    Bar Harbor Bankshares
    0 2 0
  • Is BCAL or BHB More Risky?

    California BanCorp has a beta of 0.489, which suggesting that the stock is 51.093% less volatile than S&P 500. In comparison Bar Harbor Bankshares has a beta of 0.687, suggesting its less volatile than the S&P 500 by 31.289%.

  • Which is a Better Dividend Stock BCAL or BHB?

    California BanCorp has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Bar Harbor Bankshares offers a yield of 4.11% to investors and pays a quarterly dividend of $0.32 per share. California BanCorp pays -- of its earnings as a dividend. Bar Harbor Bankshares pays out 40.85% of its earnings as a dividend. Bar Harbor Bankshares's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios BCAL or BHB?

    California BanCorp quarterly revenues are $44.8M, which are larger than Bar Harbor Bankshares quarterly revenues of $37.3M. California BanCorp's net income of $16.9M is higher than Bar Harbor Bankshares's net income of $10.2M. Notably, California BanCorp's price-to-earnings ratio is 33.42x while Bar Harbor Bankshares's PE ratio is 10.41x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for California BanCorp is 2.82x versus 3.02x for Bar Harbor Bankshares. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    BCAL
    California BanCorp
    2.82x 33.42x $44.8M $16.9M
    BHB
    Bar Harbor Bankshares
    3.02x 10.41x $37.3M $10.2M
  • Which has Higher Returns BCAL or BHRB?

    Burke & Herbert Financial Services has a net margin of 37.6% compared to California BanCorp's net margin of 33.22%. California BanCorp's return on equity of 4.08% beat Burke & Herbert Financial Services's return on equity of 8.91%.

    Company Gross Margin Earnings Per Share Invested Capital
    BCAL
    California BanCorp
    -- $0.52 $601.7M
    BHRB
    Burke & Herbert Financial Services
    -- $1.80 $1.2B
  • What do Analysts Say About BCAL or BHRB?

    California BanCorp has a consensus price target of $18.00, signalling upside risk potential of 17.47%. On the other hand Burke & Herbert Financial Services has an analysts' consensus of $69.50 which suggests that it could grow by 21.5%. Given that Burke & Herbert Financial Services has higher upside potential than California BanCorp, analysts believe Burke & Herbert Financial Services is more attractive than California BanCorp.

    Company Buy Ratings Hold Ratings Sell Ratings
    BCAL
    California BanCorp
    1 1 0
    BHRB
    Burke & Herbert Financial Services
    1 0 0
  • Is BCAL or BHRB More Risky?

    California BanCorp has a beta of 0.489, which suggesting that the stock is 51.093% less volatile than S&P 500. In comparison Burke & Herbert Financial Services has a beta of 0.181, suggesting its less volatile than the S&P 500 by 81.907%.

  • Which is a Better Dividend Stock BCAL or BHRB?

    California BanCorp has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Burke & Herbert Financial Services offers a yield of 3.81% to investors and pays a quarterly dividend of $0.55 per share. California BanCorp pays -- of its earnings as a dividend. Burke & Herbert Financial Services pays out 80.2% of its earnings as a dividend. Burke & Herbert Financial Services's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios BCAL or BHRB?

    California BanCorp quarterly revenues are $44.8M, which are smaller than Burke & Herbert Financial Services quarterly revenues of $81.9M. California BanCorp's net income of $16.9M is lower than Burke & Herbert Financial Services's net income of $27.2M. Notably, California BanCorp's price-to-earnings ratio is 33.42x while Burke & Herbert Financial Services's PE ratio is 16.30x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for California BanCorp is 2.82x versus 2.62x for Burke & Herbert Financial Services. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    BCAL
    California BanCorp
    2.82x 33.42x $44.8M $16.9M
    BHRB
    Burke & Herbert Financial Services
    2.62x 16.30x $81.9M $27.2M
  • Which has Higher Returns BCAL or OPHC?

    OptimumBank Holdings has a net margin of 37.6% compared to California BanCorp's net margin of 36.31%. California BanCorp's return on equity of 4.08% beat OptimumBank Holdings's return on equity of 15.42%.

    Company Gross Margin Earnings Per Share Invested Capital
    BCAL
    California BanCorp
    -- $0.52 $601.7M
    OPHC
    OptimumBank Holdings
    -- $0.32 $118M
  • What do Analysts Say About BCAL or OPHC?

    California BanCorp has a consensus price target of $18.00, signalling upside risk potential of 17.47%. On the other hand OptimumBank Holdings has an analysts' consensus of $5.00 which suggests that it could grow by 13.38%. Given that California BanCorp has higher upside potential than OptimumBank Holdings, analysts believe California BanCorp is more attractive than OptimumBank Holdings.

    Company Buy Ratings Hold Ratings Sell Ratings
    BCAL
    California BanCorp
    1 1 0
    OPHC
    OptimumBank Holdings
    0 1 0
  • Is BCAL or OPHC More Risky?

    California BanCorp has a beta of 0.489, which suggesting that the stock is 51.093% less volatile than S&P 500. In comparison OptimumBank Holdings has a beta of 0.455, suggesting its less volatile than the S&P 500 by 54.491%.

  • Which is a Better Dividend Stock BCAL or OPHC?

    California BanCorp has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. OptimumBank Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. California BanCorp pays -- of its earnings as a dividend. OptimumBank Holdings pays out -- of its earnings as a dividend.

  • Which has Better Financial Ratios BCAL or OPHC?

    California BanCorp quarterly revenues are $44.8M, which are larger than OptimumBank Holdings quarterly revenues of $10.7M. California BanCorp's net income of $16.9M is higher than OptimumBank Holdings's net income of $3.9M. Notably, California BanCorp's price-to-earnings ratio is 33.42x while OptimumBank Holdings's PE ratio is 3.32x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for California BanCorp is 2.82x versus 1.18x for OptimumBank Holdings. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    BCAL
    California BanCorp
    2.82x 33.42x $44.8M $16.9M
    OPHC
    OptimumBank Holdings
    1.18x 3.32x $10.7M $3.9M
  • Which has Higher Returns BCAL or PRK?

    Park National has a net margin of 37.6% compared to California BanCorp's net margin of 32.4%. California BanCorp's return on equity of 4.08% beat Park National's return on equity of 12.97%.

    Company Gross Margin Earnings Per Share Invested Capital
    BCAL
    California BanCorp
    -- $0.52 $601.7M
    PRK
    Park National
    -- $2.60 $1.5B
  • What do Analysts Say About BCAL or PRK?

    California BanCorp has a consensus price target of $18.00, signalling upside risk potential of 17.47%. On the other hand Park National has an analysts' consensus of $169.00 which suggests that it could grow by 2.5%. Given that California BanCorp has higher upside potential than Park National, analysts believe California BanCorp is more attractive than Park National.

    Company Buy Ratings Hold Ratings Sell Ratings
    BCAL
    California BanCorp
    1 1 0
    PRK
    Park National
    0 3 0
  • Is BCAL or PRK More Risky?

    California BanCorp has a beta of 0.489, which suggesting that the stock is 51.093% less volatile than S&P 500. In comparison Park National has a beta of 0.786, suggesting its less volatile than the S&P 500 by 21.434%.

  • Which is a Better Dividend Stock BCAL or PRK?

    California BanCorp has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Park National offers a yield of 2.58% to investors and pays a quarterly dividend of $1.07 per share. California BanCorp pays -- of its earnings as a dividend. Park National pays out 51.18% of its earnings as a dividend. Park National's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios BCAL or PRK?

    California BanCorp quarterly revenues are $44.8M, which are smaller than Park National quarterly revenues of $130.1M. California BanCorp's net income of $16.9M is lower than Park National's net income of $42.2M. Notably, California BanCorp's price-to-earnings ratio is 33.42x while Park National's PE ratio is 16.93x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for California BanCorp is 2.82x versus 5.07x for Park National. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    BCAL
    California BanCorp
    2.82x 33.42x $44.8M $16.9M
    PRK
    Park National
    5.07x 16.93x $130.1M $42.2M
  • Which has Higher Returns BCAL or TMP?

    Tompkins Financial has a net margin of 37.6% compared to California BanCorp's net margin of 24.09%. California BanCorp's return on equity of 4.08% beat Tompkins Financial's return on equity of 10.46%.

    Company Gross Margin Earnings Per Share Invested Capital
    BCAL
    California BanCorp
    -- $0.52 $601.7M
    TMP
    Tompkins Financial
    -- $1.37 $1.2B
  • What do Analysts Say About BCAL or TMP?

    California BanCorp has a consensus price target of $18.00, signalling upside risk potential of 17.47%. On the other hand Tompkins Financial has an analysts' consensus of $72.50 which suggests that it could grow by 16.11%. Given that California BanCorp has higher upside potential than Tompkins Financial, analysts believe California BanCorp is more attractive than Tompkins Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    BCAL
    California BanCorp
    1 1 0
    TMP
    Tompkins Financial
    0 1 0
  • Is BCAL or TMP More Risky?

    California BanCorp has a beta of 0.489, which suggesting that the stock is 51.093% less volatile than S&P 500. In comparison Tompkins Financial has a beta of 0.888, suggesting its less volatile than the S&P 500 by 11.218%.

  • Which is a Better Dividend Stock BCAL or TMP?

    California BanCorp has a quarterly dividend of $0.00 per share corresponding to a yield of 0%. Tompkins Financial offers a yield of 3.96% to investors and pays a quarterly dividend of $0.62 per share. California BanCorp pays -- of its earnings as a dividend. Tompkins Financial pays out 49.47% of its earnings as a dividend. Tompkins Financial's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios BCAL or TMP?

    California BanCorp quarterly revenues are $44.8M, which are smaller than Tompkins Financial quarterly revenues of $81.7M. California BanCorp's net income of $16.9M is lower than Tompkins Financial's net income of $19.7M. Notably, California BanCorp's price-to-earnings ratio is 33.42x while Tompkins Financial's PE ratio is 12.15x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for California BanCorp is 2.82x versus 2.92x for Tompkins Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    BCAL
    California BanCorp
    2.82x 33.42x $44.8M $16.9M
    TMP
    Tompkins Financial
    2.92x 12.15x $81.7M $19.7M

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