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NAVI Quote, Financials, Valuation and Earnings

Last price:
$11.05
Seasonality move :
4.75%
Day range:
$10.96 - $11.55
52-week range:
$10.96 - $17.28
Dividend yield:
5.75%
P/E ratio:
9.60x
P/S ratio:
1.28x
P/B ratio:
0.43x
Volume:
1.2M
Avg. volume:
775.1K
1-year change:
-33.97%
Market cap:
$1.1B
Revenue:
$961M
EPS (TTM):
$1.16

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
NAVI
Navient
$157.3M $0.15 -47.6% -74.4% $13.75
ECPG
Encore Capital Group
$374.5M $1.15 14.04% 45.57% $59.75
GHI
Greystone Housing Impact Investors LP
$23.5M $0.22 59.03% -47.62% $16.63
LMFA
LM Funding America
$2.9M -$1.38 -72.45% -161.55% $4.50
PYPL
PayPal Holdings
$7.8B $1.16 1.96% 40.48% $92.69
SLM
SLM
$359.8M $1.15 -28.49% -48.15% $33.33
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
NAVI
Navient
$11.14 $13.75 $1.1B 9.60x $0.16 5.75% 1.28x
ECPG
Encore Capital Group
$31.30 $59.75 $741.5M -- $0.00 0% 0.58x
GHI
Greystone Housing Impact Investors LP
$11.43 $16.63 $266M 14.84x $0.37 12.95% 6.59x
LMFA
LM Funding America
$1.19 $4.50 $6.1M -- $0.00 0% 0.20x
PYPL
PayPal Holdings
$58.37 $92.69 $57.7B 14.56x $0.00 0% 1.91x
SLM
SLM
$25.53 $33.33 $5.4B 9.63x $0.13 1.88% 3.02x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
NAVI
Navient
94.78% 1.641 3498.81% 0.55x
ECPG
Encore Capital Group
82.71% 1.636 324.43% 0.86x
GHI
Greystone Housing Impact Investors LP
75.22% 0.606 368.37% 4.13x
LMFA
LM Funding America
17.41% 3.967 101.79% 2.96x
PYPL
PayPal Holdings
32.61% 0.884 11.66% 1.17x
SLM
SLM
74.89% 1.018 106.39% --
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
NAVI
Navient
-- -- 0.24% 4.81% 299.6% $8M
ECPG
Encore Capital Group
$83.7M -$15M -3.16% -14.83% -49.1% $14.8M
GHI
Greystone Housing Impact Investors LP
-- -- 1.43% 5.19% 174.11% $4.6M
LMFA
LM Funding America
-- -- -30.75% -32.38% -489% -$2.7M
PYPL
PayPal Holdings
$3.9B $1.5B 13.65% 20.14% 18.01% $2.2B
SLM
SLM
-- -- 7.87% 28.77% 110.61% $4.5M

Navient vs. Competitors

  • Which has Higher Returns NAVI or ECPG?

    Encore Capital Group has a net margin of 9.56% compared to Navient's net margin of -84.82%. Navient's return on equity of 4.81% beat Encore Capital Group's return on equity of -14.83%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient
    -- $0.22 $50.5B
    ECPG
    Encore Capital Group
    31.52% -$9.42 $4.4B
  • What do Analysts Say About NAVI or ECPG?

    Navient has a consensus price target of $13.75, signalling upside risk potential of 23.43%. On the other hand Encore Capital Group has an analysts' consensus of $59.75 which suggests that it could grow by 90.9%. Given that Encore Capital Group has higher upside potential than Navient, analysts believe Encore Capital Group is more attractive than Navient.

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient
    1 7 1
    ECPG
    Encore Capital Group
    3 1 0
  • Is NAVI or ECPG More Risky?

    Navient has a beta of 1.243, which suggesting that the stock is 24.343% more volatile than S&P 500. In comparison Encore Capital Group has a beta of 1.578, suggesting its more volatile than the S&P 500 by 57.77%.

  • Which is a Better Dividend Stock NAVI or ECPG?

    Navient has a quarterly dividend of $0.16 per share corresponding to a yield of 5.75%. Encore Capital Group offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Navient pays 53.44% of its earnings as a dividend. Encore Capital Group pays out -- of its earnings as a dividend. Navient's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or ECPG?

    Navient quarterly revenues are $251M, which are smaller than Encore Capital Group quarterly revenues of $265.6M. Navient's net income of $24M is higher than Encore Capital Group's net income of -$225.3M. Notably, Navient's price-to-earnings ratio is 9.60x while Encore Capital Group's PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient is 1.28x versus 0.58x for Encore Capital Group. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient
    1.28x 9.60x $251M $24M
    ECPG
    Encore Capital Group
    0.58x -- $265.6M -$225.3M
  • Which has Higher Returns NAVI or GHI?

    Greystone Housing Impact Investors LP has a net margin of 9.56% compared to Navient's net margin of 67.83%. Navient's return on equity of 4.81% beat Greystone Housing Impact Investors LP's return on equity of 5.19%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient
    -- $0.22 $50.5B
    GHI
    Greystone Housing Impact Investors LP
    -- $0.39 $1.5B
  • What do Analysts Say About NAVI or GHI?

    Navient has a consensus price target of $13.75, signalling upside risk potential of 23.43%. On the other hand Greystone Housing Impact Investors LP has an analysts' consensus of $16.63 which suggests that it could grow by 45.45%. Given that Greystone Housing Impact Investors LP has higher upside potential than Navient, analysts believe Greystone Housing Impact Investors LP is more attractive than Navient.

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient
    1 7 1
    GHI
    Greystone Housing Impact Investors LP
    2 0 0
  • Is NAVI or GHI More Risky?

    Navient has a beta of 1.243, which suggesting that the stock is 24.343% more volatile than S&P 500. In comparison Greystone Housing Impact Investors LP has a beta of 0.532, suggesting its less volatile than the S&P 500 by 46.76%.

  • Which is a Better Dividend Stock NAVI or GHI?

    Navient has a quarterly dividend of $0.16 per share corresponding to a yield of 5.75%. Greystone Housing Impact Investors LP offers a yield of 12.95% to investors and pays a quarterly dividend of $0.37 per share. Navient pays 53.44% of its earnings as a dividend. Greystone Housing Impact Investors LP pays out 175.97% of its earnings as a dividend. Navient's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future, but Greystone Housing Impact Investors LP's is not.

  • Which has Better Financial Ratios NAVI or GHI?

    Navient quarterly revenues are $251M, which are larger than Greystone Housing Impact Investors LP quarterly revenues of $14.9M. Navient's net income of $24M is higher than Greystone Housing Impact Investors LP's net income of $10.1M. Notably, Navient's price-to-earnings ratio is 9.60x while Greystone Housing Impact Investors LP's PE ratio is 14.84x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient is 1.28x versus 6.59x for Greystone Housing Impact Investors LP. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient
    1.28x 9.60x $251M $24M
    GHI
    Greystone Housing Impact Investors LP
    6.59x 14.84x $14.9M $10.1M
  • Which has Higher Returns NAVI or LMFA?

    LM Funding America has a net margin of 9.56% compared to Navient's net margin of -490.99%. Navient's return on equity of 4.81% beat LM Funding America's return on equity of -32.38%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient
    -- $0.22 $50.5B
    LMFA
    LM Funding America
    -- -$2.41 $35M
  • What do Analysts Say About NAVI or LMFA?

    Navient has a consensus price target of $13.75, signalling upside risk potential of 23.43%. On the other hand LM Funding America has an analysts' consensus of $4.50 which suggests that it could grow by 278.15%. Given that LM Funding America has higher upside potential than Navient, analysts believe LM Funding America is more attractive than Navient.

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient
    1 7 1
    LMFA
    LM Funding America
    0 1 0
  • Is NAVI or LMFA More Risky?

    Navient has a beta of 1.243, which suggesting that the stock is 24.343% more volatile than S&P 500. In comparison LM Funding America has a beta of 1.469, suggesting its more volatile than the S&P 500 by 46.857%.

  • Which is a Better Dividend Stock NAVI or LMFA?

    Navient has a quarterly dividend of $0.16 per share corresponding to a yield of 5.75%. LM Funding America offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Navient pays 53.44% of its earnings as a dividend. LM Funding America pays out -- of its earnings as a dividend. Navient's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or LMFA?

    Navient quarterly revenues are $251M, which are larger than LM Funding America quarterly revenues of $956.9K. Navient's net income of $24M is higher than LM Funding America's net income of -$4.7M. Notably, Navient's price-to-earnings ratio is 9.60x while LM Funding America's PE ratio is --. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient is 1.28x versus 0.20x for LM Funding America. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient
    1.28x 9.60x $251M $24M
    LMFA
    LM Funding America
    0.20x -- $956.9K -$4.7M
  • Which has Higher Returns NAVI or PYPL?

    PayPal Holdings has a net margin of 9.56% compared to Navient's net margin of 13.4%. Navient's return on equity of 4.81% beat PayPal Holdings's return on equity of 20.14%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient
    -- $0.22 $50.5B
    PYPL
    PayPal Holdings
    47.04% $1.11 $30.3B
  • What do Analysts Say About NAVI or PYPL?

    Navient has a consensus price target of $13.75, signalling upside risk potential of 23.43%. On the other hand PayPal Holdings has an analysts' consensus of $92.69 which suggests that it could grow by 59.29%. Given that PayPal Holdings has higher upside potential than Navient, analysts believe PayPal Holdings is more attractive than Navient.

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient
    1 7 1
    PYPL
    PayPal Holdings
    15 22 0
  • Is NAVI or PYPL More Risky?

    Navient has a beta of 1.243, which suggesting that the stock is 24.343% more volatile than S&P 500. In comparison PayPal Holdings has a beta of 1.605, suggesting its more volatile than the S&P 500 by 60.467%.

  • Which is a Better Dividend Stock NAVI or PYPL?

    Navient has a quarterly dividend of $0.16 per share corresponding to a yield of 5.75%. PayPal Holdings offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Navient pays 53.44% of its earnings as a dividend. PayPal Holdings pays out -- of its earnings as a dividend. Navient's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or PYPL?

    Navient quarterly revenues are $251M, which are smaller than PayPal Holdings quarterly revenues of $8.4B. Navient's net income of $24M is lower than PayPal Holdings's net income of $1.1B. Notably, Navient's price-to-earnings ratio is 9.60x while PayPal Holdings's PE ratio is 14.56x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient is 1.28x versus 1.91x for PayPal Holdings. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient
    1.28x 9.60x $251M $24M
    PYPL
    PayPal Holdings
    1.91x 14.56x $8.4B $1.1B
  • Which has Higher Returns NAVI or SLM?

    SLM has a net margin of 9.56% compared to Navient's net margin of 28.61%. Navient's return on equity of 4.81% beat SLM's return on equity of 28.77%.

    Company Gross Margin Earnings Per Share Invested Capital
    NAVI
    Navient
    -- $0.22 $50.5B
    SLM
    SLM
    -- $0.50 $8.6B
  • What do Analysts Say About NAVI or SLM?

    Navient has a consensus price target of $13.75, signalling upside risk potential of 23.43%. On the other hand SLM has an analysts' consensus of $33.33 which suggests that it could grow by 30.59%. Given that SLM has higher upside potential than Navient, analysts believe SLM is more attractive than Navient.

    Company Buy Ratings Hold Ratings Sell Ratings
    NAVI
    Navient
    1 7 1
    SLM
    SLM
    7 2 0
  • Is NAVI or SLM More Risky?

    Navient has a beta of 1.243, which suggesting that the stock is 24.343% more volatile than S&P 500. In comparison SLM has a beta of 1.055, suggesting its more volatile than the S&P 500 by 5.52%.

  • Which is a Better Dividend Stock NAVI or SLM?

    Navient has a quarterly dividend of $0.16 per share corresponding to a yield of 5.75%. SLM offers a yield of 1.88% to investors and pays a quarterly dividend of $0.13 per share. Navient pays 53.44% of its earnings as a dividend. SLM pays out 19.31% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios NAVI or SLM?

    Navient quarterly revenues are $251M, which are smaller than SLM quarterly revenues of $390M. Navient's net income of $24M is lower than SLM's net income of $111.6M. Notably, Navient's price-to-earnings ratio is 9.60x while SLM's PE ratio is 9.63x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Navient is 1.28x versus 3.02x for SLM. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    NAVI
    Navient
    1.28x 9.60x $251M $24M
    SLM
    SLM
    3.02x 9.63x $390M $111.6M

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