Financhill
Buy
62

DFS Quote, Financials, Valuation and Earnings

Last price:
$173.39
Seasonality move :
2.08%
Day range:
$172.20 - $174.43
52-week range:
$96.46 - $188.26
Dividend yield:
1.62%
P/E ratio:
12.25x
P/S ratio:
2.51x
P/B ratio:
2.71x
Volume:
608.7K
Avg. volume:
1.3M
1-year change:
54.12%
Market cap:
$43.5B
Revenue:
$15.8B
EPS (TTM):
$14.14

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
DFS
Discover Financial Services
$4.4B $3.00 5.1% 94.89% $174.83
AXP
American Express
$17.2B $3.02 9.57% 14.81% $288.44
BAC
Bank of America
$25.1B $0.77 14.89% 124.23% $49.13
BFH
Bread Financial Holdings
$966.1M $0.40 -4.73% -60.56% $59.34
COF
Capital One Financial
$10.2B $2.73 6.5% 59.91% $187.40
SYF
Synchrony Financial
$3.8B $1.89 5.36% 82.01% $71.01
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
DFS
Discover Financial Services
$173.23 $174.83 $43.5B 12.25x $0.70 1.62% 2.51x
AXP
American Express
$296.79 $288.44 $209.1B 21.84x $0.70 0.91% 3.31x
BAC
Bank of America
$43.95 $49.13 $337.2B 15.98x $0.26 2.28% 3.56x
BFH
Bread Financial Holdings
$61.06 $59.34 $3B 9.68x $0.21 1.38% 0.78x
COF
Capital One Financial
$178.32 $187.40 $68B 16.84x $0.60 1.35% 1.78x
SYF
Synchrony Financial
$65.05 $71.01 $25.3B 8.49x $0.25 1.54% 1.77x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
DFS
Discover Financial Services
51.51% 1.688 50.08% 18.27x
AXP
American Express
64.93% 0.725 28.81% 3.33x
BAC
Bank of America
53.08% 1.213 101.74% 1.66x
BFH
Bread Financial Holdings
59.56% 0.959 193.94% --
COF
Capital One Financial
43.69% 0.959 85.46% 45.77x
SYF
Synchrony Financial
49.45% 0.970 75.75% --
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
DFS
Discover Financial Services
-- -- 10.32% 23.64% 59.49% $2B
AXP
American Express
-- -- 12.39% 34.49% 32.14% -$2.3B
BAC
Bank of America
-- -- 3.77% 8.07% 121.71% -$37.3B
BFH
Bread Financial Holdings
-- -- 4.04% 10.33% 28.48% $453M
COF
Capital One Financial
-- -- 4.08% 7.51% 59.94% $6.1B
SYF
Synchrony Financial
-- -- 10.34% 21.25% 57.79% $2.8B

Discover Financial Services vs. Competitors

  • Which has Higher Returns DFS or AXP?

    American Express has a net margin of 19.54% compared to Discover Financial Services's net margin of 15.07%. Discover Financial Services's return on equity of 23.64% beat American Express's return on equity of 34.49%.

    Company Gross Margin Earnings Per Share Invested Capital
    DFS
    Discover Financial Services
    -- $3.32 $35.3B
    AXP
    American Express
    -- $3.49 $84.7B
  • What do Analysts Say About DFS or AXP?

    Discover Financial Services has a consensus price target of $174.83, signalling upside risk potential of 0.93%. On the other hand American Express has an analysts' consensus of $288.44 which suggests that it could fall by -2.82%. Given that Discover Financial Services has higher upside potential than American Express, analysts believe Discover Financial Services is more attractive than American Express.

    Company Buy Ratings Hold Ratings Sell Ratings
    DFS
    Discover Financial Services
    3 12 0
    AXP
    American Express
    5 14 3
  • Is DFS or AXP More Risky?

    Discover Financial Services has a beta of 1.458, which suggesting that the stock is 45.81% more volatile than S&P 500. In comparison American Express has a beta of 1.232, suggesting its more volatile than the S&P 500 by 23.226%.

  • Which is a Better Dividend Stock DFS or AXP?

    Discover Financial Services has a quarterly dividend of $0.70 per share corresponding to a yield of 1.62%. American Express offers a yield of 0.91% to investors and pays a quarterly dividend of $0.70 per share. Discover Financial Services pays 26.9% of its earnings as a dividend. American Express pays out 21.26% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios DFS or AXP?

    Discover Financial Services quarterly revenues are $4.5B, which are smaller than American Express quarterly revenues of $16.6B. Discover Financial Services's net income of $870M is lower than American Express's net income of $2.5B. Notably, Discover Financial Services's price-to-earnings ratio is 12.25x while American Express's PE ratio is 21.84x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Discover Financial Services is 2.51x versus 3.31x for American Express. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    DFS
    Discover Financial Services
    2.51x 12.25x $4.5B $870M
    AXP
    American Express
    3.31x 21.84x $16.6B $2.5B
  • Which has Higher Returns DFS or BAC?

    Bank of America has a net margin of 19.54% compared to Discover Financial Services's net margin of 27.21%. Discover Financial Services's return on equity of 23.64% beat Bank of America's return on equity of 8.07%.

    Company Gross Margin Earnings Per Share Invested Capital
    DFS
    Discover Financial Services
    -- $3.32 $35.3B
    BAC
    Bank of America
    -- $0.81 $631.9B
  • What do Analysts Say About DFS or BAC?

    Discover Financial Services has a consensus price target of $174.83, signalling upside risk potential of 0.93%. On the other hand Bank of America has an analysts' consensus of $49.13 which suggests that it could grow by 11.78%. Given that Bank of America has higher upside potential than Discover Financial Services, analysts believe Bank of America is more attractive than Discover Financial Services.

    Company Buy Ratings Hold Ratings Sell Ratings
    DFS
    Discover Financial Services
    3 12 0
    BAC
    Bank of America
    8 6 0
  • Is DFS or BAC More Risky?

    Discover Financial Services has a beta of 1.458, which suggesting that the stock is 45.81% more volatile than S&P 500. In comparison Bank of America has a beta of 1.337, suggesting its more volatile than the S&P 500 by 33.726%.

  • Which is a Better Dividend Stock DFS or BAC?

    Discover Financial Services has a quarterly dividend of $0.70 per share corresponding to a yield of 1.62%. Bank of America offers a yield of 2.28% to investors and pays a quarterly dividend of $0.26 per share. Discover Financial Services pays 26.9% of its earnings as a dividend. Bank of America pays out 34.27% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios DFS or BAC?

    Discover Financial Services quarterly revenues are $4.5B, which are smaller than Bank of America quarterly revenues of $25.3B. Discover Financial Services's net income of $870M is lower than Bank of America's net income of $6.9B. Notably, Discover Financial Services's price-to-earnings ratio is 12.25x while Bank of America's PE ratio is 15.98x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Discover Financial Services is 2.51x versus 3.56x for Bank of America. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    DFS
    Discover Financial Services
    2.51x 12.25x $4.5B $870M
    BAC
    Bank of America
    3.56x 15.98x $25.3B $6.9B
  • Which has Higher Returns DFS or BFH?

    Bread Financial Holdings has a net margin of 19.54% compared to Discover Financial Services's net margin of 0.2%. Discover Financial Services's return on equity of 23.64% beat Bread Financial Holdings's return on equity of 10.33%.

    Company Gross Margin Earnings Per Share Invested Capital
    DFS
    Discover Financial Services
    -- $3.32 $35.3B
    BFH
    Bread Financial Holdings
    -- $0.05 $7.7B
  • What do Analysts Say About DFS or BFH?

    Discover Financial Services has a consensus price target of $174.83, signalling upside risk potential of 0.93%. On the other hand Bread Financial Holdings has an analysts' consensus of $59.34 which suggests that it could grow by 1.66%. Given that Bread Financial Holdings has higher upside potential than Discover Financial Services, analysts believe Bread Financial Holdings is more attractive than Discover Financial Services.

    Company Buy Ratings Hold Ratings Sell Ratings
    DFS
    Discover Financial Services
    3 12 0
    BFH
    Bread Financial Holdings
    4 10 1
  • Is DFS or BFH More Risky?

    Discover Financial Services has a beta of 1.458, which suggesting that the stock is 45.81% more volatile than S&P 500. In comparison Bread Financial Holdings has a beta of 1.941, suggesting its more volatile than the S&P 500 by 94.064%.

  • Which is a Better Dividend Stock DFS or BFH?

    Discover Financial Services has a quarterly dividend of $0.70 per share corresponding to a yield of 1.62%. Bread Financial Holdings offers a yield of 1.38% to investors and pays a quarterly dividend of $0.21 per share. Discover Financial Services pays 26.9% of its earnings as a dividend. Bread Financial Holdings pays out 5.85% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios DFS or BFH?

    Discover Financial Services quarterly revenues are $4.5B, which are larger than Bread Financial Holdings quarterly revenues of $983M. Discover Financial Services's net income of $870M is higher than Bread Financial Holdings's net income of $2M. Notably, Discover Financial Services's price-to-earnings ratio is 12.25x while Bread Financial Holdings's PE ratio is 9.68x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Discover Financial Services is 2.51x versus 0.78x for Bread Financial Holdings. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    DFS
    Discover Financial Services
    2.51x 12.25x $4.5B $870M
    BFH
    Bread Financial Holdings
    0.78x 9.68x $983M $2M
  • Which has Higher Returns DFS or COF?

    Capital One Financial has a net margin of 19.54% compared to Discover Financial Services's net margin of 17.75%. Discover Financial Services's return on equity of 23.64% beat Capital One Financial's return on equity of 7.51%.

    Company Gross Margin Earnings Per Share Invested Capital
    DFS
    Discover Financial Services
    -- $3.32 $35.3B
    COF
    Capital One Financial
    -- $4.41 $111.7B
  • What do Analysts Say About DFS or COF?

    Discover Financial Services has a consensus price target of $174.83, signalling upside risk potential of 0.93%. On the other hand Capital One Financial has an analysts' consensus of $187.40 which suggests that it could grow by 5.09%. Given that Capital One Financial has higher upside potential than Discover Financial Services, analysts believe Capital One Financial is more attractive than Discover Financial Services.

    Company Buy Ratings Hold Ratings Sell Ratings
    DFS
    Discover Financial Services
    3 12 0
    COF
    Capital One Financial
    5 12 1
  • Is DFS or COF More Risky?

    Discover Financial Services has a beta of 1.458, which suggesting that the stock is 45.81% more volatile than S&P 500. In comparison Capital One Financial has a beta of 1.464, suggesting its more volatile than the S&P 500 by 46.364%.

  • Which is a Better Dividend Stock DFS or COF?

    Discover Financial Services has a quarterly dividend of $0.70 per share corresponding to a yield of 1.62%. Capital One Financial offers a yield of 1.35% to investors and pays a quarterly dividend of $0.60 per share. Discover Financial Services pays 26.9% of its earnings as a dividend. Capital One Financial pays out 23.72% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios DFS or COF?

    Discover Financial Services quarterly revenues are $4.5B, which are smaller than Capital One Financial quarterly revenues of $10B. Discover Financial Services's net income of $870M is lower than Capital One Financial's net income of $1.8B. Notably, Discover Financial Services's price-to-earnings ratio is 12.25x while Capital One Financial's PE ratio is 16.84x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Discover Financial Services is 2.51x versus 1.78x for Capital One Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    DFS
    Discover Financial Services
    2.51x 12.25x $4.5B $870M
    COF
    Capital One Financial
    1.78x 16.84x $10B $1.8B
  • Which has Higher Returns DFS or SYF?

    Synchrony Financial has a net margin of 19.54% compared to Discover Financial Services's net margin of 20.69%. Discover Financial Services's return on equity of 23.64% beat Synchrony Financial's return on equity of 21.25%.

    Company Gross Margin Earnings Per Share Invested Capital
    DFS
    Discover Financial Services
    -- $3.32 $35.3B
    SYF
    Synchrony Financial
    -- $1.94 $31.6B
  • What do Analysts Say About DFS or SYF?

    Discover Financial Services has a consensus price target of $174.83, signalling upside risk potential of 0.93%. On the other hand Synchrony Financial has an analysts' consensus of $71.01 which suggests that it could grow by 9.16%. Given that Synchrony Financial has higher upside potential than Discover Financial Services, analysts believe Synchrony Financial is more attractive than Discover Financial Services.

    Company Buy Ratings Hold Ratings Sell Ratings
    DFS
    Discover Financial Services
    3 12 0
    SYF
    Synchrony Financial
    10 7 0
  • Is DFS or SYF More Risky?

    Discover Financial Services has a beta of 1.458, which suggesting that the stock is 45.81% more volatile than S&P 500. In comparison Synchrony Financial has a beta of 1.633, suggesting its more volatile than the S&P 500 by 63.302%.

  • Which is a Better Dividend Stock DFS or SYF?

    Discover Financial Services has a quarterly dividend of $0.70 per share corresponding to a yield of 1.62%. Synchrony Financial offers a yield of 1.54% to investors and pays a quarterly dividend of $0.25 per share. Discover Financial Services pays 26.9% of its earnings as a dividend. Synchrony Financial pays out 20.02% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios DFS or SYF?

    Discover Financial Services quarterly revenues are $4.5B, which are larger than Synchrony Financial quarterly revenues of $3.8B. Discover Financial Services's net income of $870M is higher than Synchrony Financial's net income of $789M. Notably, Discover Financial Services's price-to-earnings ratio is 12.25x while Synchrony Financial's PE ratio is 8.49x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Discover Financial Services is 2.51x versus 1.77x for Synchrony Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    DFS
    Discover Financial Services
    2.51x 12.25x $4.5B $870M
    SYF
    Synchrony Financial
    1.77x 8.49x $3.8B $789M

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