Financhill
Buy
80

XYF Quote, Financials, Valuation and Earnings

Last price:
$13.27
Seasonality move :
11.22%
Day range:
$12.31 - $13.99
52-week range:
$3.68 - $17.70
Dividend yield:
2.68%
P/E ratio:
2.90x
P/S ratio:
1.73x
P/B ratio:
0.56x
Volume:
157.6K
Avg. volume:
284.1K
1-year change:
231.68%
Market cap:
$534.8M
Revenue:
$356.6M
EPS (TTM):
$4.37
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue -$8.9M $234.2M $221.8M $269.5M $356.6M
Revenue Growth (YoY) -- -- -5.26% 21.49% 32.33%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $31.1M $32.3M $21.3M $21.8M $24.5M
Other Inc / (Exp) -$31.9M -$27.3M $16.9M $4.4M $2.5M
Operating Expenses $31.1M $32.3M $21.3M $21.8M $24.5M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items -$232.1M $184.4M $181.6M $207.6M $264M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense -$43.5M $57.1M $59M $36.9M $56.5M
Net Income to Company -$189.6M $127.8M $120.9M $167.8M $214.6M
 
Minority Interest in Earnings -$6K $70 -- -- --
Net Income to Common Excl Extra Items -$189.6M $127.8M $120.9M $167.8M $214.6M
 
Basic EPS (Cont. Ops) -$3.54 $2.33 $2.30 $3.49 $4.46
Diluted EPS (Cont. Ops) -$3.54 $2.28 $2.25 $3.46 $4.39
Weighted Average Basic Share $53.5M $54.9M $52.7M $48M $48.1M
Weighted Average Diluted Share $53.5M $56.1M $53.7M $48.5M $48.9M
 
EBITDA -- -- -- -- --
EBIT -$232.1M $184.4M $305.6M $401.4M $484.5M
 
Revenue (Reported) -$8.9M $234.2M $221.8M $269.5M $356.6M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) -$232.1M $184.4M $305.6M $401.4M $484.5M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $21.8M $64.4M $59M $61.9M $101.2M
Revenue Growth (YoY) -0.52% 195.05% -8.43% 4.96% 63.5%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $6.2M $10.6M $169.3K $5.4M $6.8M
Other Inc / (Exp) -$5M -$5.2M $12.6M $2.8M -$5M
Operating Expenses $6.2M $10.6M $169.3K $5.4M $6.8M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items -$132.3M $47.1M $53.3M $38.4M $68.2M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense -$34.2M $24.1M $11.5M $6.6M $21M
Net Income to Company -- -- -- -- --
 
Minority Interest in Earnings -$20 $80 -- -- --
Net Income to Common Excl Extra Items -$98.9M $22.7M $38.6M $26.3M $53.6M
 
Basic EPS (Cont. Ops) -$1.85 $0.41 $0.74 $0.54 $1.14
Diluted EPS (Cont. Ops) -$1.85 $0.40 $0.73 $0.53 $1.12
Weighted Average Basic Share $53.7M $54.8M $46.7M $48.4M $46.7M
Weighted Average Diluted Share $53.7M $55M $47.1M $48.4M $46.7M
 
EBITDA -- -- -- -- --
EBIT -$132.3M $47.1M $53.3M $86.6M $138.2M
 
Revenue (Reported) $21.8M $64.4M $59M $61.9M $101.2M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) -$132.3M $47.1M $53.3M $86.6M $138.2M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue -$7.3M $234.3M $221.5M $269.1M $356.5M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $31M $32.4M $21.7M $21.8M $24.5M
Other Inc / (Exp) -$31.7M -$27.3M $16.1M $4.4M $2.5M
Operating Expenses $31M $32.4M $21.7M $21.8M $24.5M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items -$235.3M $184.5M $180.8M $207.8M $264M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense -$44.6M $57.2M $59.7M $36.9M $56.5M
Net Income to Company -- -- -- -- --
 
Minority Interest in Earnings -$5.9K $100 -- -- --
Net Income to Common Excl Extra Items -$191.8M $127.7M $119.6M $168M $214.6M
 
Basic EPS (Cont. Ops) -$3.58 $2.32 $2.23 $3.50 $4.46
Diluted EPS (Cont. Ops) -$3.58 $2.27 $2.17 $3.42 $4.37
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT -$235.3M $184.5M $180.8M $401.1M $484.4M
 
Revenue (Reported) -$7.3M $234.3M $221.5M $269.1M $356.5M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) -$235.3M $184.5M $180.8M $401.1M $484.4M
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Revenue $234.3M $221.5M $269.1M $356.5M --
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $32.4M $21.7M $21.8M $24.5M --
Other Inc / (Exp) -$27.3M $16.1M $4.4M $2.5M --
Operating Expenses $32.4M $21.7M $21.8M $24.5M --
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $184.5M $180.8M $207.8M $264M --
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $57.2M $59.7M $36.9M $56.5M --
Net Income to Company -- -- -- -- --
 
Minority Interest in Earnings $80 -- -- -- --
Net Income to Common Excl Extra Items $127.7M $119.6M $168M $214.6M --
 
Basic EPS (Cont. Ops) $2.32 $2.23 $3.50 $4.46 --
Diluted EPS (Cont. Ops) $2.27 $2.17 $3.42 $4.37 --
Weighted Average Basic Share $219.5M $211M $192.3M $192.3M --
Weighted Average Diluted Share $224.2M $215.1M $195.9M $195M --
 
EBITDA -- -- -- -- --
EBIT $184.5M $180.8M $401.1M $484.4M --
 
Revenue (Reported) $234.3M $221.5M $269.1M $356.5M --
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $184.5M $180.8M $401.1M $484.4M --
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $253.2M $327.1M $343.9M $408.8M $403.1M
Short Term Investments $918.4K -- -- -- --
Accounts Receivable, Net $65M $118.5M $168.7M $234.1M $278M
Inventory -- -- -- -- --
Prepaid Expenses $9M $3.2M $3.3M $1.2M $1.5M
Other Current Assets -- -- -- -- --
Total Current Assets $383.6M $463.1M $521M $647.6M $685.2M
 
Property Plant And Equipment $1.7M $970.9K $849.6K $1.2M $2.2M
Long-Term Investments $46.2M $100.9M $99.8M $155.4M $138.6M
Goodwill -- -- -- -- --
Other Intangibles $45.2M $21.3M $5.3M $5.2M $5M
Other Long-Term Assets -- -- -- -- --
Total Assets $1.1B $1.2B $1.3B $1.6B $1.6B
 
Accounts Payable $19.4M $13M $28.3M $25.4M $35.3M
Accrued Expenses $16.1M $11.5M $12M $19M $19.7M
Current Portion Of Long-Term Debt $53.7M $26.1M $10.2M $79.7M $45M
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $642.8M $421.3M $553.6M $768.1M $582M
 
Long-Term Debt -- -- -- -- --
Capital Leases -- -- -- -- --
Total Liabilities $676.8M $528.1M $592M $818.6M $666.6M
 
Common Stock $31.1K $32.4K $30K $29.2K $28.3K
Other Common Equity Adj $3.2M $989.9K $9.2M $9.8M $11.1M
Common Equity $470.6M $623.9M $688.9M $824.9M $952.5M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total $197.1K -- -- -- --
Total Equity $470.8M $623.9M $688.9M $824.9M $952.5M
 
Total Liabilities and Equity $1.1B $1.2B $1.3B $1.6B $1.6B
Cash and Short Terms $254.1M $327.1M $343.9M $408.8M $403.1M
Total Debt $53.7M $26.1M $10.2M $79.7M $45M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $253.2M $327.1M $343.9M $408.8M $403.1M
Short Term Investments $918.4K -- -- -- --
Accounts Receivable, Net $65M $118.5M $168.7M $234.1M $278M
Inventory -- -- -- -- --
Prepaid Expenses $9M $3.2M $3.3M $1.2M $1.5M
Other Current Assets -- -- -- -- --
Total Current Assets $383.6M $463.1M $521M $647.6M $685.2M
 
Property Plant And Equipment $1.7M $970.9K $849.6K $1.2M $2.2M
Long-Term Investments $46.2M $100.9M $99.8M $155.4M $138.6M
Goodwill -- -- -- -- --
Other Intangibles $45.2M $21.3M $5.3M $5.2M $5M
Other Long-Term Assets -- -- -- -- --
Total Assets $1.1B $1.2B $1.3B $1.6B $1.6B
 
Accounts Payable $19.4M $13M $28.3M $25.4M $35.3M
Accrued Expenses $16.1M $11.5M $12M $19M $19.7M
Current Portion Of Long-Term Debt $53.7M $26.1M $10.2M $79.7M $45M
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $642.8M $421.3M $553.6M $768.1M $582M
 
Long-Term Debt -- -- -- -- --
Capital Leases -- -- -- -- --
Total Liabilities $676.8M $528.1M $592M $818.6M $666.6M
 
Common Stock $31.1K $32.4K $30K $29.2K $28.3K
Other Common Equity Adj $3.2M $989.9K $9.2M $9.8M $11.1M
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total $197.1K -- -- -- --
Total Equity $470.8M $623.9M $688.9M $824.9M $952.5M
 
Total Liabilities and Equity $1.1B $1.2B $1.3B $1.6B $1.6B
Cash and Short Terms $254.1M $327.1M $343.9M $408.8M $403.1M
Total Debt $53.7M $26.1M $10.2M $79.7M $45M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders -$189.6M $127.8M $120.9M $167.8M $214.6M
Depreciation & Amoritzation $1.7M $1.3M $989.5K $743.7K $1M
Stock-Based Compensation $11.6M $13.7M $8M $6M $5.6M
Change in Accounts Receivable $32M -$63.7M -$64.9M -$72.1M -$56.5M
Change in Inventories -- -- -- -- --
Cash From Operations -$98.4M $69.6M $93.3M $196.7M $212.3M
 
Capital Expenditures $777.5K $405.8K $901.5K $1.2M $2M
Cash Acquisitions -- -- -- -- --
Cash From Investing -$536.8M -$363.6M -$181.3M -$238M $17M
 
Dividends Paid (Ex Special Dividend) -- -- -- -$8.3M -$16.3M
Special Dividend Paid
Long-Term Debt Issued $74.1M $41.3M $10.5M $113.4M $18.6M
Long-Term Debt Repaid -$23.3M -$69.8M -$24.8M -$43.5M -$51.6M
Repurchase of Common Stock -$10K -- -$21.8M -$3.5M -$25.4M
Other Financing Activities $599.8M $229.6M $121.9M $115.2M -$195.1M
Cash From Financing $650.7M $201.5M $85.8M $173.5M -$269.7M
 
Beginning Cash (CF) $220.3M $247.6M $147.7M $142.4M $271M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $15.5M -$92.5M -$2.1M $132.2M -$40.4M
Ending Cash (CF) $231.6M $153.6M $149.9M $274.9M $231.6M
 
Levered Free Cash Flow -$99.2M $69.2M $92.4M $195.5M $210.3M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders -- -- -- -- --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $28.3M $30.1M $84.6M -- --
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -- -- -- -- --
Cash From Investing $1.4M $1.5M $2.1M -- --
 
Dividends Paid (Ex Special Dividend) -$2.5K -$21.3K -$70.5K -- --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock -- $15.1M $15.8M -- --
Other Financing Activities -- -- -- -- --
Cash From Financing -$2.5K -$12.3K $266.1K -- --
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $4.6M $277.8K $52.5K -- --
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $28.3M $30.1M $84.6M -- --
Period Ending 2019-12-31 2020-12-31 2021-12-31 2022-12-31 2023-12-31
Net Income to Stockholders -- -- -- -- --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations -- -- -- -- --
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -- -- -- -- --
Cash From Investing -- -- -- -- --
 
Dividends Paid (Ex Special Dividend) -- -- -$2.5K -$21.3K -$70.5K
Special Dividend Paid
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities -- -- -- -- --
Cash From Financing -- -- -- -- --
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -- -- -- -- --
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow -- -- -- -- --
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders -- -- -- -- --
Depreciation & Amoritzation -- -- -- -- --
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $28.3M $30.1M $84.6M -- --
 
Capital Expenditures -- -- -- -- --
Cash Acquisitions -- -- -- -- --
Cash From Investing $1.4M $1.5M $2.1M -- --
 
Dividends Paid (Ex Special Dividend) -$2.5K -$21.3K -$70.5K -- --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock -- $15.1M $15.8M -- --
Other Financing Activities -- -- -- -- --
Cash From Financing -$2.5K -$12.3K $266.1K -- --
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $4.6M $277.8K $52.5K -- --
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $28.3M $30.1M $84.6M -- --

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