Financhill
Buy
56

BFH Quote, Financials, Valuation and Earnings

Last price:
$48.59
Seasonality move :
5.26%
Day range:
$47.87 - $49.03
52-week range:
$38.21 - $66.71
Dividend yield:
1.73%
P/E ratio:
8.63x
P/S ratio:
0.64x
P/B ratio:
0.74x
Volume:
482.5K
Avg. volume:
1.2M
1-year change:
20.28%
Market cap:
$2.3B
Revenue:
$3.8B
EPS (TTM):
$5.63
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $3.3B $3.3B $3.9B $4.3B $3.8B
Revenue Growth (YoY) -1.49% -0.85% 18.35% 10.98% -10.64%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $752M $831M $959M $1B $1B
Other Inc / (Exp) -- -- -- -- --
Operating Expenses $794M $923M $1.1B $1.1B $1B
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $301M $1B $300M $968M $381M
Earnings of Discontinued Ops. $6M $4M -$1M -$19M -$2M
Income Tax Expense $93M $247M $76M $231M $102M
Net Income to Company $214M $801M $223M $718M $277M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $214M $801M $223M $718M $277M
 
Basic EPS (Cont. Ops) $4.47 $16.09 $4.47 $14.39 $5.58
Diluted EPS (Cont. Ops) $4.46 $16.02 $4.46 $14.34 $5.49
Weighted Average Basic Share $47.8M $49.7M $49.9M $49.8M $49.6M
Weighted Average Diluted Share $47.9M $50M $50M $50M $50.4M
 
EBITDA -- -- -- -- --
EBIT $800M $1.4B $803M $1.8B $1.3B
 
Revenue (Reported) $3.3B $3.3B $3.9B $4.3B $3.8B
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $800M $1.4B $803M $1.8B $1.3B
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $802M $933M $1.3B $991M $970M
Revenue Growth (YoY) -41.96% 16.33% 38.8% -23.48% -2.12%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $201M $210M $259M $241M $250M
Other Inc / (Exp) -- -- -- -- --
Operating Expenses $226M $231M $293M $264M $271M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $367M $302M $638M $188M $197M
Earnings of Discontinued Ops. $18M -$1M -- -$1M -$4M
Income Tax Expense $99M $91M $183M $53M $55M
Net Income to Company $286M $210M $455M $134M $138M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $286M $210M $455M $134M $138M
 
Basic EPS (Cont. Ops) $5.76 $4.22 $9.10 $2.71 $2.81
Diluted EPS (Cont. Ops) $5.74 $4.20 $9.08 $2.70 $2.78
Weighted Average Basic Share $49.7M $49.9M $50M $49.5M $49M
Weighted Average Diluted Share $49.8M $50M $50.1M $49.7M $49.6M
 
EBITDA -- -- -- -- --
EBIT $474M $381M $856M $436M $422M
 
Revenue (Reported) $802M $933M $1.3B $991M $970M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $474M $381M $856M $436M $422M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $2.7B $3.4B $4.2B $4B $3.8B
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $929.2M $839M $1B $1B $1.1B
Other Inc / (Exp) -- -- -- -- --
Operating Expenses $1.5B $927M $1.1B $1.1B $1.1B
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $642.6M $979M $635M $517M $390M
Earnings of Discontinued Ops. $18M -$14M -- -$20M -$5M
Income Tax Expense $196.6M $239M $168M $101M $105M
Net Income to Company $470M $725M $468M $397M $281M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $470M $726M $467M $396M $280M
 
Basic EPS (Cont. Ops) $9.61 $14.56 $9.35 $8.01 $5.69
Diluted EPS (Cont. Ops) $9.59 $14.48 $9.33 $7.97 $5.63
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $749.6M $1.3B $1.3B $1.4B $1.3B
 
Revenue (Reported) $2.7B $3.4B $4.2B $4B $3.8B
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $749.6M $1.3B $1.3B $1.4B $1.3B
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Revenue $802M $933M $1.3B $991M $970M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin $201M $210M $259M $241M $250M
Other Inc / (Exp) -- -- -- -- --
Operating Expenses $226M $231M $293M $264M $271M
Operating Income -- -- -- -- --
 
Net Interest Expenses -- -- -- -- --
EBT. Incl. Unusual Items $367M $302M $638M $188M $197M
Earnings of Discontinued Ops. $18M -$1M -- -$1M -$4M
Income Tax Expense $99M $91M $183M $53M $55M
Net Income to Company $286M $210M $455M $134M $138M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $286M $210M $455M $134M $138M
 
Basic EPS (Cont. Ops) $5.76 $4.22 $9.10 $2.71 $2.81
Diluted EPS (Cont. Ops) $5.74 $4.20 $9.08 $2.70 $2.78
Weighted Average Basic Share $49.7M $49.9M $50M $49.5M $49M
Weighted Average Diluted Share $49.8M $50M $50.1M $49.7M $49.6M
 
EBITDA -- -- -- -- --
EBIT $474M $381M $856M $436M $422M
 
Revenue (Reported) $802M $933M $1.3B $991M $970M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $474M $381M $856M $436M $422M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $2.8B $3B $3.9B $3.6B $3.7B
Short Term Investments $225M $175M $95M $171M $170M
Accounts Receivable, Net $114M $151M $164M $144M $145M
Inventory -- -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets -- -- -- -- --
Total Current Assets $3.1B $3.4B $4.2B $3.9B $4B
 
Property Plant And Equipment $332M $312M $283M $265M $229M
Long-Term Investments $225M $289M $227M $253M $266M
Goodwill $634M $634M $634M $634M $634M
Other Intangibles $77M $53M $165M $128M $112M
Other Long-Term Assets -- -- -- -- --
Total Assets $22.5B $21.7B $25.4B $23.1B $22.9B
 
Accounts Payable $354M $291M $398M $422M $326M
Accrued Expenses $384M $314M $306M $273M $295M
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $1.1B $918M $1B $981M $871M
 
Long-Term Debt $8.5B $7.4B $8B $5.3B $5.6B
Capital Leases -- -- -- -- --
Total Liabilities $21B $19.7B $23.1B $20.2B $19.8B
 
Common Stock $1M $1M $1M $1M $1M
Other Common Equity Adj -- -- -- -- --
Common Equity $1.5B $2.1B $2.3B $2.9B $3.1B
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $1.5B $2.1B $2.3B $2.9B $3.1B
 
Total Liabilities and Equity $22.5B $21.7B $25.4B $23.1B $22.9B
Cash and Short Terms $3B $3.2B $4B $3.8B $3.8B
Total Debt $8.5B $7.4B $8B $5.3B $5.6B
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Cash and Equivalents $2.9B $2.9B $3.6B $3.8B $4.2B
Short Term Investments -- $233M $44M $175M $172M
Accounts Receivable, Net $351.9M -- -- -- --
Inventory $146M -- -- -- --
Prepaid Expenses -- -- -- -- --
Other Current Assets $519.9M -- -- -- --
Total Current Assets $18.3B $3.2B $3.7B $4B $4.4B
 
Property Plant And Equipment $514.5M $220M $180M $166M $133M
Long-Term Investments -- $233M $227M $258M $272M
Goodwill $1.4B -- -- -- --
Other Intangibles $74.9M -- -- -- --
Other Long-Term Assets $543.5M -- -- -- --
Total Assets $21.2B $20.9B $22B $22.3B $22.4B
 
Accounts Payable $331.9M -- -- -- --
Accrued Expenses $447.1M -- -- -- --
Current Portion Of Long-Term Debt $2B -- -- -- --
Current Portion Of Capital Lease Obligations $22.7M -- -- -- --
Other Current Liabilities $7.1B -- -- -- --
Total Current Liabilities $10.7B -- -- -- --
 
Long-Term Debt $4.7B $6.8B $4.9B $4.7B $5.1B
Capital Leases -- -- -- -- --
Total Liabilities $19.4B $18.7B $19.3B $19.3B $19.3B
 
Common Stock $1.2M $1M $1M $1M $1M
Other Common Equity Adj -- -- -- -- --
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $1.8B $2.3B $2.7B $3B $3.1B
 
Total Liabilities and Equity $21.2B $20.9B $22B $22.3B $22.4B
Cash and Short Terms $2.9B $3.2B $3.7B $4B $4.4B
Total Debt $6.6B $6.8B $4.9B $4.7B $5.1B
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $214M $801M $223M $718M $277M
Depreciation & Amoritzation $184M $123M $113M $116M $90M
Stock-Based Compensation $21M $29M $33M $44M $54M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $1.9B $1.5B $1.8B $2B $1.9B
 
Capital Expenditures $54M -- -- -- --
Cash Acquisitions -$267M -$75M -- -- --
Cash From Investing $1.8B -$1.7B -$5.1B $788M -$1.2B
 
Dividends Paid (Ex Special Dividend) -$61M -$42M -$43M -$42M -$43M
Special Dividend Paid
Long-Term Debt Issued $3.7B $5B $4.5B $4B $2.7B
Long-Term Debt Repaid -$5.4B -$5.4B -$3.9B -$6.7B -$2.6B
Repurchase of Common Stock -- -- -$12M -$35M -$55M
Other Financing Activities -$15M -$144M -$16M -$104M -$22M
Cash From Financing -$4.2B $608M $3.3B -$3.1B -$592M
 
Beginning Cash (CF) $4B $3.5B $3.9B $3.9B $3.6B
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$510M $460M $4M -$311M $98M
Ending Cash (CF) $3.5B $3.9B $3.9B $3.6B $3.7B
 
Levered Free Cash Flow $1.8B $1.5B $1.8B $2B $1.9B
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $286M $210M $455M $134M $138M
Depreciation & Amoritzation $34M $21M $34M $23M $21M
Stock-Based Compensation $7M $7M $9M $15M $13M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $517M $497M $398M $447M $393M
 
Capital Expenditures $12M -- -- -- --
Cash Acquisitions -- -- -- -- --
Cash From Investing $1B $310M $3.1B $720M $691M
 
Dividends Paid (Ex Special Dividend) -$11M -$10M -$11M -$11M -$12M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $175M $700M $510M $500M $400M
Long-Term Debt Repaid -$2.1B -$1.4B -$3.6B -$1.1B -$835M
Repurchase of Common Stock -- -- -- -$11M -$103M
Other Financing Activities -$3M -$19M -$9M -$13M -$29M
Cash From Financing -$1.7B -$1.1B -$3.8B -$975M -$562M
 
Beginning Cash (CF) $3.5B $3.9B $3.9B $3.6B $3.7B
Foreign Exchange Rate Adjustment -$1M -- -- -- --
Additions / Reductions -$215M -$289M -$295M $192M $522M
Ending Cash (CF) $3.2B $3.6B $3.6B $3.8B $4.2B
 
Levered Free Cash Flow $505M $497M $398M $447M $393M
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $470M $725M $468M $397M $281M
Depreciation & Amoritzation $179.2M $110M $126M $105M $88M
Stock-Based Compensation $23.3M $29M $35M $50M $52M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $1.8B $1.5B $1.7B $2B $1.8B
 
Capital Expenditures $50.3M -$12M -- -- --
Cash Acquisitions -$292.4M -- -- -- --
Cash From Investing $1B -$2.4B -$2.3B -$1.6B -$1.2B
 
Dividends Paid (Ex Special Dividend) -$41.7M -$41M -$44M -$42M -$44M
Special Dividend Paid
Long-Term Debt Issued $3B $5.5B $4.3B $4B $2.6B
Long-Term Debt Repaid -$5.9B -$4.7B -$6.2B -$4.2B -$2.3B
Repurchase of Common Stock -- -- -- -$46M -$147M
Other Financing Activities $754.7M -$160M -$6M -$108M -$38M
Cash From Financing -$4.4B $1.3B $529M -$227M -$179M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$1.5B $386M -$2M $176M $428M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $1.8B $1.5B $1.7B $2B $1.8B
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Net Income to Stockholders $286M $210M $455M $134M $138M
Depreciation & Amoritzation $34M $21M $34M $23M $21M
Stock-Based Compensation $7M $7M $9M $15M $13M
Change in Accounts Receivable -- -- -- -- --
Change in Inventories -- -- -- -- --
Cash From Operations $517M $497M $398M $447M $393M
 
Capital Expenditures $12M -- -- -- --
Cash Acquisitions -- -- -- -- --
Cash From Investing $1B $310M $3.1B $720M $691M
 
Dividends Paid (Ex Special Dividend) -$11M -$10M -$11M -$11M -$12M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued $175M $700M $510M $500M $400M
Long-Term Debt Repaid -$2.1B -$1.4B -$3.6B -$1.1B -$835M
Repurchase of Common Stock -- -- -- -$11M -$103M
Other Financing Activities -$3M -$19M -$9M -$13M -$29M
Cash From Financing -$1.7B -$1.1B -$3.8B -$975M -$562M
 
Beginning Cash (CF) $3.5B $3.9B $3.9B $3.6B $3.7B
Foreign Exchange Rate Adjustment -$1M -- -- -- --
Additions / Reductions -$215M -$289M -$295M $192M $522M
Ending Cash (CF) $3.2B $3.6B $3.6B $3.8B $4.2B
 
Levered Free Cash Flow $505M $497M $398M $447M $393M

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