Financhill
Buy
71

UNTY Quote, Financials, Valuation and Earnings

Last price:
$41.40
Seasonality move :
4.16%
Day range:
$41.00 - $41.85
52-week range:
$25.60 - $51.22
Dividend yield:
1.28%
P/E ratio:
9.73x
P/S ratio:
3.84x
P/B ratio:
1.36x
Volume:
24.8K
Avg. volume:
34.5K
1-year change:
52.15%
Market cap:
$417.8M
Revenue:
$105.9M
EPS (TTM):
$4.26

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
UNTY
Unity Bancorp
$28.8M $1.13 20.68% 26.52% $51.67
FCCO
First Community
$17.4M $0.45 24.89% 32.54% $29.67
FSFG
First Savings Financial Group
$15.5M $0.59 -13.16% -17.59% $28.33
HBNC
Horizon Bancorp (IN)
$64.5M $0.41 21.43% 37.5% $18.00
HWC
Hancock Whitney
$368M $1.29 4.86% 3.33% $62.88
WTBA
West Bancorp
$21.6M $0.38 22.3% 48.39% $20.00
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
UNTY
Unity Bancorp
$41.46 $51.67 $417.8M 9.73x $0.14 1.28% 3.84x
FCCO
First Community
$23.80 $29.67 $182.8M 12.02x $0.15 2.48% 2.81x
FSFG
First Savings Financial Group
$25.87 $28.33 $178.9M 9.44x $0.16 2.36% 2.37x
HBNC
Horizon Bancorp (IN)
$14.56 $18.00 $637.5M 14.27x $0.16 4.4% 3.16x
HWC
Hancock Whitney
$52.01 $62.88 $4.5B 9.60x $0.45 3.17% 3.10x
WTBA
West Bancorp
$19.03 $20.00 $322.1M 12.36x $0.25 5.26% 3.88x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
UNTY
Unity Bancorp
45.31% 1.735 61.84% 146.73x
FCCO
First Community
-- 1.277 -- 1.53x
FSFG
First Savings Financial Group
66.13% 0.932 187.26% 14.70x
HBNC
Horizon Bancorp (IN)
54.39% 1.912 140.17% 4.43x
HWC
Hancock Whitney
14.97% 1.364 16.7% 1.55x
WTBA
West Bancorp
62.2% 1.550 116% 8.80x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
UNTY
Unity Bancorp
-- -- 7.81% 15.24% 98.71% $22.7M
FCCO
First Community
-- -- 8.28% 10.85% 75.51% -$4.1M
FSFG
First Savings Financial Group
-- -- 3.39% 11.11% 111.8% -$347K
HBNC
Horizon Bancorp (IN)
-- -- 2.22% 6.06% 95.47% -$50.2M
HWC
Hancock Whitney
-- -- 9.84% 11.59% 75.29% $188.8M
WTBA
West Bancorp
-- -- 4.01% 11.35% 154.25% $8.3M

Unity Bancorp vs. Competitors

  • Which has Higher Returns UNTY or FCCO?

    First Community has a net margin of 39.51% compared to Unity Bancorp's net margin of 21.76%. Unity Bancorp's return on equity of 15.24% beat First Community's return on equity of 10.85%.

    Company Gross Margin Earnings Per Share Invested Capital
    UNTY
    Unity Bancorp
    -- $1.13 $559.7M
    FCCO
    First Community
    -- $0.51 $150M
  • What do Analysts Say About UNTY or FCCO?

    Unity Bancorp has a consensus price target of $51.67, signalling upside risk potential of 24.62%. On the other hand First Community has an analysts' consensus of $29.67 which suggests that it could grow by 24.65%. Given that First Community has higher upside potential than Unity Bancorp, analysts believe First Community is more attractive than Unity Bancorp.

    Company Buy Ratings Hold Ratings Sell Ratings
    UNTY
    Unity Bancorp
    1 0 0
    FCCO
    First Community
    3 0 0
  • Is UNTY or FCCO More Risky?

    Unity Bancorp has a beta of 0.796, which suggesting that the stock is 20.357% less volatile than S&P 500. In comparison First Community has a beta of 0.309, suggesting its less volatile than the S&P 500 by 69.134%.

  • Which is a Better Dividend Stock UNTY or FCCO?

    Unity Bancorp has a quarterly dividend of $0.14 per share corresponding to a yield of 1.28%. First Community offers a yield of 2.48% to investors and pays a quarterly dividend of $0.15 per share. Unity Bancorp pays 12.11% of its earnings as a dividend. First Community pays out 31.64% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UNTY or FCCO?

    Unity Bancorp quarterly revenues are $29.4M, which are larger than First Community quarterly revenues of $18.4M. Unity Bancorp's net income of $11.6M is higher than First Community's net income of $4M. Notably, Unity Bancorp's price-to-earnings ratio is 9.73x while First Community's PE ratio is 12.02x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Unity Bancorp is 3.84x versus 2.81x for First Community. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UNTY
    Unity Bancorp
    3.84x 9.73x $29.4M $11.6M
    FCCO
    First Community
    2.81x 12.02x $18.4M $4M
  • Which has Higher Returns UNTY or FSFG?

    First Savings Financial Group has a net margin of 39.51% compared to Unity Bancorp's net margin of 28.93%. Unity Bancorp's return on equity of 15.24% beat First Savings Financial Group's return on equity of 11.11%.

    Company Gross Margin Earnings Per Share Invested Capital
    UNTY
    Unity Bancorp
    -- $1.13 $559.7M
    FSFG
    First Savings Financial Group
    -- $0.89 $519.7M
  • What do Analysts Say About UNTY or FSFG?

    Unity Bancorp has a consensus price target of $51.67, signalling upside risk potential of 24.62%. On the other hand First Savings Financial Group has an analysts' consensus of $28.33 which suggests that it could grow by 9.52%. Given that Unity Bancorp has higher upside potential than First Savings Financial Group, analysts believe Unity Bancorp is more attractive than First Savings Financial Group.

    Company Buy Ratings Hold Ratings Sell Ratings
    UNTY
    Unity Bancorp
    1 0 0
    FSFG
    First Savings Financial Group
    0 1 0
  • Is UNTY or FSFG More Risky?

    Unity Bancorp has a beta of 0.796, which suggesting that the stock is 20.357% less volatile than S&P 500. In comparison First Savings Financial Group has a beta of 0.450, suggesting its less volatile than the S&P 500 by 55.001%.

  • Which is a Better Dividend Stock UNTY or FSFG?

    Unity Bancorp has a quarterly dividend of $0.14 per share corresponding to a yield of 1.28%. First Savings Financial Group offers a yield of 2.36% to investors and pays a quarterly dividend of $0.16 per share. Unity Bancorp pays 12.11% of its earnings as a dividend. First Savings Financial Group pays out 29.8% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UNTY or FSFG?

    Unity Bancorp quarterly revenues are $29.4M, which are larger than First Savings Financial Group quarterly revenues of $21.5M. Unity Bancorp's net income of $11.6M is higher than First Savings Financial Group's net income of $6.2M. Notably, Unity Bancorp's price-to-earnings ratio is 9.73x while First Savings Financial Group's PE ratio is 9.44x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Unity Bancorp is 3.84x versus 2.37x for First Savings Financial Group. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UNTY
    Unity Bancorp
    3.84x 9.73x $29.4M $11.6M
    FSFG
    First Savings Financial Group
    2.37x 9.44x $21.5M $6.2M
  • Which has Higher Returns UNTY or HBNC?

    Horizon Bancorp (IN) has a net margin of 39.51% compared to Unity Bancorp's net margin of 35.17%. Unity Bancorp's return on equity of 15.24% beat Horizon Bancorp (IN)'s return on equity of 6.06%.

    Company Gross Margin Earnings Per Share Invested Capital
    UNTY
    Unity Bancorp
    -- $1.13 $559.7M
    HBNC
    Horizon Bancorp (IN)
    -- $0.54 $1.7B
  • What do Analysts Say About UNTY or HBNC?

    Unity Bancorp has a consensus price target of $51.67, signalling upside risk potential of 24.62%. On the other hand Horizon Bancorp (IN) has an analysts' consensus of $18.00 which suggests that it could grow by 23.63%. Given that Unity Bancorp has higher upside potential than Horizon Bancorp (IN), analysts believe Unity Bancorp is more attractive than Horizon Bancorp (IN).

    Company Buy Ratings Hold Ratings Sell Ratings
    UNTY
    Unity Bancorp
    1 0 0
    HBNC
    Horizon Bancorp (IN)
    3 3 0
  • Is UNTY or HBNC More Risky?

    Unity Bancorp has a beta of 0.796, which suggesting that the stock is 20.357% less volatile than S&P 500. In comparison Horizon Bancorp (IN) has a beta of 0.872, suggesting its less volatile than the S&P 500 by 12.819%.

  • Which is a Better Dividend Stock UNTY or HBNC?

    Unity Bancorp has a quarterly dividend of $0.14 per share corresponding to a yield of 1.28%. Horizon Bancorp (IN) offers a yield of 4.4% to investors and pays a quarterly dividend of $0.16 per share. Unity Bancorp pays 12.11% of its earnings as a dividend. Horizon Bancorp (IN) pays out 79.96% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UNTY or HBNC?

    Unity Bancorp quarterly revenues are $29.4M, which are smaller than Horizon Bancorp (IN) quarterly revenues of $68.1M. Unity Bancorp's net income of $11.6M is lower than Horizon Bancorp (IN)'s net income of $23.9M. Notably, Unity Bancorp's price-to-earnings ratio is 9.73x while Horizon Bancorp (IN)'s PE ratio is 14.27x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Unity Bancorp is 3.84x versus 3.16x for Horizon Bancorp (IN). Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UNTY
    Unity Bancorp
    3.84x 9.73x $29.4M $11.6M
    HBNC
    Horizon Bancorp (IN)
    3.16x 14.27x $68.1M $23.9M
  • Which has Higher Returns UNTY or HWC?

    Hancock Whitney has a net margin of 39.51% compared to Unity Bancorp's net margin of 32.77%. Unity Bancorp's return on equity of 15.24% beat Hancock Whitney's return on equity of 11.59%.

    Company Gross Margin Earnings Per Share Invested Capital
    UNTY
    Unity Bancorp
    -- $1.13 $559.7M
    HWC
    Hancock Whitney
    -- $1.38 $5B
  • What do Analysts Say About UNTY or HWC?

    Unity Bancorp has a consensus price target of $51.67, signalling upside risk potential of 24.62%. On the other hand Hancock Whitney has an analysts' consensus of $62.88 which suggests that it could grow by 20.89%. Given that Unity Bancorp has higher upside potential than Hancock Whitney, analysts believe Unity Bancorp is more attractive than Hancock Whitney.

    Company Buy Ratings Hold Ratings Sell Ratings
    UNTY
    Unity Bancorp
    1 0 0
    HWC
    Hancock Whitney
    5 1 0
  • Is UNTY or HWC More Risky?

    Unity Bancorp has a beta of 0.796, which suggesting that the stock is 20.357% less volatile than S&P 500. In comparison Hancock Whitney has a beta of 0.996, suggesting its less volatile than the S&P 500 by 0.44%.

  • Which is a Better Dividend Stock UNTY or HWC?

    Unity Bancorp has a quarterly dividend of $0.14 per share corresponding to a yield of 1.28%. Hancock Whitney offers a yield of 3.17% to investors and pays a quarterly dividend of $0.45 per share. Unity Bancorp pays 12.11% of its earnings as a dividend. Hancock Whitney pays out 28.39% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UNTY or HWC?

    Unity Bancorp quarterly revenues are $29.4M, which are smaller than Hancock Whitney quarterly revenues of $364.7M. Unity Bancorp's net income of $11.6M is lower than Hancock Whitney's net income of $119.5M. Notably, Unity Bancorp's price-to-earnings ratio is 9.73x while Hancock Whitney's PE ratio is 9.60x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Unity Bancorp is 3.84x versus 3.10x for Hancock Whitney. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UNTY
    Unity Bancorp
    3.84x 9.73x $29.4M $11.6M
    HWC
    Hancock Whitney
    3.10x 9.60x $364.7M $119.5M
  • Which has Higher Returns UNTY or WTBA?

    West Bancorp has a net margin of 39.51% compared to Unity Bancorp's net margin of 34.25%. Unity Bancorp's return on equity of 15.24% beat West Bancorp's return on equity of 11.35%.

    Company Gross Margin Earnings Per Share Invested Capital
    UNTY
    Unity Bancorp
    -- $1.13 $559.7M
    WTBA
    West Bancorp
    -- $0.46 $629.3M
  • What do Analysts Say About UNTY or WTBA?

    Unity Bancorp has a consensus price target of $51.67, signalling upside risk potential of 24.62%. On the other hand West Bancorp has an analysts' consensus of $20.00 which suggests that it could grow by 5.1%. Given that Unity Bancorp has higher upside potential than West Bancorp, analysts believe Unity Bancorp is more attractive than West Bancorp.

    Company Buy Ratings Hold Ratings Sell Ratings
    UNTY
    Unity Bancorp
    1 0 0
    WTBA
    West Bancorp
    0 1 0
  • Is UNTY or WTBA More Risky?

    Unity Bancorp has a beta of 0.796, which suggesting that the stock is 20.357% less volatile than S&P 500. In comparison West Bancorp has a beta of 0.910, suggesting its less volatile than the S&P 500 by 8.99%.

  • Which is a Better Dividend Stock UNTY or WTBA?

    Unity Bancorp has a quarterly dividend of $0.14 per share corresponding to a yield of 1.28%. West Bancorp offers a yield of 5.26% to investors and pays a quarterly dividend of $0.25 per share. Unity Bancorp pays 12.11% of its earnings as a dividend. West Bancorp pays out 69.88% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios UNTY or WTBA?

    Unity Bancorp quarterly revenues are $29.4M, which are larger than West Bancorp quarterly revenues of $22.9M. Unity Bancorp's net income of $11.6M is higher than West Bancorp's net income of $7.8M. Notably, Unity Bancorp's price-to-earnings ratio is 9.73x while West Bancorp's PE ratio is 12.36x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Unity Bancorp is 3.84x versus 3.88x for West Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    UNTY
    Unity Bancorp
    3.84x 9.73x $29.4M $11.6M
    WTBA
    West Bancorp
    3.88x 12.36x $22.9M $7.8M

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