Financhill
Sell
22

UBSI Quote, Financials, Valuation and Earnings

Last price:
$37.57
Seasonality move :
-0.33%
Day range:
$37.48 - $38.32
52-week range:
$30.68 - $44.43
Dividend yield:
3.94%
P/E ratio:
14.22x
P/S ratio:
4.93x
P/B ratio:
1.02x
Volume:
417.2K
Avg. volume:
509.3K
1-year change:
--
Market cap:
$5.1B
Revenue:
$1B
EPS (TTM):
$2.64

Analysts' Opinion

  • Consensus Rating
    United Bankshares has received a consensus rating of Hold. The company's average rating is a Hold based on 0 Buy ratings, 4 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $42.80, United Bankshares has an estimated upside of 13.98% from its current price of $37.55.
  • Price Target Downside
    According to analysts, the lowest downside price target is $41.00 representing 100% downside risk from its current price of $37.55.

Fair Value

  • According to the consensus of 4 analysts, United Bankshares has 13.98% upside to fair value with a price target of $42.80 per share.

UBSI vs. S&P 500

  • Over the past 5 trading days, United Bankshares has overperformed the S&P 500 by 1.6% suggesting its relative strength compared to the major market average is strong at this time.

Share Buyback

  • United Bankshares does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • United Bankshares has grown year-over-year revenues for 1 quarter straight. In the most recent quarter United Bankshares reported revenues of $261.2M.

Earnings Growth

  • United Bankshares earnings have been falling on a year-over-year basis for 1 quarter in a row. In the most recent quarter United Bankshares reported earnings per share of $0.70.
Enterprise value:
470.5M
EV / Invested capital:
--
Price / LTM sales:
4.93x
EV / EBIT:
0.45x
EV / Revenue:
0.46x
PEG ratio (5yr expected):
--
EV / Free cash flow:
1.02x
Price / Operating cash flow:
11.05x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.2%
Net Income Margin (TTM):
34.74%
Return On Equity:
7.44%
Return On Invested Capital:
5.77%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Income Statement
Revenue $998.1M $1.1B $1B $260.4M $261.2M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $2.63 $2.86 $2.64 $0.71 $0.70
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Balance Sheet
Current Assets $4.5B $7.5B $6.1B $5B $5.3B
Total Assets $25.9B $27.5B $29B $29.2B $29.9B
Current Liabilities $148.4M $123M $142.5M $188.3M $182M
Total Liabilities $21.7B $23.1B $24.6B $24.6B $24.9B
Total Equity $4.3B $4.4B $4.4B $4.6B $5B
Total Debt $924.7M $813.9M $1.3B $1.4B $540.1M
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Cash Flow Statement
Cash Flow Operations $680.1M $409.7M $471.8M $89.6M $123.6M
Cash From Investing -$3.1B -$340.4M $155.9M -$68M $185.5M
Cash From Financing -$305M -$241.6M $97.1M -$529.8M -$259.1M
Free Cash Flow $664.2M $396.2M $459.2M $87.8M $122M
UBSI
Sector
Market Cap
$5.1B
$688.2M
Price % of 52-Week High
84.52%
87.61%
Dividend Yield
3.94%
2.18%
Shareholder Yield
10.58%
3.87%
1-Year Price Total Return
--
7.18%
Beta (5-Year)
1.030
0.732
Dividend yield:
3.94%
Annualized payout:
$1.45
Payout ratio:
55.66%
Growth streak:
26 years

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Technicals

8-day SMA
Sell
Level $37.91
200-day SMA
Buy
Level $36.21
Bollinger Bands (100)
Sell
Level 36.23 - 40.85
Chaikin Money Flow
Buy
Level 49.1M
20-day SMA
Sell
Level $39.74
Relative Strength Index (RSI14)
Sell
Level 32.93
ADX Line
Buy
Level 18.17
Williams %R
Buy
Level -91.7355
50-day SMA
Sell
Level $40.10
MACD (12, 26)
Sell
Level -0.89
25-day Aroon Oscillator
Sell
Level -72
On Balance Volume
Sell
Level -19.9M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.5543)
Sell
CA Score (Annual)
Level (-1.8866)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (8)
Sell
Ohlson Score
Level (1.0471)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (9)

Revenue Forecast

Earnings per Share Forecast

Company Profile

United Bankshares Inc is a financial holding company that provides banking services. The company operates in two segments: Community banking, which accepts deposits, makes loans (for personal, credit card, commercial, and construction uses), provides brokerage services, safe deposit boxes, and related services; and Mortgage banking, which offers and acquires home mortgages through an indirectly owned subsidiary. Nearly all revenue comes from the community banking segment.

Stock Forecast FAQ

In the current month, UBSI has received 0 Buy ratings 4 Hold ratings, and 0 Sell ratings. The UBSI average analyst price target in the past 3 months is $42.80.

  • Where Will United Bankshares Stock Be In 1 Year?

    According to analysts, the consensus estimate is that United Bankshares share price will rise to $42.80 per share over the next 12 months.

  • What Do Analysts Say About United Bankshares?

    Analysts are divided on their view about United Bankshares share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that United Bankshares is a Sell and believe this share price will drop from its current level to $41.00.

  • What Is United Bankshares's Price Target?

    The price target for United Bankshares over the next 1-year time period is forecast to be $42.80 according to 4 Wall Street analysts, 0 of them rate the stock a Buy, 0 rate the stock a Sell, and 4 analysts rate the stock a Hold.

  • Is UBSI A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for United Bankshares is a Hold. 4 of 4 analysts rate the stock a Hold at this time.

  • How Can I Buy Shares Of UBSI?

    You can purchase shares of United Bankshares via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, TastyTrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase United Bankshares shares.

  • What Is The United Bankshares Share Price Today?

    United Bankshares was last trading at $37.57 per share. This represents the most recent stock quote for United Bankshares. Yesterday, United Bankshares closed at $37.55 per share.

  • How To Buy United Bankshares Stock Online?

    In order to purchase United Bankshares stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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