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SPFI Quote, Financials, Valuation and Earnings

Last price:
$33.49
Seasonality move :
-11.53%
Day range:
$32.74 - $33.92
52-week range:
$24.05 - $40.91
Dividend yield:
1.67%
P/E ratio:
13.04x
P/S ratio:
3.13x
P/B ratio:
1.24x
Volume:
27.8K
Avg. volume:
33.7K
1-year change:
16.53%
Market cap:
$549.1M
Revenue:
$176.2M
EPS (TTM):
$2.57

Price Performance History

Performance vs. Valuation Benchmarks

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Competitors

Company Revenue Forecast Earnings Forecast Revenue Growth Forecast Earnings Growth Forecast Analyst Price Target Median
SPFI
South Plains Financial
$49.2M $0.68 14.68% 10.66% $42.00
BMRC
Bank of Marin Bancorp
$28.2M $0.32 40.65% 708.33% $27.00
BUSE
First Busey
$116.4M $0.51 7.18% 11.23% $30.00
CNOB
ConnectOne Bancorp
$65.5M $0.43 -2.77% -5.07% $29.25
FFIC
Flushing Financial
$46M $0.22 -5.56% -23.15% $16.75
FUNC
First United
$20.5M $0.86 38.15% 230.77% --
Company Price Analyst Target Market Cap P/E Ratio Dividend per Share Dividend Yield Price / LTM Sales
SPFI
South Plains Financial
$33.51 $42.00 $549.1M 13.04x $0.15 1.67% 3.13x
BMRC
Bank of Marin Bancorp
$23.08 $27.00 $371.2M 17.84x $0.25 4.33% 5.92x
BUSE
First Busey
$22.62 $30.00 $1.3B 11.66x $0.24 4.24% 2.85x
CNOB
ConnectOne Bancorp
$22.49 $29.25 $862.9M 12.93x $0.18 3.16% 3.31x
FFIC
Flushing Financial
$14.44 $16.75 $419.8M 16.60x $0.22 6.09% 2.17x
FUNC
First United
$32.70 -- $211.5M 13.29x $0.22 2.51% 2.91x
Company Total Debt / Total Capital Beta Debt to Equity Quick Ratio
SPFI
South Plains Financial
19.93% 1.168 19.85% --
BMRC
Bank of Marin Bancorp
-- 1.122 -- 1,733.62x
BUSE
First Busey
17.73% 1.390 20.42% 18.47x
CNOB
ConnectOne Bancorp
39.87% 1.348 76.67% --
FFIC
Flushing Financial
55.92% 1.586 199.64% --
FUNC
First United
46.29% -0.058 78.41% 3.04x
Company Gross Profit Operating Income Return on Invested Capital Return on Common Equity EBIT Margin Free Cash Flow
SPFI
South Plains Financial
-- -- 8.34% 10.63% 83.25% $17.1M
BMRC
Bank of Marin Bancorp
-- -- -2.98% -3.19% 72.52% $9.8M
BUSE
First Busey
-- -- 6.93% 8.59% 79.77% $59.1M
CNOB
ConnectOne Bancorp
-- -- 3.4% 5.97% 141.01% -$15.6M
FFIC
Flushing Financial
-- -- 1.62% 3.89% 169.91% $4.8M
FUNC
First United
-- -- 5.71% 9.84% 77.62% $588K

South Plains Financial vs. Competitors

  • Which has Higher Returns SPFI or BMRC?

    Bank of Marin Bancorp has a net margin of 24.15% compared to South Plains Financial's net margin of 17.42%. South Plains Financial's return on equity of 10.63% beat Bank of Marin Bancorp's return on equity of -3.19%.

    Company Gross Margin Earnings Per Share Invested Capital
    SPFI
    South Plains Financial
    -- $0.66 $553.4M
    BMRC
    Bank of Marin Bancorp
    -- $0.28 $437M
  • What do Analysts Say About SPFI or BMRC?

    South Plains Financial has a consensus price target of $42.00, signalling upside risk potential of 30.58%. On the other hand Bank of Marin Bancorp has an analysts' consensus of $27.00 which suggests that it could grow by 23.92%. Given that South Plains Financial has higher upside potential than Bank of Marin Bancorp, analysts believe South Plains Financial is more attractive than Bank of Marin Bancorp.

    Company Buy Ratings Hold Ratings Sell Ratings
    SPFI
    South Plains Financial
    1 0 0
    BMRC
    Bank of Marin Bancorp
    3 2 0
  • Is SPFI or BMRC More Risky?

    South Plains Financial has a beta of 0.616, which suggesting that the stock is 38.442% less volatile than S&P 500. In comparison Bank of Marin Bancorp has a beta of 0.937, suggesting its less volatile than the S&P 500 by 6.322%.

  • Which is a Better Dividend Stock SPFI or BMRC?

    South Plains Financial has a quarterly dividend of $0.15 per share corresponding to a yield of 1.67%. Bank of Marin Bancorp offers a yield of 4.33% to investors and pays a quarterly dividend of $0.25 per share. South Plains Financial pays 13.94% of its earnings as a dividend. Bank of Marin Bancorp pays out 80.96% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SPFI or BMRC?

    South Plains Financial quarterly revenues are $46.4M, which are larger than Bank of Marin Bancorp quarterly revenues of $26.2M. South Plains Financial's net income of $11.2M is higher than Bank of Marin Bancorp's net income of $4.6M. Notably, South Plains Financial's price-to-earnings ratio is 13.04x while Bank of Marin Bancorp's PE ratio is 17.84x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for South Plains Financial is 3.13x versus 5.92x for Bank of Marin Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SPFI
    South Plains Financial
    3.13x 13.04x $46.4M $11.2M
    BMRC
    Bank of Marin Bancorp
    5.92x 17.84x $26.2M $4.6M
  • Which has Higher Returns SPFI or BUSE?

    First Busey has a net margin of 24.15% compared to South Plains Financial's net margin of 27.01%. South Plains Financial's return on equity of 10.63% beat First Busey's return on equity of 8.59%.

    Company Gross Margin Earnings Per Share Invested Capital
    SPFI
    South Plains Financial
    -- $0.66 $553.4M
    BUSE
    First Busey
    -- $0.55 $1.7B
  • What do Analysts Say About SPFI or BUSE?

    South Plains Financial has a consensus price target of $42.00, signalling upside risk potential of 30.58%. On the other hand First Busey has an analysts' consensus of $30.00 which suggests that it could grow by 34.1%. Given that First Busey has higher upside potential than South Plains Financial, analysts believe First Busey is more attractive than South Plains Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    SPFI
    South Plains Financial
    1 0 0
    BUSE
    First Busey
    1 2 0
  • Is SPFI or BUSE More Risky?

    South Plains Financial has a beta of 0.616, which suggesting that the stock is 38.442% less volatile than S&P 500. In comparison First Busey has a beta of 0.878, suggesting its less volatile than the S&P 500 by 12.162%.

  • Which is a Better Dividend Stock SPFI or BUSE?

    South Plains Financial has a quarterly dividend of $0.15 per share corresponding to a yield of 1.67%. First Busey offers a yield of 4.24% to investors and pays a quarterly dividend of $0.24 per share. South Plains Financial pays 13.94% of its earnings as a dividend. First Busey pays out 43.3% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SPFI or BUSE?

    South Plains Financial quarterly revenues are $46.4M, which are smaller than First Busey quarterly revenues of $118.5M. South Plains Financial's net income of $11.2M is lower than First Busey's net income of $32M. Notably, South Plains Financial's price-to-earnings ratio is 13.04x while First Busey's PE ratio is 11.66x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for South Plains Financial is 3.13x versus 2.85x for First Busey. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SPFI
    South Plains Financial
    3.13x 13.04x $46.4M $11.2M
    BUSE
    First Busey
    2.85x 11.66x $118.5M $32M
  • Which has Higher Returns SPFI or CNOB?

    ConnectOne Bancorp has a net margin of 24.15% compared to South Plains Financial's net margin of 26.15%. South Plains Financial's return on equity of 10.63% beat ConnectOne Bancorp's return on equity of 5.97%.

    Company Gross Margin Earnings Per Share Invested Capital
    SPFI
    South Plains Financial
    -- $0.66 $553.4M
    CNOB
    ConnectOne Bancorp
    -- $0.41 $2.1B
  • What do Analysts Say About SPFI or CNOB?

    South Plains Financial has a consensus price target of $42.00, signalling upside risk potential of 30.58%. On the other hand ConnectOne Bancorp has an analysts' consensus of $29.25 which suggests that it could grow by 30.06%. Given that South Plains Financial has higher upside potential than ConnectOne Bancorp, analysts believe South Plains Financial is more attractive than ConnectOne Bancorp.

    Company Buy Ratings Hold Ratings Sell Ratings
    SPFI
    South Plains Financial
    1 0 0
    CNOB
    ConnectOne Bancorp
    2 1 0
  • Is SPFI or CNOB More Risky?

    South Plains Financial has a beta of 0.616, which suggesting that the stock is 38.442% less volatile than S&P 500. In comparison ConnectOne Bancorp has a beta of 1.300, suggesting its more volatile than the S&P 500 by 29.991%.

  • Which is a Better Dividend Stock SPFI or CNOB?

    South Plains Financial has a quarterly dividend of $0.15 per share corresponding to a yield of 1.67%. ConnectOne Bancorp offers a yield of 3.16% to investors and pays a quarterly dividend of $0.18 per share. South Plains Financial pays 13.94% of its earnings as a dividend. ConnectOne Bancorp pays out 36.72% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SPFI or CNOB?

    South Plains Financial quarterly revenues are $46.4M, which are smaller than ConnectOne Bancorp quarterly revenues of $65.6M. South Plains Financial's net income of $11.2M is lower than ConnectOne Bancorp's net income of $17.2M. Notably, South Plains Financial's price-to-earnings ratio is 13.04x while ConnectOne Bancorp's PE ratio is 12.93x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for South Plains Financial is 3.13x versus 3.31x for ConnectOne Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SPFI
    South Plains Financial
    3.13x 13.04x $46.4M $11.2M
    CNOB
    ConnectOne Bancorp
    3.31x 12.93x $65.6M $17.2M
  • Which has Higher Returns SPFI or FFIC?

    Flushing Financial has a net margin of 24.15% compared to South Plains Financial's net margin of 17.11%. South Plains Financial's return on equity of 10.63% beat Flushing Financial's return on equity of 3.89%.

    Company Gross Margin Earnings Per Share Invested Capital
    SPFI
    South Plains Financial
    -- $0.66 $553.4M
    FFIC
    Flushing Financial
    -- $0.30 $1.5B
  • What do Analysts Say About SPFI or FFIC?

    South Plains Financial has a consensus price target of $42.00, signalling upside risk potential of 30.58%. On the other hand Flushing Financial has an analysts' consensus of $16.75 which suggests that it could grow by 20.33%. Given that South Plains Financial has higher upside potential than Flushing Financial, analysts believe South Plains Financial is more attractive than Flushing Financial.

    Company Buy Ratings Hold Ratings Sell Ratings
    SPFI
    South Plains Financial
    1 0 0
    FFIC
    Flushing Financial
    0 3 0
  • Is SPFI or FFIC More Risky?

    South Plains Financial has a beta of 0.616, which suggesting that the stock is 38.442% less volatile than S&P 500. In comparison Flushing Financial has a beta of 0.818, suggesting its less volatile than the S&P 500 by 18.181%.

  • Which is a Better Dividend Stock SPFI or FFIC?

    South Plains Financial has a quarterly dividend of $0.15 per share corresponding to a yield of 1.67%. Flushing Financial offers a yield of 6.09% to investors and pays a quarterly dividend of $0.22 per share. South Plains Financial pays 13.94% of its earnings as a dividend. Flushing Financial pays out 91.61% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SPFI or FFIC?

    South Plains Financial quarterly revenues are $46.4M, which are smaller than Flushing Financial quarterly revenues of $52.1M. South Plains Financial's net income of $11.2M is higher than Flushing Financial's net income of $8.9M. Notably, South Plains Financial's price-to-earnings ratio is 13.04x while Flushing Financial's PE ratio is 16.60x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for South Plains Financial is 3.13x versus 2.17x for Flushing Financial. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SPFI
    South Plains Financial
    3.13x 13.04x $46.4M $11.2M
    FFIC
    Flushing Financial
    2.17x 16.60x $52.1M $8.9M
  • Which has Higher Returns SPFI or FUNC?

    First United has a net margin of 24.15% compared to South Plains Financial's net margin of 28.48%. South Plains Financial's return on equity of 10.63% beat First United's return on equity of 9.84%.

    Company Gross Margin Earnings Per Share Invested Capital
    SPFI
    South Plains Financial
    -- $0.66 $553.4M
    FUNC
    First United
    -- $0.89 $323.9M
  • What do Analysts Say About SPFI or FUNC?

    South Plains Financial has a consensus price target of $42.00, signalling upside risk potential of 30.58%. On the other hand First United has an analysts' consensus of -- which suggests that it could fall by -23.55%. Given that South Plains Financial has higher upside potential than First United, analysts believe South Plains Financial is more attractive than First United.

    Company Buy Ratings Hold Ratings Sell Ratings
    SPFI
    South Plains Financial
    1 0 0
    FUNC
    First United
    0 0 0
  • Is SPFI or FUNC More Risky?

    South Plains Financial has a beta of 0.616, which suggesting that the stock is 38.442% less volatile than S&P 500. In comparison First United has a beta of 0.814, suggesting its less volatile than the S&P 500 by 18.644%.

  • Which is a Better Dividend Stock SPFI or FUNC?

    South Plains Financial has a quarterly dividend of $0.15 per share corresponding to a yield of 1.67%. First United offers a yield of 2.51% to investors and pays a quarterly dividend of $0.22 per share. South Plains Financial pays 13.94% of its earnings as a dividend. First United pays out 34.64% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

  • Which has Better Financial Ratios SPFI or FUNC?

    South Plains Financial quarterly revenues are $46.4M, which are larger than First United quarterly revenues of $20.3M. South Plains Financial's net income of $11.2M is higher than First United's net income of $5.8M. Notably, South Plains Financial's price-to-earnings ratio is 13.04x while First United's PE ratio is 13.29x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for South Plains Financial is 3.13x versus 2.91x for First United. Usually stocks with elevated PS ratios are considered overvalued.

    Company Price/Sales Ratio Price/Earnings Ratio Quarterly Revenue Quarterly Net Income
    SPFI
    South Plains Financial
    3.13x 13.04x $46.4M $11.2M
    FUNC
    First United
    2.91x 13.29x $20.3M $5.8M

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