OSBC Quote, Financials, Valuation and Earnings

First Mid Bancshares has a net margin of 27.65% compared to Old Second Bancorp's net margin of 26.89%. Old Second Bancorp's return on equity of 12.92% beat First Mid Bancshares's return on equity of 9.62%.

Old Second Bancorp has a consensus price target of $20.50, signalling upside risk potential of 24.92%. On the other hand First Mid Bancshares has an analysts' consensus of $42.14 which suggests that it could grow by 17.98%. Given that Old Second Bancorp has higher upside potential than First Mid Bancshares, analysts believe Old Second Bancorp is more attractive than First Mid Bancshares.

Old Second Bancorp has a beta of 0.781, which suggesting that the stock is 21.921% less volatile than S&P 500. In comparison First Mid Bancshares has a beta of 0.845, suggesting its less volatile than the S&P 500 by 15.496%.

Old Second Bancorp has a quarterly dividend of $0.06 per share corresponding to a yield of 1.4%. First Mid Bancshares offers a yield of 2.69% to investors and pays a quarterly dividend of $0.24 per share. Old Second Bancorp pays 11.04% of its earnings as a dividend. First Mid Bancshares pays out 28.35% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Old Second Bancorp quarterly revenues are $71.7M, which are smaller than First Mid Bancshares quarterly revenues of $82.4M. Old Second Bancorp's net income of $19.8M is lower than First Mid Bancshares's net income of $22.2M. Notably, Old Second Bancorp's price-to-earnings ratio is 8.97x while First Mid Bancshares's PE ratio is 10.63x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Old Second Bancorp is 2.68x versus 2.65x for First Mid Bancshares. Usually stocks with elevated PS ratios are considered overvalued.

MidWestOne Financial Group has a net margin of 27.65% compared to Old Second Bancorp's net margin of 26.29%. Old Second Bancorp's return on equity of 12.92% beat MidWestOne Financial Group's return on equity of -8.73%.

Old Second Bancorp has a consensus price target of $20.50, signalling upside risk potential of 24.92%. On the other hand MidWestOne Financial Group has an analysts' consensus of $34.20 which suggests that it could grow by 20.85%. Given that Old Second Bancorp has higher upside potential than MidWestOne Financial Group, analysts believe Old Second Bancorp is more attractive than MidWestOne Financial Group.

Old Second Bancorp has a beta of 0.781, which suggesting that the stock is 21.921% less volatile than S&P 500. In comparison MidWestOne Financial Group has a beta of 0.994, suggesting its less volatile than the S&P 500 by 0.637%.

Old Second Bancorp has a quarterly dividend of $0.06 per share corresponding to a yield of 1.4%. MidWestOne Financial Group offers a yield of 3.43% to investors and pays a quarterly dividend of $0.24 per share. Old Second Bancorp pays 11.04% of its earnings as a dividend. MidWestOne Financial Group pays out -27.38% of its earnings as a dividend. Old Second Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Old Second Bancorp quarterly revenues are $71.7M, which are larger than MidWestOne Financial Group quarterly revenues of $57.6M. Old Second Bancorp's net income of $19.8M is higher than MidWestOne Financial Group's net income of $15.1M. Notably, Old Second Bancorp's price-to-earnings ratio is 8.97x while MidWestOne Financial Group's PE ratio is 14.91x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Old Second Bancorp is 2.68x versus 6.29x for MidWestOne Financial Group. Usually stocks with elevated PS ratios are considered overvalued.

QCR Holdings has a net margin of 27.65% compared to Old Second Bancorp's net margin of 34.57%. Old Second Bancorp's return on equity of 12.92% beat QCR Holdings's return on equity of 11.66%.

Old Second Bancorp has a consensus price target of $20.50, signalling upside risk potential of 24.92%. On the other hand QCR Holdings has an analysts' consensus of $84.80 which suggests that it could grow by 25.31%. Given that QCR Holdings has higher upside potential than Old Second Bancorp, analysts believe QCR Holdings is more attractive than Old Second Bancorp.

Old Second Bancorp has a beta of 0.781, which suggesting that the stock is 21.921% less volatile than S&P 500. In comparison QCR Holdings has a beta of 0.803, suggesting its less volatile than the S&P 500 by 19.653%.

Old Second Bancorp has a quarterly dividend of $0.06 per share corresponding to a yield of 1.4%. QCR Holdings offers a yield of 0.36% to investors and pays a quarterly dividend of $0.06 per share. Old Second Bancorp pays 11.04% of its earnings as a dividend. QCR Holdings pays out 3.54% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

Old Second Bancorp quarterly revenues are $71.7M, which are smaller than QCR Holdings quarterly revenues of $74.6M. Old Second Bancorp's net income of $19.8M is lower than QCR Holdings's net income of $25.8M. Notably, Old Second Bancorp's price-to-earnings ratio is 8.97x while QCR Holdings's PE ratio is 10.18x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Old Second Bancorp is 2.68x versus 3.46x for QCR Holdings. Usually stocks with elevated PS ratios are considered overvalued.

The Bancorp has a net margin of 27.65% compared to Old Second Bancorp's net margin of 32.6%. Old Second Bancorp's return on equity of 12.92% beat The Bancorp's return on equity of 27.09%.

Old Second Bancorp has a consensus price target of $20.50, signalling upside risk potential of 24.92%. On the other hand The Bancorp has an analysts' consensus of $64.50 which suggests that it could grow by 28.51%. Given that The Bancorp has higher upside potential than Old Second Bancorp, analysts believe The Bancorp is more attractive than Old Second Bancorp.

Old Second Bancorp has a beta of 0.781, which suggesting that the stock is 21.921% less volatile than S&P 500. In comparison The Bancorp has a beta of 1.309, suggesting its more volatile than the S&P 500 by 30.902%.

Old Second Bancorp has a quarterly dividend of $0.06 per share corresponding to a yield of 1.4%. The Bancorp offers a yield of 0% to investors and pays a quarterly dividend of $0.00 per share. Old Second Bancorp pays 11.04% of its earnings as a dividend. The Bancorp pays out -- of its earnings as a dividend. Old Second Bancorp's payout ratio is sufficient to cover dividend payouts with earnings for the foreseeable future.

Old Second Bancorp quarterly revenues are $71.7M, which are smaller than The Bancorp quarterly revenues of $175.4M. Old Second Bancorp's net income of $19.8M is lower than The Bancorp's net income of $57.2M. Notably, Old Second Bancorp's price-to-earnings ratio is 8.97x while The Bancorp's PE ratio is 11.54x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for Old Second Bancorp is 2.68x versus 4.31x for The Bancorp. Usually stocks with elevated PS ratios are considered overvalued.