FXNC Quote, Financials, Valuation and Earnings

Evans Bancorp has a net margin of 15.44% compared to First National's net margin of 16.32%. First National's return on equity of 5.96% beat Evans Bancorp's return on equity of 10.61%.

First National has a consensus price target of $25.75, signalling upside risk potential of 11.52%. On the other hand Evans Bancorp has an analysts' consensus of $50.05 which suggests that it could grow by 18.55%. Given that Evans Bancorp has higher upside potential than First National, analysts believe Evans Bancorp is more attractive than First National.

First National has a beta of 0.534, which suggesting that the stock is 46.581% less volatile than S&P 500. In comparison Evans Bancorp has a beta of 0.927, suggesting its less volatile than the S&P 500 by 7.33%.

First National has a quarterly dividend of $0.16 per share corresponding to a yield of 2.62%. Evans Bancorp offers a yield of 3.13% to investors and pays a quarterly dividend of $0.66 per share. First National pays 37.37% of its earnings as a dividend. Evans Bancorp pays out 29.45% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First National quarterly revenues are $14.6M, which are smaller than Evans Bancorp quarterly revenues of $18M. First National's net income of $2.2M is lower than Evans Bancorp's net income of $2.9M. Notably, First National's price-to-earnings ratio is 20.62x while Evans Bancorp's PE ratio is 12.68x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First National is 2.57x versus 2.79x for Evans Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

First Bancorp has a net margin of 15.44% compared to First National's net margin of 19.69%. First National's return on equity of 5.96% beat First Bancorp's return on equity of 7.43%.

First National has a consensus price target of $25.75, signalling upside risk potential of 11.52%. On the other hand First Bancorp has an analysts' consensus of $51.63 which suggests that it could grow by 21.1%. Given that First Bancorp has higher upside potential than First National, analysts believe First Bancorp is more attractive than First National.

First National has a beta of 0.534, which suggesting that the stock is 46.581% less volatile than S&P 500. In comparison First Bancorp has a beta of 1.052, suggesting its more volatile than the S&P 500 by 5.199%.

First National has a quarterly dividend of $0.16 per share corresponding to a yield of 2.62%. First Bancorp offers a yield of 2.06% to investors and pays a quarterly dividend of $0.22 per share. First National pays 37.37% of its earnings as a dividend. First Bancorp pays out 33.55% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First National quarterly revenues are $14.6M, which are smaller than First Bancorp quarterly revenues of $94.9M. First National's net income of $2.2M is lower than First Bancorp's net income of $18.7M. Notably, First National's price-to-earnings ratio is 20.62x while First Bancorp's PE ratio is 17.19x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First National is 2.57x versus 4.65x for First Bancorp. Usually stocks with elevated PS ratios are considered overvalued.

National Bankshares has a net margin of 15.44% compared to First National's net margin of 22.83%. First National's return on equity of 5.96% beat National Bankshares's return on equity of 6.12%.

First National has a consensus price target of $25.75, signalling upside risk potential of 11.52%. On the other hand National Bankshares has an analysts' consensus of -- which suggests that it could grow by 38.18%. Given that National Bankshares has higher upside potential than First National, analysts believe National Bankshares is more attractive than First National.

First National has a beta of 0.534, which suggesting that the stock is 46.581% less volatile than S&P 500. In comparison National Bankshares has a beta of 0.606, suggesting its less volatile than the S&P 500 by 39.356%.

First National has a quarterly dividend of $0.16 per share corresponding to a yield of 2.62%. National Bankshares offers a yield of 5.49% to investors and pays a quarterly dividend of $0.78 per share. First National pays 37.37% of its earnings as a dividend. National Bankshares pays out 94.22% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First National quarterly revenues are $14.6M, which are larger than National Bankshares quarterly revenues of $11.7M. First National's net income of $2.2M is lower than National Bankshares's net income of $2.7M. Notably, First National's price-to-earnings ratio is 20.62x while National Bankshares's PE ratio is 18.97x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First National is 2.57x versus 3.79x for National Bankshares. Usually stocks with elevated PS ratios are considered overvalued.

Prosperity Bancshares has a net margin of 15.44% compared to First National's net margin of 43.77%. First National's return on equity of 5.96% beat Prosperity Bancshares's return on equity of 6.2%.

First National has a consensus price target of $25.75, signalling upside risk potential of 11.52%. On the other hand Prosperity Bancshares has an analysts' consensus of $88.86 which suggests that it could grow by 20.45%. Given that Prosperity Bancshares has higher upside potential than First National, analysts believe Prosperity Bancshares is more attractive than First National.

First National has a beta of 0.534, which suggesting that the stock is 46.581% less volatile than S&P 500. In comparison Prosperity Bancshares has a beta of 0.935, suggesting its less volatile than the S&P 500 by 6.541%.

First National has a quarterly dividend of $0.16 per share corresponding to a yield of 2.62%. Prosperity Bancshares offers a yield of 3.06% to investors and pays a quarterly dividend of $0.58 per share. First National pays 37.37% of its earnings as a dividend. Prosperity Bancshares pays out 49.06% of its earnings as a dividend. Both of these payout ratios are sufficient to cover dividend payouts with earnings for the foreseeable future.

First National quarterly revenues are $14.6M, which are smaller than Prosperity Bancshares quarterly revenues of $290.8M. First National's net income of $2.2M is lower than Prosperity Bancshares's net income of $127.3M. Notably, First National's price-to-earnings ratio is 20.62x while Prosperity Bancshares's PE ratio is 15.66x. Generally a lower price-to-earnings ratio signals a stock is trading at a lower multiple of earnings and is a better value. Another key metric is the price-to-sales ratio, which for First National is 2.57x versus 6.27x for Prosperity Bancshares. Usually stocks with elevated PS ratios are considered overvalued.