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DGICA Quote, Financials, Valuation and Earnings

Last price:
$18.36
Seasonality move :
2.98%
Day range:
$18.09 - $18.42
52-week range:
$12.26 - $18.90
Dividend yield:
3.76%
P/E ratio:
12.07x
P/S ratio:
0.63x
P/B ratio:
1.20x
Volume:
79.5K
Avg. volume:
114.6K
1-year change:
35.32%
Market cap:
$654M
Revenue:
$989.6M
EPS (TTM):
$1.52
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $777.8M $816.5M $848.2M $927.3M $989.6M
Revenue Growth (YoY) -4.23% 4.97% 3.89% 9.33% 6.72%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $434.1K $430.8K $383.5K $346.4K $313.8K
Operating Expenses $1.3M $1.2M $1.2M $1.2M $2.6M
Operating Income -- -- -- -- --
 
Net Interest Expenses $1.2M $895.6K $620.6K $619.8K $946K
EBT. Incl. Unusual Items $63.3M $30.3M -$3.6M $5.1M $62.3M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $10.5M $5.1M -$1.7M $638K $11.5M
Net Income to Company $52.8M $25.3M -$2M $4.4M $50.9M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $52.8M $25.3M -$2M $4.4M $50.9M
 
Basic EPS (Cont. Ops) $1.84 $0.83 -$0.06 $0.14 $1.53
Diluted EPS (Cont. Ops) $1.83 $0.83 -$0.06 $0.14 $1.53
Weighted Average Basic Share $29.3M $31M $32M $33M $33.7M
Weighted Average Diluted Share $29.5M $31.1M $32M $33.1M $33.8M
 
EBITDA -- -- -- -- --
EBIT $64.5M $31.2M -$3M $5.7M $63.3M
 
Revenue (Reported) $777.8M $816.5M $848.2M $927.3M $989.6M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $64.5M $31.2M -$3M $5.7M $63.3M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $197.5M $210.2M $223.4M $239.5M $250M
Revenue Growth (YoY) -1.71% 6.45% 6.28% 7.17% 4.38%
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $107.7K $107K $88.9K $84.7K $77.2K
Operating Expenses $263.6K $260.5K $253.3K $233K $254.8K
Operating Income -- -- -- -- --
 
Net Interest Expenses $324.9K $156.4K $156.4K $155.9K $269.3K
EBT. Incl. Unusual Items $18.4M $6.5M $4.1M -$2.5M $29.7M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $3.9M $1.2M $604.8K -$511.3K $5.7M
Net Income to Company $14.6M $5.3M $3.5M -$2M $24M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $14.6M $5.3M $3.5M -$2M $24M
 
Basic EPS (Cont. Ops) $0.50 $0.17 $0.11 -$0.06 $0.71
Diluted EPS (Cont. Ops) $0.49 $0.17 $0.11 -$0.06 $0.70
Weighted Average Basic Share $29.9M $31.3M $32.6M $33.3M $34.6M
Weighted Average Diluted Share $30.1M $31.4M $32.6M $33.3M $34.8M
 
EBITDA -- -- -- -- --
EBIT $18.8M $6.7M $4.2M -$2.3M $29.9M
 
Revenue (Reported) $197.5M $210.2M $223.4M $239.5M $250M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $18.8M $6.7M $4.2M -$2.3M $29.9M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Revenue $777.8M $816.5M $848.2M $927.3M $989.6M
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $434.1K $430.8K $383.5K $346.4K $313.8K
Operating Expenses $1.3M $1.2M $1.2M $1.2M $2.6M
Operating Income -- -- -- -- --
 
Net Interest Expenses $1.2M $895.6K $620.6K $619.8K $946K
EBT. Incl. Unusual Items $63.3M $30.3M -$3.6M $5.1M $62.3M
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $10.5M $5.1M -$1.7M $638K $11.5M
Net Income to Company $52.8M $25.3M -$2M $4.4M $50.9M
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $52.8M $25.3M -$2M $4.4M $50.9M
 
Basic EPS (Cont. Ops) $1.84 $0.83 -$0.05 $0.14 $1.53
Diluted EPS (Cont. Ops) $1.82 $0.83 -$0.05 $0.14 $1.52
Weighted Average Basic Share
Weighted Average Diluted Share
 
EBITDA -- -- -- -- --
EBIT $64.5M $31.2M -$3M $5.7M $63.3M
 
Revenue (Reported) $777.8M $816.5M $848.2M $927.3M $989.6M
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $64.5M $31.2M -$3M $5.7M $63.3M
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Revenue $816.5M $848.2M $927.3M $989.6M --
Revenue Growth (YoY) -- -- -- -- --
 
Cost of Revenues -- -- -- -- --
Gross Profit -- -- -- -- --
Gross Profit Margin -- -- -- -- --
 
R&D Expenses -- -- -- -- --
Selling, General & Admin -- -- -- -- --
Other Inc / (Exp) $430.8K $383.5K $346.4K $313.8K --
Operating Expenses $1.2M $1.2M $1.2M $2.6M --
Operating Income -- -- -- -- --
 
Net Interest Expenses $895.5K $620.5K $619.8K $946.1K --
EBT. Incl. Unusual Items $30.3M -$3.6M $5.1M $62.3M --
Earnings of Discontinued Ops. -- -- -- -- --
Income Tax Expense $5.1M -$1.7M $638K $11.5M --
Net Income to Company $25.3M -$2M $4.4M $50.9M --
 
Minority Interest in Earnings -- -- -- -- --
Net Income to Common Excl Extra Items $25.3M -$2M $4.4M $50.9M --
 
Basic EPS (Cont. Ops) $0.83 -$0.05 $0.14 $1.53 --
Diluted EPS (Cont. Ops) $0.83 -$0.05 $0.14 $1.52 --
Weighted Average Basic Share $123.9M $127.9M $132.2M $134.9M --
Weighted Average Diluted Share $124.3M $128M $132.5M $135.3M --
 
EBITDA -- -- -- -- --
EBIT $31.2M -$3M $5.7M $63.3M --
 
Revenue (Reported) $816.5M $848.2M $927.3M $989.6M --
Operating Income (Reported) -- -- -- -- --
Operating Income (Adjusted) $31.2M -$3M $5.7M $63.3M --
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $103.1M $57.7M $25.1M $23.8M $52.9M
Short Term Investments $576M $545.3M $581.1M $621.7M $349M
Accounts Receivable, Net $578.6M $624.3M $630.4M $622.5M $601.9M
Inventory -- -- -- -- --
Prepaid Expenses $169.4M $176.9M $160.6M $168.7M $176.2M
Other Current Assets -- -- -- -- --
Total Current Assets $1.4B $1.4B $1.4B $1.4B $1.2B
 
Property Plant And Equipment $4.4M $3M $2.8M $2.6M $2.5M
Long-Term Investments $1.2B $1.3B $1.3B $1.3B $1.4B
Goodwill $5.6M $5.6M $5.6M $5.6M $5.6M
Other Intangibles $958K $958K $958K $958K $958K
Other Long-Term Assets -- -- -- -- --
Total Assets $2.2B $2.3B $2.2B $2.3B $2.3B
 
Accounts Payable $3.2M $3.9M $3.5M $8.8M $4.3M
Accrued Expenses $29.1M $4M $4.2M $3.9M $2.9M
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $132.1M $47.9M $53.2M $53.3M $48.6M
 
Long-Term Debt $5M -- -- -- --
Capital Leases -- -- -- -- --
Total Liabilities $1.6B $1.7B $1.8B $1.8B $1.8B
 
Common Stock $333K $344.1K $357.7K $364.1K $386K
Other Common Equity Adj $11.1M $3.3M -$41.7M -$32.9M -$28.2M
Common Equity $517.8M $531M $483.6M $479.7M $545.8M
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $517.8M $531M $483.6M $479.7M $545.8M
 
Total Liabilities and Equity $2.2B $2.3B $2.2B $2.3B $2.3B
Cash and Short Terms $679.1M $603M $606.2M $645.4M $401.9M
Total Debt $90M $35M $35M $35M $35M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Cash and Equivalents $103.1M $57.7M $25.1M $23.8M $52.9M
Short Term Investments $576M $545.3M $581.1M $621.7M $349M
Accounts Receivable, Net $578.6M $624.3M $630.4M $622.5M $601.9M
Inventory -- -- -- -- --
Prepaid Expenses $169.4M $176.9M $160.6M $168.7M $176.2M
Other Current Assets -- -- -- -- --
Total Current Assets $1.4B $1.4B $1.4B $1.4B $1.2B
 
Property Plant And Equipment $4.4M $3M $2.8M $2.6M $2.5M
Long-Term Investments $1.2B $1.3B $1.3B $1.3B $1.4B
Goodwill $5.6M $5.6M $5.6M $5.6M $5.6M
Other Intangibles $958K $958K $958K $958K $958K
Other Long-Term Assets -- -- -- -- --
Total Assets $2.2B $2.3B $2.2B $2.3B $2.3B
 
Accounts Payable $3.2M $3.9M $3.5M $8.8M $4.3M
Accrued Expenses $29.1M $4M $4.2M $3.9M $2.9M
Current Portion Of Long-Term Debt -- -- -- -- --
Current Portion Of Capital Lease Obligations -- -- -- -- --
Other Current Liabilities -- -- -- -- --
Total Current Liabilities $132.1M $47.9M $53.2M $53.3M $48.6M
 
Long-Term Debt $5M -- -- -- --
Capital Leases -- -- -- -- --
Total Liabilities $1.6B $1.7B $1.8B $1.8B $1.8B
 
Common Stock $333K $344.1K $357.7K $364.1K $386K
Other Common Equity Adj $11.1M $3.3M -$41.7M -$32.9M -$28.2M
Common Equity -- -- -- -- --
Total Preferred Equity -- -- -- -- --
Minority Interest, Total -- -- -- -- --
Total Equity $517.8M $531M $483.6M $479.7M $545.8M
 
Total Liabilities and Equity $2.2B $2.3B $2.2B $2.3B $2.3B
Cash and Short Terms $679.1M $603M $606.2M $645.4M $401.9M
Total Debt $90M $35M $35M $35M $35M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $52.8M $25.3M -$2M $4.4M $50.9M
Depreciation & Amoritzation $6.7M $5.8M $4.8M $4.3M $3.9M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -$45.8M -$45.8M -$6.1M $8.2M $19.2M
Change in Inventories -- -- -- -- --
Cash From Operations $101.1M $76.7M $67.1M $28.6M $67.4M
 
Capital Expenditures $89.7K -- -- $44.7K --
Cash Acquisitions -- -- -- -- --
Cash From Investing -$99.7M -$62.2M -$98.5M -$16.7M -$48M
 
Dividends Paid (Ex Special Dividend) -$17M -$19.1M -$20.5M -$21.9M -$22.7M
Special Dividend Paid
Long-Term Debt Issued $50M -- -- -- --
Long-Term Debt Repaid -- -$55M -- -- --
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities -- -- -- -- --
Cash From Financing $52.3M -$59.9M -$1.2M -$13.2M $9.7M
 
Beginning Cash (CF) $49.3M $103.1M $57.7M $25.1M $23.8M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $53.8M -$45.4M -$32.6M -$1.3M $29.1M
Ending Cash (CF) $103.1M $57.7M $25.1M $23.8M $52.9M
 
Levered Free Cash Flow $101M $76.7M $67.1M $28.6M $67.4M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $14.6M $5.3M $3.5M -$2M $24M
Depreciation & Amoritzation $1.6M $1.3M $1.1M $1.1M $995.3K
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable $3M $17.9M $3.2M $9.5M $42M
Change in Inventories -- -- -- -- --
Cash From Operations $32.7M $18.3M $17.2M $2.6M $28.2M
 
Capital Expenditures $16K -- -- -- --
Cash Acquisitions -- -- -- -- --
Cash From Investing -$20M -$25.3M -$17.4M $1.2M -$25.3M
 
Dividends Paid (Ex Special Dividend) -$4.4M -$4.9M -$5.3M -$5.6M -$5.8M
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -- -- -- -- --
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities -- -- -- -- --
Cash From Financing $2.5M -$4.2M -$1.3M -$3.7M $21.4M
 
Beginning Cash (CF) $87.9M $68.9M $26.7M $23.7M $28.7M
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $15.2M -$11.2M -$1.5M $73.4K $24.3M
Ending Cash (CF) $103.1M $57.7M $25.1M $23.8M $52.9M
 
Levered Free Cash Flow $32.7M $18.3M $17.2M $2.6M $28.2M
Period Ending 2020-12-31 2021-12-31 2022-12-31 2023-12-31 2024-12-31
Net Income to Stockholders $52.8M $25.3M -$2M $4.4M $50.9M
Depreciation & Amoritzation $6.7M $5.8M $4.8M $4.3M $3.9M
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -$45.8M -$45.8M -$6.1M $8.2M $19.2M
Change in Inventories -- -- -- -- --
Cash From Operations $101.1M $76.7M $67.1M $28.6M $67.4M
 
Capital Expenditures $89.7K -- -- $44.7K --
Cash Acquisitions -- -- -- -- --
Cash From Investing -$99.7M -$62.2M -$98.5M -$16.7M -$48M
 
Dividends Paid (Ex Special Dividend) -$17M -$19.1M -$20.5M -$21.9M -$22.7M
Special Dividend Paid
Long-Term Debt Issued $50M -- -- -- --
Long-Term Debt Repaid -- -$55M -- -- --
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities -- -- -- -- --
Cash From Financing $52.3M -$59.9M -$1.2M -$13.2M $9.7M
 
Beginning Cash (CF) -- -- -- -- --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions $53.8M -$45.4M -$32.6M -$1.3M $29.1M
Ending Cash (CF) -- -- -- -- --
 
Levered Free Cash Flow $101M $76.7M $67.1M $28.6M $67.4M
Period Ending 2021-12-31 2022-12-31 2023-12-31 2024-12-31 2025-12-31
Net Income to Stockholders $25.3M -$2M $4.4M $50.9M --
Depreciation & Amoritzation $5.8M $4.8M $4.3M $3.9M --
Stock-Based Compensation -- -- -- -- --
Change in Accounts Receivable -$45.8M -$6.1M $8.2M $19.2M --
Change in Inventories -- -- -- -- --
Cash From Operations $76.7M $67.1M $28.6M $67.4M --
 
Capital Expenditures -- -- $44.7K -- --
Cash Acquisitions -- -- -- -- --
Cash From Investing -$62.2M -$98.5M -$16.7M -$48M --
 
Dividends Paid (Ex Special Dividend) -$19.1M -$20.5M -$21.9M -$22.7M --
Special Dividend Paid -- -- -- -- --
Long-Term Debt Issued -- -- -- -- --
Long-Term Debt Repaid -$55M -- -- -- --
Repurchase of Common Stock -- -- -- -- --
Other Financing Activities -- -- -- -- --
Cash From Financing -$59.9M -$1.2M -$13.2M $9.7M --
 
Beginning Cash (CF) $362.4M $162.3M $96.4M $96.5M --
Foreign Exchange Rate Adjustment -- -- -- -- --
Additions / Reductions -$45.4M -$32.6M -$1.3M $29.1M --
Ending Cash (CF) $317M $129.7M $95.1M $125.6M --
 
Levered Free Cash Flow $76.7M $67.1M $28.6M $67.4M --

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