Financhill
Buy
63

PFS Quote, Financials, Valuation and Earnings

Last price:
$16.80
Seasonality move :
2.81%
Day range:
$16.59 - $16.92
52-week range:
$13.07 - $22.24
Dividend yield:
5.79%
P/E ratio:
14.18x
P/S ratio:
2.64x
P/B ratio:
0.82x
Volume:
363.2K
Avg. volume:
654.7K
1-year change:
13.86%
Market cap:
$2.2B
Revenue:
$694.7M
EPS (TTM):
$1.17

Analysts' Opinion

  • Consensus Rating
    Provident Financial Services has received a consensus rating of Buy. The company's average rating is a Buy based on 2 Buy ratings, 1 Hold rating, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $20.90, Provident Financial Services has an estimated upside of 25.98% from its current price of $16.59.
  • Price Target Downside
    According to analysts, the lowest downside price target is $18.00 representing 100% downside risk from its current price of $16.59.

Fair Value

  • According to the consensus of 3 analysts, Provident Financial Services has 25.98% upside to fair value with a price target of $20.90 per share.

PFS vs. S&P 500

  • Over the past 5 trading days, Provident Financial Services has underperformed the S&P 500 by -5.56% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Provident Financial Services does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Provident Financial Services has grown year-over-year revenues for 4 quarters straight. In the most recent quarter Provident Financial Services reported revenues of $208.8M.

Earnings Growth

  • Provident Financial Services has grown year-over-year earnings for 1 quarter straight. In the most recent quarter Provident Financial Services reported earnings per share of $0.49.
Enterprise value:
1.7B
EV / Invested capital:
0.32x
Price / LTM sales:
2.64x
EV / EBIT:
3.21x
EV / Revenue:
2.79x
PEG ratio (5yr expected):
--
EV / Free cash flow:
6.75x
Price / Operating cash flow:
6.40x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.62%
Net Income Margin (TTM):
18.6%
Return On Equity:
5.48%
Return On Invested Capital:
2.84%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Income Statement
Revenue $521.1M $463.3M $601.8M $114.5M $208.8M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $2.31 $1.60 $1.17 $0.43 $0.49
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Balance Sheet
Current Assets $1.9B $2.5B $2.1B $1.9B $3.2B
Total Assets $13.1B $13.6B $13.8B $14.1B $24.2B
Current Liabilities -- $118.8M $92.5M $89.2M $114.1M
Total Liabilities $11.5B $12B $12.1B $12.4B $21.6B
Total Equity $1.6B $1.6B $1.6B $1.7B $2.7B
Total Debt $965.8M $291.2M $1.5B $1.4B $2.6B
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Cash Flow Statement
Cash Flow Operations $207.4M $156.7M $252.7M $41.4M $88.5M
Cash From Investing -$435.8M -$434.5M $508.7M $54.6M -$176.5M
Cash From Financing $29.1M $202.3M -$632M -$117.9M $116.1M
Free Cash Flow $206.3M $149.3M $248.5M $40.9M $87.4M
PFS
Sector
Market Cap
$2.2B
$611M
Price % of 52-Week High
74.6%
86.88%
Dividend Yield
5.79%
2.05%
Shareholder Yield
-1.86%
4.06%
1-Year Price Total Return
13.86%
9.32%
Beta (5-Year)
0.839
0.587
Dividend yield:
5.79%
Annualized payout:
$0.96
Payout ratio:
77.37%
Growth streak:
0 years

Technicals

8-day SMA
Sell
Level $16.95
200-day SMA
Sell
Level $18.36
Bollinger Bands (100)
Sell
Level 16.32 - 18.76
Chaikin Money Flow
Buy
Level 61.1M
20-day SMA
Sell
Level $17.10
Relative Strength Index (RSI14)
Sell
Level 45.60
ADX Line
Buy
Level 22.1
Williams %R
Buy
Level -84.8315
50-day SMA
Sell
Level $16.63
MACD (12, 26)
Buy
Level 0.05
25-day Aroon Oscillator
Buy
Level 48
On Balance Volume
Sell
Level -6.3M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.3843)
Sell
CA Score (Annual)
Level (-2.0921)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (9)
Sell
Ohlson Score
Level (1.5853)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (7)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Provident Financial Services Inc is the holding company for The Provident Bank, a community-oriented bank. The Company’s operations are solely in the financial services industry and include providing traditional banking and other financial services to its customers. The Company operates in the geographical regions of northern and central New Jersey, Queens and Nassau Counties in New York and eastern Pennsylvania. The Company has a single reporting segment for financial reporting purposes. The majority of the revenue-generating activities that are components of non-interest income are These revenue streams can generally be classified into three broad categories: wealth management revenue, insurance agency income, and banking service charges and other fees.

Stock Forecast FAQ

In the current month, PFS has received 2 Buy ratings 1 Hold ratings, and 0 Sell ratings. The PFS average analyst price target in the past 3 months is $20.90.

  • Where Will Provident Financial Services Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Provident Financial Services share price will rise to $20.90 per share over the next 12 months.

  • What Do Analysts Say About Provident Financial Services?

    Analysts are divided on their view about Provident Financial Services share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Provident Financial Services is a Sell and believe this share price will drop from its current level to $18.00.

  • What Is Provident Financial Services's Price Target?

    The price target for Provident Financial Services over the next 1-year time period is forecast to be $20.90 according to 3 Wall Street analysts, 2 of them rate the stock a Buy, 0 rate the stock a Sell, and 1 analyst rates the stock a Hold.

  • Is PFS A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Provident Financial Services is a Buy. 2 of 3 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of PFS?

    You can purchase shares of Provident Financial Services via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, tastytrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Provident Financial Services shares.

  • What Is The Provident Financial Services Share Price Today?

    Provident Financial Services was last trading at $16.80 per share. This represents the most recent stock quote for Provident Financial Services. Yesterday, Provident Financial Services closed at $16.59 per share.

  • How To Buy Provident Financial Services Stock Online?

    In order to purchase Provident Financial Services stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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