Financhill
Sell
50

ORRF Quote, Financials, Valuation and Earnings

Last price:
$30.25
Seasonality move :
3.26%
Day range:
$30.21 - $31.00
52-week range:
$25.06 - $41.99
Dividend yield:
3.24%
P/E ratio:
15.42x
P/S ratio:
2.38x
P/B ratio:
1.11x
Volume:
125.8K
Avg. volume:
129.6K
1-year change:
18.09%
Market cap:
$589.7M
Revenue:
$190.4M
EPS (TTM):
$1.96

Analysts' Opinion

  • Consensus Rating
    Orrstown Financial Services has received a consensus rating of Buy. The company's average rating is a Buy based on 2 Buy ratings, 0 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $36.80, Orrstown Financial Services has an estimated upside of 21.73% from its current price of $30.23.
  • Price Target Downside
    According to analysts, the lowest downside price target is $35.00 representing 100% downside risk from its current price of $30.23.

Fair Value

  • According to the consensus of 2 analysts, Orrstown Financial Services has 21.73% upside to fair value with a price target of $36.80 per share.

ORRF vs. S&P 500

  • Over the past 5 trading days, Orrstown Financial Services has underperformed the S&P 500 by -0.56% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Orrstown Financial Services does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Orrstown Financial Services has grown year-over-year revenues for 3 quarters straight. In the most recent quarter Orrstown Financial Services reported revenues of $59.7M.

Earnings Growth

  • Orrstown Financial Services has grown year-over-year earnings for 1 quarter straight. In the most recent quarter Orrstown Financial Services reported earnings per share of $0.93.
Enterprise value:
471.8M
EV / Invested capital:
--
Price / LTM sales:
2.38x
EV / EBIT:
3.27x
EV / Revenue:
2.17x
PEG ratio (5yr expected):
0.29x
EV / Free cash flow:
16.04x
Price / Operating cash flow:
17.59x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.69%
Net Income Margin (TTM):
14.55%
Return On Equity:
7.46%
Return On Invested Capital:
5.36%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Income Statement
Revenue $127.6M $130.4M $217M $33.2M $59.7M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $2.14 $3.35 $1.96 $0.81 $0.93
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Balance Sheet
Current Assets $743M $752.6M $629.5M $711.1M $307M
Total Assets $3B $2.9B $3B $3.2B $5.4B
Current Liabilities $22.8M $24.6M $14M $12.1M $23.1M
Total Liabilities $2.7B $2.6B $2.8B $2.9B $4.9B
Total Equity $254.4M $254.8M $240.2M $271.7M $532.9M
Total Debt $89.9M $33.8M $194.4M $147.1M $169.2M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Cash Flow Statement
Cash Flow Operations $35M $51M $33.2M $12.7M $11M
Cash From Investing -$250.6M -$106M $110.2M -$9.4M $39.9M
Cash From Financing $99.8M $139.5M -$39.1M $114.3M -$12.6M
Free Cash Flow $34.1M $48.8M $29.4M $12.6M $8.6M
ORRF
Sector
Market Cap
$589.7M
$622.3M
Price % of 52-Week High
71.99%
87.47%
Dividend Yield
3.24%
2.04%
Shareholder Yield
3.46%
4.12%
1-Year Price Total Return
18.09%
12.42%
Beta (5-Year)
0.795
0.595
Dividend yield:
3.24%
Annualized payout:
$0.86
Payout ratio:
50.99%
Growth streak:
9 years

Technicals

8-day SMA
Sell
Level $30.58
200-day SMA
Sell
Level $34.09
Bollinger Bands (100)
Sell
Level 28.49 - 33.87
Chaikin Money Flow
Sell
Level -4.2M
20-day SMA
Sell
Level $30.35
Relative Strength Index (RSI14)
Sell
Level 49.49
ADX Line
Buy
Level 30.91
Williams %R
Neutral
Level -64
50-day SMA
Buy
Level $29.31
MACD (12, 26)
Buy
Level 0.23
25-day Aroon Oscillator
Sell
Level -36
On Balance Volume
Neutral
Level 5.2M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.4645)
Sell
CA Score (Annual)
Level (-2.1932)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (8)
Sell
Ohlson Score
Level (2.4312)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (8)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Orrstown Financial Services Inc is a holding company engaged in commercial banking and trust business, this involves accepting demand, time, and savings deposits and granting loans. The company is also engaged in lending services for commercial, residential, commercial mortgages, construction, municipal, and various forms of consumer lending, and deposit services that include checking, savings, time, and money market deposits. It also provides investment and brokerage services through its Financial Advisors division. The Company earns fees from its deposit clients for transaction-based account maintenance and overdraft services, It also earns wealth management and investment brokerage fees from its contracts with trusts. The company operates in a segment, namely Community Banking.

Stock Forecast FAQ

In the current month, ORRF has received 2 Buy ratings 0 Hold ratings, and 0 Sell ratings. The ORRF average analyst price target in the past 3 months is $36.80.

  • Where Will Orrstown Financial Services Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Orrstown Financial Services share price will rise to $36.80 per share over the next 12 months.

  • What Do Analysts Say About Orrstown Financial Services?

    Analysts are divided on their view about Orrstown Financial Services share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Orrstown Financial Services is a Sell and believe this share price will drop from its current level to $35.00.

  • What Is Orrstown Financial Services's Price Target?

    The price target for Orrstown Financial Services over the next 1-year time period is forecast to be $36.80 according to 2 Wall Street analysts, 2 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is ORRF A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Orrstown Financial Services is a Buy. 2 of 2 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of ORRF?

    You can purchase shares of Orrstown Financial Services via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, tastytrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Orrstown Financial Services shares.

  • What Is The Orrstown Financial Services Share Price Today?

    Orrstown Financial Services was last trading at $30.25 per share. This represents the most recent stock quote for Orrstown Financial Services. Yesterday, Orrstown Financial Services closed at $30.23 per share.

  • How To Buy Orrstown Financial Services Stock Online?

    In order to purchase Orrstown Financial Services stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

SEE THE 1% OF STOCKS YOU NEED TO OWN FOR MASSIVE RETURNS

GET BETTER TRADE IDEAS

Popular

Where Will AST SpaceMobile Be In 5 Years?
Where Will AST SpaceMobile Be In 5 Years?

Ever tried to send a text from the Nevada desert…

Is TTD The Big Winner If Pharma Ads Are Banned?
Is TTD The Big Winner If Pharma Ads Are Banned?

Last week, Senators Bernie Sanders and Angus King introduced a…

Is Palantir Stock Overvalued?
Is Palantir Stock Overvalued?

By every traditional yardstick, including a price‑to‑sales well above 100,…

Stock Ideas

Buy
65
Is MSFT Stock a Buy?

Market Cap: $3.5T
P/E Ratio: 40x

Buy
57
Is NVDA Stock a Buy?

Market Cap: $3.5T
P/E Ratio: 48x

Sell
39
Is AAPL Stock a Buy?

Market Cap: $2.9T
P/E Ratio: 32x

Alerts

Sell
11
VEON alert for Jun 14

VEON [VEON] is down 18.57% over the past day.

Buy
74
DAVE alert for Jun 14

Dave [DAVE] is down 12.68% over the past day.

Buy
54
DAR alert for Jun 14

Darling Ingredients [DAR] is up 9.12% over the past day.

THE #1 STOCK ANALYSIS TOOL
TO MAKE SMARTER BUY AND SELL DECISIONS

Show me the best stock