Financhill
Sell
28

OBT Quote, Financials, Valuation and Earnings

Last price:
$23.07
Seasonality move :
3.74%
Day range:
$23.05 - $23.80
52-week range:
$20.97 - $33.06
Dividend yield:
2.17%
P/E ratio:
9.55x
P/S ratio:
2.37x
P/B ratio:
1.53x
Volume:
55.7K
Avg. volume:
37.8K
1-year change:
0.74%
Market cap:
$308.1M
Revenue:
$107.6M
EPS (TTM):
$2.42

Analysts' Opinion

  • Consensus Rating
    Orange County Bancorp has received a consensus rating of Buy. The company's average rating is a Buy based on 2 Buy ratings, 0 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $29.83, Orange County Bancorp has an estimated upside of 29.37% from its current price of $23.06.
  • Price Target Downside
    According to analysts, the lowest downside price target is $29.50 representing 100% downside risk from its current price of $23.06.

Fair Value

  • According to the consensus of 2 analysts, Orange County Bancorp has 29.37% upside to fair value with a price target of $29.83 per share.

OBT vs. S&P 500

  • Over the past 5 trading days, Orange County Bancorp has underperformed the S&P 500 by -4.85% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Orange County Bancorp does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Orange County Bancorp has grown year-over-year revenues for 5 quarters straight. In the most recent quarter Orange County Bancorp reported revenues of $28M.

Earnings Growth

  • Orange County Bancorp earnings have been falling on a year-over-year basis for 4 quarters in a row. In the most recent quarter Orange County Bancorp reported earnings per share of $0.77.
Enterprise value:
70.9M
EV / Invested capital:
0.28x
Price / LTM sales:
2.37x
EV / EBIT:
1.03x
EV / Revenue:
0.64x
PEG ratio (5yr expected):
0.50x
EV / Free cash flow:
2.01x
Price / Operating cash flow:
7.41x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
1.09%
Net Income Margin (TTM):
24.74%
Return On Equity:
14.74%
Return On Invested Capital:
9.3%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Income Statement
Revenue $89.9M $104.6M $110.3M $27.2M $28M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $1.98 $3.15 $2.42 $0.82 $0.77
Period Ending 2021-03-31 2022-03-31 2023-03-31 2024-03-31 2025-03-31
Balance Sheet
Current Assets $619.8M $867.2M $697.6M $630.9M $298.3M
Total Assets $1.9B $2.3B $2.5B $2.5B $2.6B
Current Liabilities -- -- $229M $28M $20.5M
Total Liabilities $1.8B $2.1B $2.3B $2.3B $2.4B
Total Equity $135.1M $164.5M $148.6M $168.7M $201.3M
Total Debt $22.3M $22.4M $258.5M $107.5M $50.1M
Trailing 12 Months Fiscal Quarters
Period Ending 2023-03-31 2024-03-31 2025-03-31 2024-03-31 2025-03-31
Cash Flow Statement
Cash Flow Operations $35.5M $38.6M $37.2M $2.3M $4.8M
Cash From Investing -$409.5M -$26.1M -$86.6M $32.5M -$24.7M
Cash From Financing $182.9M -$33M $68.9M -$37.4M $33.7M
Free Cash Flow $31.7M $37.1M $35.2M $2M $4.3M
OBT
Sector
Market Cap
$308.1M
$622.3M
Price % of 52-Week High
69.76%
87.47%
Dividend Yield
2.17%
2.04%
Shareholder Yield
17.54%
4.12%
1-Year Price Total Return
0.74%
12.42%
Beta (5-Year)
0.502
0.595
Dividend yield:
2.17%
Annualized payout:
$0.47
Payout ratio:
20.15%
Growth streak:
3 years

Technicals

8-day SMA
Sell
Level $24.00
200-day SMA
Sell
Level $26.69
Bollinger Bands (100)
Sell
Level 23.31 - 26.39
Chaikin Money Flow
Buy
Level 1.1M
20-day SMA
Sell
Level $25.16
Relative Strength Index (RSI14)
Sell
Level 36.80
ADX Line
Sell
Level 18.86
Williams %R
Buy
Level -99.7167
50-day SMA
Sell
Level $24.40
MACD (12, 26)
Sell
Level -0.39
25-day Aroon Oscillator
Sell
Level -92
On Balance Volume
Neutral
Level 828.8K

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.5221)
Sell
CA Score (Annual)
Level (-2.2953)
--
Beneish M-Score (Annual)
Level (--)
Sell
Momentum Score
Level (7)
Sell
Ohlson Score
Level (2.5691)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (9)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Orange County Bancorp Inc provides banking services. Its services include personal banking services such as personal loans, personal savings, business loans, business savings, and Internet banking among others. The company provides commercial and consumer banking services to individuals, small businesses, and local municipal governments as well as trust and investment services through the Bank and HVIA. Its segment includes banking and wealth management. The company generates maximum revenue from the banking segment.

Stock Forecast FAQ

In the current month, OBT has received 2 Buy ratings 0 Hold ratings, and 0 Sell ratings. The OBT average analyst price target in the past 3 months is $29.83.

  • Where Will Orange County Bancorp Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Orange County Bancorp share price will rise to $29.83 per share over the next 12 months.

  • What Do Analysts Say About Orange County Bancorp?

    Analysts are divided on their view about Orange County Bancorp share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Orange County Bancorp is a Sell and believe this share price will drop from its current level to $29.50.

  • What Is Orange County Bancorp's Price Target?

    The price target for Orange County Bancorp over the next 1-year time period is forecast to be $29.83 according to 2 Wall Street analysts, 2 of them rate the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is OBT A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Orange County Bancorp is a Buy. 2 of 2 analysts rate the stock a Buy at this time.

  • How Can I Buy Shares Of OBT?

    You can purchase shares of Orange County Bancorp via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, tastytrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Orange County Bancorp shares.

  • What Is The Orange County Bancorp Share Price Today?

    Orange County Bancorp was last trading at $23.07 per share. This represents the most recent stock quote for Orange County Bancorp. Yesterday, Orange County Bancorp closed at $23.06 per share.

  • How To Buy Orange County Bancorp Stock Online?

    In order to purchase Orange County Bancorp stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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