Financhill
Sell
7

NWFL Quote, Financials, Valuation and Earnings

Last price:
$26.21
Seasonality move :
0.32%
Day range:
$26.32 - $26.73
52-week range:
$23.50 - $34.50
Dividend yield:
4.55%
P/E ratio:
16.58x
P/S ratio:
3.06x
P/B ratio:
1.09x
Volume:
6.4K
Avg. volume:
17.7K
1-year change:
-14.68%
Market cap:
$213.3M
Revenue:
$70.2M
EPS (TTM):
$1.59

Analysts' Opinion

  • Consensus Rating
    Norwood Financial has received a consensus rating of Buy. The company's average rating is a Buy based on 1 Buy rating, 0 Hold ratings, and 0 Sell ratings.
  • Price Target Upside
    According to analysts' consensus price target of $31.00, Norwood Financial has an estimated upside of 17.58% from its current price of $26.37.
  • Price Target Downside
    According to analysts, the lowest downside price target is $31.00 representing 100% downside risk from its current price of $26.37.

Fair Value

  • According to the consensus of 1 analyst, Norwood Financial has 17.58% upside to fair value with a price target of $31.00 per share.

NWFL vs. S&P 500

  • Over the past 5 trading days, Norwood Financial has underperformed the S&P 500 by -1.04% suggesting its relative strength compared to the major market average is weak at this time.

Share Buyback

  • Norwood Financial does have a share repurchase program in place at this time. The scale of a buyback program can materially affect share price and usually results in a higher earnings per share, all else being equal, when the share count drops.

Revenue Growth

  • Norwood Financial has grown year-over-year revenues for 1 quarter straight. In the most recent quarter Norwood Financial reported revenues of $18.2M.

Earnings Growth

  • Norwood Financial earnings have been falling on a year-over-year basis for 7 quarters in a row. In the most recent quarter Norwood Financial reported earnings per share of $0.48.
Enterprise value:
-129M
EV / Invested capital:
--
Price / LTM sales:
3.06x
EV / EBIT:
-2.00x
EV / Revenue:
-1.86x
PEG ratio (5yr expected):
--
EV / Free cash flow:
-5.83x
Price / Operating cash flow:
9.61x
Enterprise value / EBITDA:
--
Gross Profit (TTM):
--
Return On Assets:
0.58%
Net Income Margin (TTM):
18.48%
Return On Equity:
7.1%
Return On Invested Capital:
3.65%
Operating Margin:
--
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Income Statement
Revenue $77.7M $71.9M $69.5M $17.3M $18.2M
Gross Profit -- -- -- -- --
Operating Income -- -- -- -- --
EBITDA -- -- -- -- --
Diluted EPS $3.52 $2.91 $1.59 $0.51 $0.48
Period Ending 2020-09-30 2021-09-30 2022-09-30 2023-09-30 2024-09-30
Balance Sheet
Current Assets $328M $588M $474.5M $442.4M $487.8M
Total Assets $1.8B $2.1B $2B $2.2B $2.3B
Current Liabilities $71.5M $79.6M $73.2M $112.5M $65.1M
Total Liabilities $1.7B $1.9B $1.9B $2B $2.1B
Total Equity $190.5M $202.6M $158.8M $164.7M $195.7M
Total Debt $115.7M $111.4M $71.8M $241.3M $137.4M
Trailing 12 Months Fiscal Quarters
Period Ending 2022-09-30 2023-09-30 2024-09-30 2023-09-30 2024-09-30
Cash Flow Statement
Cash Flow Operations $30.6M $29.5M $24.7M $6.9M $4.6M
Cash From Investing -$205.3M -$151.8M -$51M -$27.7M -$19.9M
Cash From Financing -$4.3M $135.6M $55M $41.9M $28.7M
Free Cash Flow $28.8M $28.1M $22.1M $6.7M $4.1M
NWFL
Sector
Market Cap
$213.3M
$684.5M
Price % of 52-Week High
76.42%
87.63%
Dividend Yield
4.55%
2.22%
Shareholder Yield
--
3.86%
1-Year Price Total Return
-14.68%
8.32%
Beta (5-Year)
0.619
0.739
Dividend yield:
4.55%
Annualized payout:
$1.16
Payout ratio:
74.99%
Growth streak:
23 years

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Technicals

8-day SMA
Sell
Level $26.89
200-day SMA
Sell
Level $26.89
Bollinger Bands (100)
Sell
Level 26.37 - 30.19
Chaikin Money Flow
Sell
Level -245.9K
20-day SMA
Sell
Level $28.43
Relative Strength Index (RSI14)
Sell
Level 37.35
ADX Line
Sell
Level 11.43
Williams %R
Neutral
Level -72.6431
50-day SMA
Sell
Level $29.42
MACD (12, 26)
Sell
Level -0.94
25-day Aroon Oscillator
Sell
Level -28
On Balance Volume
Sell
Level -1.1M

Financial Scores

Sell
Altman Z-Score (Annual)
Level (0.4816)
Sell
CA Score (Annual)
Level (-2.2564)
--
Beneish M-Score (Annual)
Level (--)
Buy
Momentum Score
Level (7)
Sell
Ohlson Score
Level (2.9954)
--
Piotroski F Score (Annual)
Level (--)
--
Quality Ratio Score
Level (--)
Buy
Fundamental Score
Level (9)

Revenue Forecast

Earnings per Share Forecast

Company Profile

Norwood Financial Corp is a U.S.-based bank holding company. It offers various personal and business credit services, trust and investment products, and real estate settlement services to consumers, businesses, nonprofit organizations, and municipalities in each of the communities that the bank serves. The bank also manages automated teller machines at its branch location. It serves the Pennsylvanian counties of Wayne, Pike, Monroe, and Lackawanna, as well as Susquehanna County.

Stock Forecast FAQ

In the current month, NWFL has received 1 Buy ratings 0 Hold ratings, and 0 Sell ratings. The NWFL average analyst price target in the past 3 months is $31.00.

  • Where Will Norwood Financial Stock Be In 1 Year?

    According to analysts, the consensus estimate is that Norwood Financial share price will rise to $31.00 per share over the next 12 months.

  • What Do Analysts Say About Norwood Financial?

    Analysts are divided on their view about Norwood Financial share price and where it will be in the next 12 months. The majority of analysts rate the stock a Buy. However, a smaller subset of analysts suggest that Norwood Financial is a Sell and believe this share price will drop from its current level to $31.00.

  • What Is Norwood Financial's Price Target?

    The price target for Norwood Financial over the next 1-year time period is forecast to be $31.00 according to 1 Wall Street analyst, 1 of them rates the stock a Buy, 0 rate the stock a Sell, and 0 analysts rate the stock a Hold.

  • Is NWFL A Buy, Sell Or Hold?

    According to Wall Street analysts, the consensus rating for Norwood Financial is a Buy. 1 of 1 analysts rates the stock a Buy at this time.

  • How Can I Buy Shares Of NWFL?

    You can purchase shares of Norwood Financial via an online brokerage firm such as TD Ameritrade.com, thinkorswim.com, e-trade.com, TastyTrade.com, or Schwab.com. Many other digital online brokerages exist such as RobinHood and Webull where you can purchase Norwood Financial shares.

  • What Is The Norwood Financial Share Price Today?

    Norwood Financial was last trading at $26.21 per share. This represents the most recent stock quote for Norwood Financial. Yesterday, Norwood Financial closed at $26.37 per share.

  • How To Buy Norwood Financial Stock Online?

    In order to purchase Norwood Financial stock online, open a brokerage account, deposit funds into the account, and select an order type to purchase shares whether it be market or limit.

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